IOSR-JBM   Volume-22 ~ Issue-6 ~ June 2020

Abstract: Maintaining of satisfaction levels and performance is always depending on effective motivation. Motivation is process which will bring new energy for employees in the organization; the motivation creates special interest levels to employees to give better productivity to the organization. So the satisfaction and performance is always depending on motivation process. The study confined that for maintaining better satisfaction levels to employees motivation on different variables is required. The study conducted in Navya Foods with sample size of 80. And collected the data through questionnaire method and analyzed the collected data through statistical test like t-test, ANOVA and finally interpret the results

Keywords: Motivation, Satisfaction, Results and Discussion

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Abstract: The implementation of Work from Home (WFH) for Civil Servants (PNS) is a new thing to do now, amid the 2019 Corona Virus Disease pandemic (Covid-19), the PNS is required to remain productive in their work. This study expects to break down the elements that can increase the work productivity of Civil Servants. Respondents of this study focus on Civil Servants (PNS) who work in back-office positions. This sort of research is quantitative with survey methods. The examination respondents were 100 (one hundred individuals), and information were breaking down utilizing the SPSS PC program. The outcomes indicated the impact of Motivation, Work Experience, and the use of Information Technology on the Productivity of Civil Servants. The greatness of the effect decides the authority of the association to assess these components

Keywords: strategy, motivation, work experience, Utilization of Information Technology

[1]. Arthur, M., and Sullivan, S.E. (2006), 'The evolution of the boundaryless career concept: Examining the physical and psychological mobility,' Journal of Vocational Behavior 69 (1): 19–29.
[2]. Bandura, A (1977), "Social learning theory." Cliffs, Englewood.
[3]. Ben‐Arieh, D., & Pollatscheck, M. A. (2002), "Analysis of Information Flow in Hierarchical Organizations". Production Research of The International Journal, 40 (15), 3561‐3573.
[4]. Boone, T., & Ganeshan, R. (2001), "The Effect of Information Technology on Learning in Professional Service Organizations." Journal of Operations Management, 19(4), 485‐495.
[5]. Caganova, D.; Starecek, A.; Bednarikova, M.; Hornakova, N. (2017), "Analysis of Factors Influencing The Motivation Of Generations Y And Z To Perform In The Educational Process." In Proceedings of the 15th IEEE International Conference on Emerging eLearning Technologies and Applications (ICETA), Stary Smokovec, Slovakia, 26–27 October 2017; pp. 69–74

Abstract: The study investigated the effect of ambidexterity on organizational performance of manufacturing firms but specifically explore the relationship between the innovative ambidexterity and market share and theeffect of contextual Ambidexterity on competitive advantage. Dynamic capability theory propounded by Teece, Pisano, and Shuen, (1997) was adopted. A correlation survey research design was utilized. The population of the study is 386. The sample size of 196 was ascertained using the Taro Yamane formula. Pearson product-moment correlation coefficient was employed to test the hypotheses. The study revealed that there is a significant positive relationship between innovative ambidexterity and market share (correlation coefficient = .914, N 189, P < 0.01). It was also found that there is a significant positive relationship between contextual ambidexterity and competitive......

Keywords: Ambidexterity, organizational performance, contextual, innovative

[1]. Adam H (2019), Market share. Retrieved from https://www.investopedia.com/terms/m/marketshare.asp on 5th May 2020
[2]. AnyanithaDistanontOrapan A Khongmalai (2018) The role of innovation in creating a competitive advantage. Kasetsart Journal of Social Sciences
[3]. Anh N.M, Huong V.V, Bien X .B &Tuyen Q. T (2019). The lasting effects of innovation on firmprofitability: panel evidence from a transitional economy. Journal of economic research.
[4]. Botella-Carrubi, M.D.; González-Cruz, T.F. (2019).Context as a provider of key resources for succession: A case study of sustainable family firms. Sustainability 2019, 11, 1873. [5]. Benner, M J, and Tushman, M L. (2002) Process management and technological innovation: a longitudinal study of the photography and paint industries. Administrative Science Quarterly 47 676-706.

Abstract: Marble is the most exquisite stones in its own right. The word 'marble' triggers wonder and requests regard for its sovereignty. No big surprise 'Taj Mahal' that was developed in unadulterated marble has held the world completely devoted to it's for some ages now. In India, marble stone is held in high regard and represents the tasteful greatness of any development. Other than mirroring the sovereignty of the family beautified in marble, the stone additionally exhibits the rich custom which India is saturated with since ages and ages. India, Turkey, China, Italy, Greece, Spain are the greatest patron in universal advertising of marble. India is a significant exporter of marble, which is the second biggest outside trade worker for India other than iron metal in minerals classification. India has tremendous potential for development of fares in this division. Marble is extremely delightful and valuable.....

Key words: Marble, Global market, Taj Mahal, Hurdles, Exporters and Types of marbles

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Abstract: Background: Ionian Islands are a group of islands in Greece and more specifically in the Ionian Sea. The region is a popular tourist destination worldwide. Corporate social responsibility is a self-regulating business model that helps a company be socially accountable, to itself, its stakeholders, and the public. There is a lot of empirical evidence in the literature about the positive effect of CSR activities on perceived corporate reputation, customer satisfaction and word to mouth. Diversely there is the need for more practical and quantitative evidence to link the perception of CSR activities in different segments of the population. This study investigates the correlation between the Corporate Social Responsibilities practices, the customer satisfaction and the corporate reputation in Hospitality....

Keywords: Corporate Social Responsibility; Customer Satisfaction; Corporate Reputation; Ionian Islands; Confirmatory Factor Analysis

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[3]. "EUROPA – Press release – Unemployment in the EU27 regions in 2012 Regional unemployment rates ranged from 2.5% in Salzburg and Tirol to 38.5% in Ceuta and 34.6% in Andalucía". europa.eu. Retrieved 11-04-2020.
[4]. Fu H, Ye B.H, Law R. You do well and I do well? The behavioral consequences of corporate social responsibility. International Journal of Hospitality Management.2014;40: 62–70.
[5]. Benavides-Velasco CA, Quintana-Garcia C, Marchante-Lara M. Total quality management, corporate social responsibility and performance in the hotel industry. International Journal of Hospitality Management.2014;41: 77–87.

Abstract: The satisfaction of the fast food is for us in management science researcher, has burning topical issue in Morocco. Indeed, the proliferation of products of snack and fast food HAS made and continued to make a noise in the discussions, social networking, word of mouth Among Moroccans. Sometimes satisfied, dissatisfied at other times, the Moroccan customer target of the fast food is about to know a change in behavior In His choices, strategy of buying products and uses Several Determinants Affecting icts income on the acquisition of a food product to eat outside the home. This required us to seek to explain the different factors Justifying today the purchase act of the fast food product in Morocco, and to try to Understand the effects on the level of visual satisfaction, financial and technical ones. The results of our study Were que la Moroccan consumer is more sensitive......

Keywords: Restauration rapide, comportement, consommateur, marché, satisfaction, financier, technique, design, choix.

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Abstract: The financial, economic and social crisis has helped to establish the fable of spontaneous self-regulation of markets and to show the limits of the governance model based on shareholder value. The crisis appears, from these different points of view, as a remarkable opportunity to re-examine the foundations of the system. Social enterprises also, considering their financial weight, importance and act, represent major players in contemporary society. Their governance issue generates an important stake for all their stakeholders. But the specificities of these companies lead to raise questions about the governance theoretical approach. In this Conceptual article, we focus on......

Key words: Governance, Social enterprise, Shareholder Theory, the Managerial Hegemony Theory, the Resource Dependency Theory, Stewardship Theory, and Stakeholder Theory.

[1]. Barthélémy, A et R. Slitine (2011), Entrepreneuriat social. Innover au service de l'intérêt général, Paris : Vuibert.
[2]. Bertotti, M., Han, Y., Netuveli, G., Sheridan, K., and Renton, A. (2014), "Governance in South Korean Social Enterprises" , ", Social Enterprise Journal,Vol. 10, No. 1, pp. 38-52.
[3]. Binder, A. (2007), "For love and money: Organizations' creative responses to multiple environmental logics", Vol. 36 No. 6, pp. 547-571.
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[5]. Chris Mason and Maureen Royce, Fit for Purpose - Board Development for Social Enterprise, Journal of Finance and Management in Public Services. Volume 6 Number 3..

Abstract: Targeting the patient's needs and preferences has become an important contributor for improving care delivery, enhancing patient satisfaction, and achieving better clinical outcomes. This study aimed to impact of total quality management (TQM) on the hospital's performance and the customer satisfaction. Proper implementation of TQM can be a very effective alternative or solution in improving the health care service quality, growing employees' performance and customers' or patients' satisfaction at Royal Care International Hospital (RCIH) and Omdurman Maternity Hospital (OMH) in Khartoum state –Sudan. The present study identified thirteen important factors in implementation of TQM practices, which include continuous improvement, training and education, reward and recognition, effective communication, customer satisfaction and teamwork.And for examining the attributes that determine quality and customer satisfaction with healthcare delivery in the two hospitals, the researcher used the five SERVQUAL dimensions:tangibility, reliability, responsiveness, assurance.......

Word key: Total Quality Management, Health Care System, Health Organizations, Quality Management Principles

[1]. Ooi KB, Baker NA, Arumugan V, Vellapan L, Loke AKY (2007) Does TQM influence employees' jobsatisfaction? An empirical case analysis. International Journal of Quality and Reliability Management 24(1): 62-77.
[2]. Faloudah AA, Qasim S, Bahumayd M (2015) Total Quality Management in Healthcare. InternationalJournal of Computer Applications 120(12): 22-24.
[3]. Claver-Cortés, E., Pereira-Moliner, J., José Tarí, J., & Molina-Azorín, J. F. (2008). TQM, managerial factors andperformance in the Spanish hotel industry. Industrial Management & Data Systems, 108(2), 228–244.
[4]. Teh, P. L., Yong, C. C., Arumugam, V., Ooi, K. B., (2009). Does total quality management reduce employees' role conflict Industrial Management & Data Systems, 109(8), 1118–1136.
[5]. Ladhari R (2009) A review of twenty years of SERVQUAL research. International Journal of Qualityand Service Sciences 1(2): 172-98..

Abstract: Inclusive financial systems lead to stronger and sustainable economic growth and development. Therefore achieving financial inclusion has become a priority for many countries across the globe. Financial inclusion can be defined as the availability and equality of opportunities to access financial services. It helps individuals and businesses to access affordable, appropriate and timely financial products and services. Hence the researcher felt the need to analyze the growth of financial inclusion. This study aims to analyze the growth and identify the indicators of financial inclusion in India. Secondary data has been collected from authentic sources such as websites of RBI and journals......

Keywords: - Financial inclusion, Indicators, BP, DP, CP, KCC, GCC

[1]. Inoue, Takeshi "Financial Inclusion and poverty reduction in India" Journal of Financial Economic Policy(2019): 11(1), pp21-33
[2]. Susanta Kumar Sethy & Phanindra Goyari "Measuring Financial Inclusion of Indian States: An Empirical Study" Indian Journal of Economics and Development (2018)14-(1)
[3]. Gupte R., Venkatramani B. & Gupta D. "Computation of financial inclusion index for India" Procedia Social and Behavioral Sciences(2012), 133-149
[4]. Sonu Garg & Dr. Parul Agarwal, "Financial Inclusion in India: A Review on Initiatives and Achievements" IOSR Journal of Business Management(IOSR-JBM)(2014), Volume-16 Issue-6, pp52-61
[5]. Dr. N.Rajsekaran, "Including the Excluded: The Scenario of Financial Inclusion in India" IOSR Journal of Business Management(IOSR-JBM)(2018), Volume-20 Issue-2, pp64-69

Abstract: From the landscape to travel activities to travel pointers, video can tap into the viewer's feelings and trigger their imagination. As such, video is evolving into one of the most effective promotional practices, especially in travel. Through the effective use of video content, brands can influence and captivate travel audiences. Videos can guide the traveler through the entire journey – from destination consideration, research and selection, to booking. This study is proposed to test the effects of travel videos on Indian travelers. Apart from the popular YouTube, several other social media platforms like Facebook, Instagram, Twitter, Snapchat, etc. also have ways to share video content. Understanding the impacts of travel video can help travel and related organizations to gain the attention of potential travel audiences. Tourism is an essential aspect of every nation, and India is no exception. Indian travelers, both inbound and outbound, has increased positively over the years. Exploring the relationship between social media and destination choice brings out more ideas and information that could help both the destination marketers and travel audiences. Understanding the preferences of travel audiences is likely to assist in the growth of travel products..

Keywords: - Travel video, destination choice, social media, travel audiences.

[1]. Bolan, P., and Williams, L. (2008). The role of image in service promotion: focusing on the influence of film on consumer choice within tourism. International Journal Of Consumer Studies, 32(4), 382- 390. doi:10.1111/j.1470-6431.2008.00672.x[2]. Hudson, S., Youcheng, W., and Gil, S. M. (2011). The influence of a film on destination image and the desire to travel: a cross-cultural comparison. International Journal Of Tourism Research, 13(2), 177-190. doi:10.1002/jtr.808 [3]. Jakopović, H. (2020). YouTube's Role in Destination Image Creation. Journal Of Education Culture And Society, 6(1), 217-226. doi: 10.15503/jecs20151.217.226 [4]. Kim, S., Choe, J., & Lee, S. (2017). How are food value video clips effective in promoting food tourism? Generation Y versus non–Generation Y. Journal Of Travel & Tourism Marketing, 35(3), 377-393. doi: 10.1080/10548408.2017.1320262 [5]. Kumar, V., & Kaushik, A. (2017). Achieving destination advocacy and destination loyalty through destination brand identification. Journal Of Travel & Tourism Marketing, 34(9), 1247-1260. doi: 10.1080/10548408.2017.1331871

Abstract: The focus of this study is to address the possibility of using mentorship as a technique for training and development of competence in Nigerian organizations. The author conducted an extensive review of relevant literature from studies based on quantitative, qualitative, mixed method research on mentoring. This paper describes different forms of mentoring: formal and informal with their main features. The theoretical framework was based on some theories such as mature/Adult learning, Andragogy and Pedagogy theory of learning; Humanistic theories and self-directed learning theory including concepts such as reflection-on-action and reflection-in-action were critically x-rayed to enhance effective analysis and discussion of both the dependent and independent variables. The purpose of the study is to expand understanding on how mentorship can be used as a pedagogic tool to incorporate theory and practice in Nigerian orgasations. The study revealed amongst others that mentorship which is an important concept has no universally and comprehensively accepted theory based on the tenacious complications in its development. The paper recommends that further research be conducted using both measureable and qualitative research methodology and other statistical tools to deduce a generally and universally acceptable theory of mentoring and mentorship.

Keywords: Competence; Development; Organizations; Mentoring; Mentorship, Techniques; Training;

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Abstract: Creative economy is the creation of value-based ideas that are born from the creativity of human resources (creative people) and are based on knowledge, including cultural and technological heritage. The concept of Creative Economy is an economic concept in the new economic era that intensifies information and creativity by relying on ideas and knowledge from Human Resources (HR) as the main production factors in its economic activities. This study aims to find out, the prototype of the creative economy empowerment business model in Makassar City. This research is a qualitative study with research subjects as well as informants from the Tourism and Creative Economy Staff of Makassar City. Data collection techniques using observation, (in-depth interviews), and documentation. Data analysis using descriptive analysis.......

Keywords: Strategy, Empowerment, and Creative Economy

[1]. Alex, Koutsouris, 2008. Innovating Towards Sustainable Agriculture: "A Greek Case Study Department of Agricultural Economics and Rural Development, Agricultural University of Athens, Athens, Greece." The Journal of Agricultural Education and Extension Publication details, including instructions for:http://www.informaworld .com/smpp/title 23 Agustus 2011.
[2]. Bakhshi, H., E. McVittie, J. Simmie 2008. Creating Innovation. Do the creative industries support innovation in the wider economy? NESTA Research Report March 2008. London.
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Abstract: Online shopping has been a growing phenomenon in the world, most especially amongst countries possessing highly developed infrastructure available for marketing activities through the internet. Today, internet is not only a networking media, but also a global means of transaction for consumers. Although online shopping is already a well-studied topic, less attention has been given to developing countries such as Nigeria. The patronage level of online student-buyers has been affected by numerous risks such as product and financial risk leading to a decline in service quality. Hence, this study examined the effect of consumer shopping behaviour affectors on service quality of selected online student-buyers in Lagos state, Nigeria. Cross-sectional survey research design was adopted. The population was 69,951 online student-buyers of selected private and public Universities in Lagos State........

Keywords: Consumershopping behaviour affectors, consumer patronage, onlinestudent-buyers, service quality.

[1]. Abbasi, E., Akbari, M., & Tajeddini, K. (2015). Organizational learning capabilities: Evidence from the Iranian agricultural higher education system. Iranian Journal of Management Studies, 8 (1), 117-138.
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Abstract: The purpose of this research is to describe the principal's supervision variables, work motivation, teacher job satisfaction and education quality, analyze the influence of the principal's supervision variables, work motivation and teacher job satisfaction simultaneously on education quality, analyze the influence of the principal's supervision variables, work motivation, and work satisfaction teacher work partially on the quality of education, and to find out and analyze among the principals' supervision variables, work motivation, and teacher job satisfaction, which have a dominant influence on the quality of education in Malang 1 Vocational High School. The population in this study were all teachers of Vocational High School 1 Malang, amounting to 121 people and the sample in this study amounted to 55 people. The sampling technique uses the Simple Random Sampling method. The data.......

Keywords: School Principal Supervision, Work Motivation, and Job Satisfaction and Education Quality

[1]. Abraham H. Maslow. 2013. Motivasi dan Kepribadian (Teori Motivasi dengan Pendekatan Hierarki Kebutuhan Manusia). PT. PBP, Jakarta.
[2]. Anwar, Mahfuzil., Chandrarin ,Grahita., Darsono, Junianto Tjahjo and Respati, Harianto.2017. Job Performance Study: Motivation, Emotional Intelligence, Organizational Culture and Transformational Leadership as Antecedents with Job Satisfaction as an Intervening. Journal of Business and Management. Vol. 19, Issue 6. Pp. 01-09. DOI: 10.9790/487X-1906020109
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Abstract: The purpose of this research is to know the influence of work motivation, organizational culture, and quality of work life towards employee performance in KJPP Ayon Suherman dan Rekan. Population and research samples are on all employees of KJPP Ayon Suherman and colleagues as much as 73 people. This research sampling technique uses saturated sampling. Methods of collecting data using interviews and questionnaires. Data analysis methods use multiple linear regression analyses with IBM SPSS Statistics 21 program. The results showed that there was no influence between work motivation towards performance, there was an influence between organizational cultures on performance, and there was a quality influence on work life towards performance. The conclusion of this research is that the motivation of work has no significant effect on the employee's performance, the organizational culture is positive and significant to the employee's performance, quality of work life is positive and significant to the employee's performance.......

Keywords: Work Motivation, Organizational Culture, Quality Of Work , Employee Performance

[1]. Adebayo.Olufemi, 2013. Effect of carrier progression, work motivation and leadership style on job satisfaction of library personal in the federal civil service of Nigeria, Journal of library and information Vol : 5 147-159, 2013
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Abstract: The environment has been exploited by companies in a number of ways to fulfil their objectives. So, it becomes the responsibility of companies to compensate for this damage. Producing environment-friendly products and creating awareness among consumers are some of the ways through which companies can contribute towards conservation of nature. An attempt has been made in the present study to compare the attitudes of males and females as well as urban and rural consumers towards various dimensions of environment-friendly products viz., raw material, production, packaging, in- use features, after-use features and environment-friendly product. The study reveals that there does not exist any significant difference in attitudes of gender-wise people except after-use features of environment-friendly product. Urban people have more favorable attitude towards environment-friendly products than their rural counterparts. People residing in urban areas have also come up with favorable attitude towards raw material, packaging and after-use features of environment-friendly products

Keywords: Environment-Friendly Products, Rural Consumers, Eco -Friendly Consumerism

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Abstract: Automotive industry is very symbolic in a lot of countries. It is such a large employer and source of pride in many local economies. Hence the Federal Government of Nigeria introduced the Nigerian Automotive Industry Development Plan (NAIDP) in 2013 to revitalize the auto industry. Therefore the main objective of this research work is to examine the impact of Government Policies on the development of automotive industry in Nigeria. Outcomes from the test of hypotheses indicate a certain level of impact of the government policies on the development of automotive industry in Nigeria. However, the National Automobile Design and Development Council (NADDC) need to put more efforts on ensuring the full implementation of the various policies put in place for the development of automotive industry in Nigeria. In this regards, the following recommendations are made: (i) continued policy support by the NADDC towards implementation and enforcement aimed at protecting the auto industry to ensure steady growth and development, (ii) improved chances of owing a car through a favourable vehicle financing options in order to encourage patronage of locally assembled vehicles, (iii) tightening the border, (iv) setting up auxillary industries, and (v) building of human capital.

Keywords: Government Policies, Development, Automobile Industry, Nigeria

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Abstract: This study aims to evaluate factors that: influence SME financial resilience due to the development of the digital economy. Survey data was from 264 SMEs in Jakarta in 2019 and analysed with using multiple regression. The results showed that there was an effect of BCM Adoption, Continuity Operations and Sustainability Adoption on Financial Resilience, but Disaster Financial Recovery did not significantly influence Financial Resilience. In addition, Sustainability Adoption is dominant.

Keywords: Financial Resilience,Business Continuity Management Adoption, Continuity of Operations dan Sustainability Adoption, Disaster Financial Recovery, Diversification

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Abstract: Kenya as a country has been recording a growing trade deficit as well as budget deficit which has been a major concern to policy makers. Existing empirical studies used panel and cross-section data to establish the possiblerelationship between budget deficit and trade deficit. However, this may not have adequately reflected the short-term nature of the relationships. This research study, sought to explore this relationship using annual time seriesdata drawn from Kenya. The study used annual time series data covering the period 1970 to 2014 available in WorldBank world development indicators CD-ROM, 2014. The data was analyzed first by testing forunit root using Phillip- Perron test approachthen subjected to autoregressive distributed lag. The overall study reveals the effect of change in a unit of each variable on the other variable. The results show that budget deficit is a key element to be observed as this gives a larger number of unit change as compared to trade deficit. This result confirms the bi directional relationship between the two variables "The twin-deficit hypothesis" in Kenya.

Keywords: Budget deficit, Trade-deficit, short-run.

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[4]. Sahan, F. &Bektasoglu, Y. (2010).A Panel Cointegration Analysis of Budget Deficit and Inflation for EU Countries and Turkey. Empirical Studies in Social Sciences, 6thInternational Student Conference, Izmir University of economics, Izmir Turkey.
[5]. Sadullah, C. and Pinar, D. (2009). An Empirical Investigation of Twin Deficits Hypothesis forSix Emerging Countries. Available at SSRN: https://ssrn.com/abstract=1389242 or http://dx.doi.org/10.2139/ssrn.1389242

Abstract: Purpose-The purpose of this paper is to understand the relationship between HRM practices and Organizational Performance and also examine the role of work attitudes (job involvement & organizational commitment) as moderator in influencing such relationship. Design/Methodology/Approach-Following a descriptive research design, an empirical investigation was carried out by approaching 300 respondents from regional rural banks in India to collect data through online survey forms as well as physical questionnaires. The research instruments was developed using five-point Likert-type scale and items for the construct in the study were taken based on literature review. The SPSS 21.0, AMOS 21.0 and PROCESS (Prof. A. Hayes) and Daniel Soper's statistical tool called "Interaction" for moderation graph were used for data analysis and hypothesis testing.......

Keywords: HRM practices, Work Attitudes, Organizational Commitment (OC), Job Involvement (JI), and Perceived Organizational Performance (POP).

[1]. Abutayeh, B., & Qatawneh, M. A. (2012). The Effects of Human Resource Management Practices on Job Involvement in selected Private Companies in Jordan. Canadian Social Science, 8(2), 50-57.
[2]. Afzal, F., Mehmood, K., Sherazi, R. S. M., Sajid, M., & Hassan, M. (2013). Effect of Human Resource Planning on organisational Performance of Telecom Sector. Information and Knowledge Management, 3(2), 173-182.
[3]. Aguta, U.I., & Balcioglu, H. (2015). The Impact of Human Resource Management Practices on Organizational Performance: A Case of Private Banks in North Cyprus. International Journal of Business and Social Science, 6(6), 251-268.
[4]. Ahmed, J.U. (2014). The Efficacy and Working of Regional Rural Banks: An Implication in Indian Context. International Journal of Banking, Risk and Insurance, 2(1), 18-29.
[5]. Al- Zahrani, A.A., & Almazari, A.A. (2014). The Impact of Affective Human Resources Management practices on the financial performance of the Saudi Banks. Review of Integrative Business & Economics Research, 3(1), 327-336.

Abstract: Background: PKBM is a non-governmental organization (NGO) engaged in education. This PKBM is still under the supervision and guidance of the National Education Office. This PKBM can be in the form of hamlet, village, or sub-district level. This research is intended to find out the relationship between work environment and work motivation to the performance of teachers in the Community Learning Activity Center (PKBM) in the Bantargebang sub-district which has the status of Non-formal educational institutions. Materials and Methods: The total PKBM in the Bantargebang subdistrict is 4 institutions with 54 teachers, this research is quantitative with a correlational method that aims to analyze the strength or closeness of the relationships between variables studied, namely the relationship of the work environment and work motivation with teacher performance.

Keywords: Work Environment, Work Motivation, Teacher Performance, Community Learning Activity Center (PKBM)

[1]. Kihajar dewantara, noble assembly of student parks (2011) "basics of education pp. 20-29" indonesia
[2]. Mudyahardjo, Redja(2008) Introduction to Education A Preliminary Study About Basics of Education in General and Education in Indonesia. Jakarta. Raja Grafindo Persada. Sardiman, A. M. 2006. Interaction and Teaching and Learning Motivation. Jakarta: PT Raja Grafindo Persada.
[3]. Riyanto, Setyo., Adi Sutrisno, Hapzi Ali. (2017), "The Impact of Working Motivation and Working" jakarta
[4]. Riyanto, Setyo and Lukertina. (2019), "Does the Good Corporate Governance Culture Good for Workers?", IOSR Journal of Business and Management.
[5]. Jeff Jones, Mazda Jenkin, Sue Lord (2006) "Developing Effective Teacher Performance"

Abstract: Background: The construction industry is known to adopt several flexible work arrangements ranging from causualization, contracting, temporary work arrangements, subcontracting, and so on which is assumed to affect the level of commitment of employees in the industry. The study investigated the relationship between fairness and organisational commitment of the employees of construction industry in South East Nigeria. Methods: The study surveyed 220 employees of 14 construction companies handling federal government projects in South East Nigeria using a self structured questionnaire. Multivariable linear regression was used to analyze quantitative data at 0.05 confidence level using SPSS 22. Different dimensions of organisational justice scales were used to proxy fairness as the independent variable....

Keywords: Fairness, Organisational Commitment, Organisational Justice, Distributive Justice, Procedural Justice, Interactional Justice, Construction Industry.

[1]. Lavelle JJ, Brockner J, Konovsky MA, Prince KH, Henley AB, Taneja A, Vinekar V. Commitment, procedural fairness and organisational citizenship behaviour: A multifoci analysis. Journal of Organisational Behaviour. 2009;30(3):337-357.
[2]. Purang P. Organisational justice and affective commitment: The mediating role of perceived organisational support. Asian Academy of Management Journal.2011;16(1):141-156.
[3]. Organ DW, Moorman RH. Fairness and organisational citizenship behaviour: What are the connections. Social Justice Research, 1993;6(1).
[4]. Nnaji-Ihedinmah NC, Osisioma HE, Ugwu KE. Psychological Contract and employee performance in the construction industry in South East Nigeria. The International Journal of Business and Management. 2020;8(2):259-265.
[5]. Moorman RH. Relationship between organisational justice and organisational citizenship behaviours: Do fairness perceptions influence employee citizenship? Journal of Applied Psychology. 1991;76(6):845-855.

Abstract: This Study was conducted to analyze the influence of visionary leadership, implementation OF TQM, implementation OF SPMI against SPME and quality of private universities in Makassar city, to analyse the influence of visionary leadership, implementation OF TQM, implementation OF SPMI through SPME on the quality of private universities in Makassar city. The study used a quantitative approach by using primary data through a questionnaire of 200 respondents from a population of 400 lecturers. Research is conducted from October to January 2020. The Data is analyzed using SEM AMOS program. The results of this study show that: Visionary leadership has a positive and significant effect on SPME. The implementation of TQM has negative and insignificant effect on SPME. The implementation of SPMI has positive and significant impact on SPME at private.....

Keywords: leadership, visionary, TQM Implementation, SPMI implementation , Spme, Mutu College Quality

[1]. Arbel-Gane and David Nachmias (2008), "Policy Implementation in Israel: The Loss of Governmental Capacity, The Interdiciplinary Center; Herzliyn Israel.
[2]. Abidin, A. A. (2017). Financing management of higher education in the effort of quality improvement (case study at medium private universities in Surabaya). JurnalPenjaminanMutu Quality Assurance Journals , 3(1), 87-99.
[3]. Ara Hidayat (2010), Imam Machali, Education Management, (Bandung: Pustaka Eduka
[4]. Alba Cecep. (2011). Higher Education Quality Improvement strategy in college. Sosio Technology Journal Edition 24 Year 10, H. 1184-1190
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Abstract: This Study was conducted to analyze the influence of work environment, organizational culture, job satisfaction on the commitment and performance of employees at the Department of Cooperatives AND SMEs South Sulawesi Province, to analyse the influence of commitment to employee performance. To analyse the impact of work environment, organizational culture, job satisfaction through commitment to the performance of employees in the Department of Cooperatives and SMES South Sulawesi province. The study used a quantitative approach by using primary data through a questionnaire of 172 respondents from a population of 300 employees (ASN). The Data is analyzed using SEM AMOS program. The results of this study show that: Menujukkna the working environment negatively affects and is not significant to the commitments while the organizational culture has a positive and significant impact on commitment and job satisfaction has.....

Keywords: work environment, organizational culture, job satisfaction, commitment, employee performance

[1]. Applebaum, D., Fowler, S., Fiedler, N., Osinubi, O., & Robson, M. (2010). The impact of environmental factors on nursing stress, job satisfaction, and turnover intention. The Journal of Nursing Administration, 40, 323.
[2]. Alex S Nitisemito, (2012), Manajemen Personalia (ManajemenSumber. DayaManusia, EdisiKelima, CetakanKeempatBelas, Ghalia.
[3]. Bahari, Andi Faisal, et al. "Customer Value, Brand Image And Promotion; Analysis Of Purchasing Decisions (Case Of Silk Fabrication)."
[4]. Alvi, Huma Abid., Mehmood Hanif., Muhammad Shahnawaz Adil., Rizwan Raheem Ahmed.,danJolitaVveinhardt. 2014. Impact of Organizational Culture on Organizational Commitment and Job Satisfaction. European Journal of Business and Management, 6(27):30-34.
[5]. A.A Anwar Prabu Mangkunegara. (2012). EvaluasiKinerjaSumberDayaManusia.Bandung: PT. RefikaAditama

Abstract: Background: Environmental damage caused by waste is happening everywhere and has an impact on the decline in the quality of life of the community. The environment such as rivers, the sea, forests, lakes and beaches has begun to be polluted and requires serious attention by all parties including the government, community and businesses. Ecopreneur as a business actor plays a role to maintain aspects of environmental sustainability in its business activities, PT Greeneration Indonesia as the example. PT Greeneration Indonesia is a social company that was founded in 2005 and has a business focus on the environment. Materials and Methods: This study aims to analyze the ecopreneur motivation and commitment factors in realizing environmental sustainability.....

Keywords: Ecopreneur, Motivation , Commitment, Environmental Sustainability, PT Greeneration Indonesia.

[1]. Achdiat, Iman. (2019). KLHK Gandeng 9.000 KomunitasPeduliLingkungan. [online]. Tersedia: https://www.airmagz.com/19443/klhk-gandeng-9-000-komunitas-peduli-lingkungan.html [22 Oktober 2019].
[2]. Adharsyah ,Taufan. (2019). SebeginiParahTernyataMasalahSampahPlastik di Indonesia. [online]. Tersedia: https://www.cnbcindonesia.com/lifestyle/20190721140139-33-86420/sebegini-parah-ternyata-masalah-sampah-plastik-di-indonesia [22 Oktober 2019].
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[4]. Keogh, P. & Polonsky, M. (1998), Environmental commitment: A Basis for Environmental Entrepreneurship?. Journal of Organizational Change Management, 11, (2), 38-49.
[5]. Kirkwood, Jodyanne., & Walton, Sara. (2010). What Motivates Ecopreneurs To Start Businesses?. International Journal of Entrepreneurial Behaviour& Research, Vol. 16, Iss 3, 204 – 228

Abstract: Revenue efficiency is recognized as a major ingredient in sustainable growth in insurance business. The growing complexity in the insurance business characterized by the constant change in the operating environment has increased the significance of the effect of revenue efficiency in resource utilization in the sector. The continuous decline in revenue efficiency in the Kenyan insurance sector has made it hard for the insurers to gain business volume which is important for collective pooling of insurance risk under the law of large numbers yet operations in the insurance sector is anchored on it. Hence, this paper sought to determine the effect of firm characteristics on revenue efficiency of insurance companies in Kenya. The specific objectives were to establish the effect of firm size, capital adequacy, risk, asset quality and claims experience on revenue efficiency of insurance firms in Kenya. The study adopted a causal research design and a positivism research philosophy. 27 insurance companies that.....

Keywords: Asset Quality, Capital Adequacy, Claims Experience, Data Envelopment Analysis, Firm Size, Revenue Efficiency, Risk

[1]. Almajali, A.Y., Sameer, A.A., Al-Soub & Y.Z. (2012). Factors affecting the financial performance of Jordanian insurance companies listed at Amman stock exchange. J. Management Research. 2012, 4, 266–289.
[2]. Arellano.M., Bover.O. (1995). Another look at the instrumental variable estimation of error-components models. Journal of Econometrics. Vol.68, issue 1, July 1995, Pages 29-51https://doi.org/10.1016/0304-4076(94)01642-D
[3]. Athanassopoulos, A. & E. Shale. (1997), Assessing the comparative efficiency of higher education institutions in the UK by means of data envelopment analysis. Education Economics 5(2): 117-134.
[4]. Avkiran, N. (1999), An application of reference for data envelopment analysis in branch banking: Helping the novice researcher. International Journal of Bank Marketing 17(5): 206-220. [5]. Banker, R. D.Charnes,A&Cooper,W. W. (1984). Some Models for Estimating Technical and Scale Inefficiencies in Data Envelopment Analysis. https://doi.org/10.1287/mnsc.30.9.1078

Abstract: The main purpose of the study is determined the effect of work engagement and employee turnover intention of public and private institution in Bangladesh. The study is informed by theory of reasoned action and the theory of planned behavior. Explanatory research design is used in this study. The target population are managers and middle level employee from public and private institutions. The study is used both primary data and secondary data. To satisfy this objective, 210 employees are randomly selected by private and public organization. Data is analyzed using descriptive which included mean and standard deviation used to provide general trends of the data. In additional, inferential statistics which included Pearson correlations has shown the relationship between variables and multiple regressions to test hypothesis is used.

[1]. Bakker AB, Demerouti E, Verbeke W (2004)."Using the job demands–resources model to predict burnout and performance‟. Human Resource Management
[2]. Bakker AB, Schaufeli WB, Leiter MP, Taris TW (2008). "Work engagement: an emerging concept in occupational health psychology‟. Work and Stress, vol22,pp 187–200.
[3]. Bakker, A.B. & Demerouti, E. (2007). The Job Demands-Resources model: State of the art. Journal of Managerial Psychology, 22, 309-328.
[4]. Bakker, A.B., & Demerouti, E. (2008).Towards a model of work engagement.Career Development International, 13(3), 209−223. http://dx.doi.org/10.1108/13620430810870476 5.
[5]. Brewer, G. A., and S. C. Selden. (1998). Whistle blowers in the federal civil service: New evidence of the public service ethic. Journal of Public Administration Research and Theory 8:413–38.

Abstract: Foreign Direct Investment in Egypt is considered as one of the critical tools to boost economic growth and contribute to economic development. This research used qualitative methodology depending on observations and analysis of facts within the observations to reach to a conclusion and recommendations about the attractiveness of FDI in Egypt. Based on previous literature review, there are several factors that affect the attractiveness of foreign direct investment such as market size, interest rate , inflation ,exchange rate, infrastructure , energy and Transparency . This research is an attempt to highlight the actual development that took place in Egypt regarding theses factors in order to attract more FDI.

Keywords: Foreign Direct Investment ( FDI) , Economic Growth , Investment Environment , Macroeconomic Factors, Infrastructure Factors , Transparency and Anti-corruption.

[1]. Baklouti, N.,Boujelbene , Y (2014). Impact of Institutional Quality on the Attractiveness of Foreign Direct Investment. Journal of Behavioral Economics, Finance, Entrepreneurship, Accounting and Transport, 2014, Vol. 2, No. 4, 89-93
[2]. Bannò, M. & Redondi, R. (2014) Air connectivity and foreign direct investments: economic effects of the introduction of new routes. Europen Transport Research Review 36-Volume 6, Issue 4, pp 355–363 https://doi.org/10.1007/s12544-014-01
[3]. Blanton, S., & Blanton, R. (2007). What Attracts Foreign Investors? An Examination of Human Rights and Foreign Direct Investment. The Journal of Politics, 69(1), 143-155. doi:10.1111/j.1468-2508.2007.00500.x
[4]. Bruno, R. and N. Campos (2013). Reexamining the Conditional Effect of Foreign Direct Investment, IZA Discussion Paper (7458) (Bonn: IZA).
[5]. Blonigen, B., &Piger, J. (2011). Determinants of foreign direct Investments. National Bureau of Economic Research .Working Paper No.16704)

Abstract: Online Marketing Communication is a marketing idea that guarantees all types of communication and messages are deliberately connected together. At its most essential level, online Marketing Communication implies coordinating all the limited time devices, with the goal that they cooperate in concordance. Online Marketing Communication is the idea that makes all the marketing apparatuses to cooperate as a bound together power as opposed to work in confinement. It utilizes whole marketing endeavors through publicizing, open connection, individual selling, deals advancement, web marketing , direct marketing so as to produce greatest effect on the intended interest group at the base expense.

Key words:- Online marketing, communication, publicizing

[1]. Mr. Mohan.(2011)retrieved fromhttps://onlinelibrary.wiley.com/doi/abs/10.1002/jcaf.20674
[2]. Mr.Amruta.(2015)retrieved fromhttp://www.dypatil.edu/schools/management/wp-content/uploads/2015/05/Study-Of-The-Effectiveness-Of-Online-Marketing-On-Integrated-Marketing-Communication-Amruta-Pawar.pdf
[3]. Mr.Holly.(2013)retrievedfromhttps://digitalcommons.uri.edu/cgi/viewcontent.cgi?article=1001&context=tmd_major_papers
[4]. Soheila.(2014).retrievedfromhttps://www.academia.edu/8512383/ONLINE_MARKETING_CHALLENGES_AND_OPPORTUNITIES
[5]. Neilpatel.(2015).retrieved fromhttps://neilpatel.com/what-is-online-marketing/
[6]. Mr.Adams.(2017).retrieved fromhttps://www.forbes.com/sites/robertadams/2017/04/27/what-is-online-marketing-the-definitive-guide-to-internet-visibility/#3862614c377f

Abstract: The study aimed to The impact of the COVID-19 on the Arab Financial markets have never been researched, so The present study is undertaken to investigate the impact of the COVID-19 on the Arab Financial Markets .The study applied a the Simple regression model to investigate the impact of the COVID-19 on the Arab Financial Markets during the period from dated 1st April 2020 to 21th May 2020 in Egypt and KSA. Time series data for Statistics data from 1st April 2020 to 21th May 2020 for Egypt and KSA.The study used the Indicator (EGX-30) as a sample for Egyption Stock Exchange and the Indicator (TASI) as a sample for the KSA Stock Exchange. On the process of investigating the effact of the COVID-19 on the financial markets the study assumes the COVID-19 confirmed....

Keywords:COVID-19, Trading Volume, Financial Markets, Egypt, KSA

[1]. Alber, N. (2020). The Effect of Coronavirus Spread on Stock Markets: The Case of the Worst 6 Countries. Available at SSRN 3578080.
[2]. Baker, S. R., Bloom, N., Davis, S. J., Kost, K. J., Sammon, M. C., & Viratyosin, T. (2020). The unprecedented stock market impact of COVID-19 (No. w26945). National Bureau of Economic Research.
[3]. Baker, S., Bloom, N., Davis, S. J., Kost, K., Sammon, M., & Viratyosin, T. (2020). The unprecedented stock market reaction to COVID-19. Covid Economics: Vetted and Real-Time Papers, 1(3).
[4]. Elsayed, A., & Elrhim, M. A. (2020). The Effect Of COVID-19 Spread On Egyptian Stock Market Sectors. Available at SSRN 3608734.
[5]. Gormsen, N. J & ,.Koijen, R. S. (2020). Coronavirus: Impact on stock prices and growth expectations .University of Chicago, Becker Friedman Institute for Economics Working Paper. ( 2020

Abstract: The main purpose of this paper was toMeasure customer's attitude towards internet banking adoption in Ethiopia using TAM and DTPB. It adopted descriptiveand explanatory research design. The sample size of 400 customers of Ethiopian public and private banks was drawn from Bahir Dar city, Jinka town, and Injibara town. The study findings of correlation analysis showed that all constructs TAM and DTPB (Compatibility,Subjective norm, trust, perceived usefulness and perceived ease of use) were positively and significantly affect customer's attitude towards IB. The findings of the multiple regressions analysis showed that the observed changes in customers attitude attributed by the TAM and DTPB (Compatibility,Subjective norm, trust, perceived usefulness and perceived ease of use) is 52.1% (adjusted r2=.521).The findings revealed that all variables included in the models (Compatibility.......

Key words: Internet banking, customer's attitude, banking industry, TAM, and DTPB

[1]. Abdulselam, F. (2019). Opportunity and Challenges of Electronic-Banking System in Commercial Bank of Ethiopia (A Case Study on Gurage Zone). Journal of Accounting, Finance and Auditing Studies 5 (2); 106-122.
[2]. Ahmed R., Veinhardt J., Streimikienė D., Ashraf M., &Channar Z. ( 2017). Modified SERVQUAL model and effects of customer Attitude and technology on customer
[3]. satisfaction In banking industry: mediation, moderation And conditional process analysis.Journal of Business Economics and Management.18 (5), 974–1004.
[4]. AlKailani M. (2016). Factors Affecting the Adoption of Internet Banking in Jordan: An Extended TAM Model. Journal of Marketing Development and Competitiveness, 10(1), 39-52.
[5]. Al-Smadi, M. (2012). Factors Affecting Adoption of Electronic Banking: An Analysis of the Perspectives of Banks' Customers. International Journal of Business and Social Science, 3 (17); 294- 309.

Abstract: Innovation and Firms' Profitability aimed to determine the significant relationship between generation of high quality products and profitability; use of new technologies and profitability; and value addition and profitability in medium to large manufacturing firms in South East Nigeria. Starting from a theoretical perspective to derive testable hypotheses, the researcher studied a sample of two hundred and fifty five (255) out of a population of seven hundred (700) staff of selected manufacturing firms in zone. Pearson Product Moment Correlation was used to test hypotheses. It was found that there is no significant relationship between generation of high quality products and profitability in the firms. There is a significant relationship between use of new technologies and profitability and there is also a significant relationship between value addition and higher profitability in manufacturing firms studied. The study concludes that generation of superior quality product does not necessarily increase profitability, but use of new technologies and value additions increases revenue which directly increases profitability. The study recommends......

KEY WORDS: Innovation, quality products, new technologies, value addition and profitability

[1]. Adepoju, A. O. and Olomu, M. O. (2017). The Impact of Technological Innovation on SME's Profitability in Nigeria. International Journal of Research, Innovation and Commercialization, 1(1), 74-92.
[2]. Aderibigbe, N. (2014) Innoson Unveils First "Made-in-Nigeria‟ Cars. Retrieved 13th March 2018 from http://venturesafrica.com/innoson-unveils-first-made-in-nigeria-cars/
[3]. Alegre, J., Lapiedra, R., and Chiva, R. (2006) A Measurement Scale For Product Innovation Performance,‟ European Journal of Innovation Management, 9 (4), 333-346.
[4]. Appiah-Adu, K. and Satyendra, S. (1998) Customer Orientation and Performance: A Study of SMEs. Management Decisions, 36 (6), 385-94.
[5]. Ar, I. M. and Baki, B. (2011) Antecedents and Performance Impacts of Product versus Process Innovation: Empirical Evidence from SMEs Located In Turkish Science and Technology Parks. European Journal of Innovation Management, 14 (2), 172-206.

Abstract: The study aims to examine the strategic role of work environment satisfaction on performance of staff of oil refineries in Algeria. The study uses Herzberg Two Factor and Social Exchange Theory to explain conceptual paradigms and motivational factors for understanding employee workplace behaviour. Literature review methodology is used to explore the area of research. The findings explore the literature in terms of internal job factors as motivating forces for employees. The study shows suitable work environment creates the opportunity for employees to take part in planning, performing and evaluating their work and motivate the relation between workplace environment and employee performance. Workplace antecedents lead to interpersonal connections through....

Keywords: Work Environment Satisfaction, Employee Perceived Level of Performance, Task Performance, Contextual Performance, Counter-Productive Work Behaviour

[1]. Abdi, A. (2001). Qualitative methology, the historical socialogist and oral societies: Reassessing the reliability of remembered ―facts‖. Forum Qualitative Social Research, 2(3).
[2]. Beehr, T. A., Jex, S. M., Stacy, B. A., & Murray, M. A. (2000). Work stressors and coworker support as predictors of individual strain and job performance. Journal of Organizational Behavior, 21, 391–405.
[3]. Blau P. 1964 Exchange and Power in Social Life New York Wiley
[4]. Borman, W.C. (2004). The concept of organizational citizenship. Current Directions in Psychological Science, 13 (6), 238-241.
[5]. Boughaba, A., Hassane, C., & Roukia, O. (2014). Safety Culture Assessment in Petrochemical Industry: A Comparative Study of Two Algerian Plants, Safety and Health at Work, 5(2):60-5.

Abstract: The study examined the impact of exchange rate depreciation on export performance of Nigeria for the period 1981-2018, by adopting the ex-post facto research design in the investigation. The study utilized the Auto-Regressive Distributed Lag model in the analysis. The variables analyzed in the research include oil exports, non-oil exports, total exports, exchange rate, gross domestic product, and interest rate. The results indicated that exchange rate had a positive and significant impact on oil export performance and total export performance in both the short-run and long-run, respectively. It also showed that exchange rate had a positive and insignificant effect on non-oil export performance in the short-run; while in the long-run, exchange rate had a negative and insignificant effect on non-oil export performance. Thus, the study recommended that the government should, as a matter of fact, rely holistically on exchange rate depreciation policy in stimulating export performance in the economy, as it promotes and accelerates oil export and total export performance in the economy.

Keywords: Exchange rate depreciation, Export performance, Autoregressive distributed lag model

[1]. Andreas, K., & Ali, F. (2018). Exchange rate effects: A case study of the export performance of the Swiss agriculture and food sector. The World Economy, 1-29.
[2]. Anoke, C. I., Odo, S. I., & Ogbonna, B. C. (2016). Effect of exchange rate depreciation on trade balance in Nigeria. IOSR Journal of Humanities and Social Science (IOSR-JHSS, 21 (3), 72-81.
[3]. Anowor, O. F., & Agbarakwe, H. U. (2015). Foreign trade and Nigerian economy. Developing Country Studies, 5(6), 77-82.
[4]. Anthony, O., Jonathan, E. O., Chiamaka, O., & Onyinye, I. A. (2019). Exchange rate movements and the agricultural exports in Nigeria: An empirical investigation. Journal of Academic Research in Economics, 11(3), 616-627.
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Abstract: The present study aims to provide the information how the food industry will take a different shape post Covid 19 outbreak. The term "street food" defined as a ready to eat food or drink typically sold by vendors in the public area such as public road sidewalks, parks and field. Street food enterprises have been neglected in research, even though it takes up a part of food service industry. Before the virus knock, the restaurant industry was almost overheated with new places opening faster in many cities. While it's still too early to say what the post COVID-19 scene is going to look like. COVID 19 has opened up a new world in the food industry; this would be a good chance to regroup. Now food safety is an international concern as ALL IN THE SAME SHIP (COVID 19). As a descriptive research, this study aims to develop street food culture again by minimizing the risk factors associated with street......

Keywords: Street food, COVID 19, Food Safety, Health, Risk, Food Handler, Innovation, Sanitation Station.

[1]. Abdalla, M.A., Suliman, S.E., & Bakhiet, A.O. (2009). Food safety knowledge and practices of street foodvendors in Atbara City (Naher Elneel State Sudan). African Journal of Biotechnology, 8: 6967-6971.
[2]. Abdallah, M.S., Mustafa, N.E.M. (2010). Bacteriological quality of street-vended Um-Jinger, a traditional Sudanese food. Internet Journal of Food Safety, 12: 16-19.
[3]. Abdussalam, M., Kaferstein, F.K. (1993). Safety of street foods. World Hlth. Forum. 14: 191-194.
[4]. Abibo, P.F., Lowatt, P. (2015. A review on food safety and food hygiene studies in Ghana. Food Control, 47: 92-97

Abstract: The main purpose of present study is to analyze the key financial indicators of Islamic and conventional banks of Bahrain. For the said purpose following indicators have been taken for analysis, Return of Assets (ROA), Return of Equity (ROE), Net Profit Margin (NPM), Deposit Ratio (DR) and Earning Per Share (EPS). Secondary data has been used for analysis over the period of 2012 to 2018. To the measure the financial performance of the said banks ratios analysis have used. The studyhas taken Al Baraka Banking Group (ABG) as an Islamic and Ahli United Bank (AUB)is used as conventional bankof Bahrain. The findings of the study concluded that thefinancial resultof conventional bank (Ahli United Bank)is better in profitability ratio like ROA,ROE and NPMthan the Islamic bank. The performance of deposit ratio of both the banks is very soundwhile Islamic bank in case of earning per share (EPS) is better than the conventional bank, study also found that in last four years EPS is declining continuously and in the last year the conventional bank EPS is improved as compared to Islamic bank.

Keywords: Islamic banks; Conventional Bank; Financial Ratios; Bank performance

[1]. Basir., 2000. Determinants of profitability in Islamic banks: Some evidence from the Middle East Islamic Economic Studies 11, 31–57 [2]. Bilal, M., & Amin, H. (2015). Financial performance of Islamic and conventional banks during and after US sub-prime crisis in Pakistan: A comparative study. Global Journal Al-Thaqafah, 5(2), 73-87. [3]. Brav, A., Geczy, C., & Gompers, P. A. (2000). Is the abnormal return following equity issuances anomalous?. Journal of financial economics, 56(2), 209-249. [4]. Burton, R. M., Lauridsen, J., & Obel, B. (2002). Return on assets loss from situational and contingency misfits. Management science, 48(11), 1461-1485. [5]. Dev. S. (1974). Ratio Analysis and the Prediction of Company Failure, in Debits, Credits and Profitability edited by H. Edey and B.S. Yamey (Sweet and Maxwell, London, 1974).

Abstract: This study aims to determine the role of job satisfaction in mediating employee competence on the performance of the professional assistant staff of the Bolaang Mongondow. This research is an explanatory quantitative research with a sample of 85 people and the method of data analysis using PLS (Partial Least Square). The results of the study were that Employee Competence had a significant positive effect on the performance of Bolaang Mongondow's professional assistant staff, competence had a positive and significant effect on job satisfaction of Bolaang Mongondow's professional assistant staff and job satisfaction had a significant positive effect on the performance of the village's professional assistant staff of Bolaang Mongondow.

Keywords – competency, satisfaction, performance.

[1]. `Bangun, Wilson. 2012. Manajemen Sumber Daya Manusia. Jakarta: Erlangga
[2]. Dhermawan, A.A.Ngurah Bagus, Sudibya Adnyana I Gde dan Utama Mudiarta I Wayan. (2012). Pengaruh Motivasi, Lingkungan Kerja, Kompetensi, dan Kompetensi Terhadap Kepuasan Kerja dan Kinerja Pegawai. JurnalManajemen, Strategi Bisnis dan Kewirausahaan (Matrik), Vol. 6. No. 2,Agustus 2012.
[3]. Ester Manik, Wiarah(2014) pengaruh kompetensi dan kompensasi terhadap kepuasan kerja serta implikasinya pada kinerja paramedis di rumah sakit cibabat kota cimahi , Jurnal Ekonomi, Bisnis & Entrepreneurship Vol. 8, No. 2, PP 62-72
[4]. Ghozali, I dan Latan, H. 2015. Partial Least Squares Concepts, Techniques and Applications Using the SmartPLS 3.0 Program. Semarang:Undip
[5]. Halil zaim (2013), Analyzing the effects of individual competencies on performance: a field study in services industries in turkey , Journal of Global Strategic Management | V. 7 | N. 2 | 2013-December | 67-77

Abstract: The Purpose of this research is to know and analyze the influence of leadership style, competence and commitment to organizational culture and primary cooperative performance in South Sulawesi. The population in the study was a member of the primary cooperative in South Sulawesi which amounted to 921 people. Previous sample determination using Stratified Random Sampling technique or also called sampling is randomly distratification. Stratified Random Sampling is a sampling technique that is based on subject groups and between one group and another in the form of strata or levels. Research samples are part of the population taken as data sources and can represent the entire population. The samples in this study were as much as 281 but the processed data was only 265 respondents in accordance with the return questionnaire. The analytical Model used in this study is descriptive QUANTITAF and Structural Equation Model (SEM) using the AMOS program. The results of this study indicate that leadership styles have a positive and significant effect on the culture of Oragnization, the competencies.....

Keywords: leadershipstyle, competence, commitment, Budaya organizational culture and performance

[1]. AriefSubyantoro, KarakteristikIndividu, KarakteristikPekerjaan, KarakteristikOrganisasi dan KepuasanKerjaPengurus yang Dimediasi oleh MotivasiKerja (Studi pada Pengurus KUD di KabupatenSleman), JurnalManajemen dan Kewirausahaan, Vol. 11, No. 1 Hal. 11-19
[2]. Arief (2011) denganjudulPengaruhgayakepemimpinan, budayaorganisasi dan motivasiterhadapkepuasankerja dan kinerja
[3]. Atmosoeprapto, Kisdarto, 2001, ProduktivitasAktualisasiBudaya Perusahaan. PT. Elex Media Komputindo, Jakarta.
[4]. Achmad, S. Ruky. 2003. KualitasSumberDayaManusia. Jakarta: PT GramediaPustaka Utama.
[5]. Azhar Susanto. 2002. SistemInformasiManajemen, Edisi 2. Lingga Jaya Bandung AtepAdyaBarata. 2003, Dasar-Dasar Pelayanan Prima, Elex Media Kompetindo, Jakarta.

Abstract: This research attempts to show an analysis of contributions from various macroeconomic variables which assumably affect investments of Small and Medium-sized Enterprises (SMEs) and impact the economic growth of South Sulawesi. Data for this research were collected from multiple sources spread in 24 regencies/cities of South Sulawesi during the period 2010-2017. There are two primary aims of this research: 1. To investigate the effects of the Human Capital Index especially the education index as well as labors, interest rate, the Indonesian Rupiah exchange rate and inflation on SMEs investments; 2. To ascertain the effects of SMEs investment, the number of labors, interest rate, the Indonesian Rupiah exchange rate and inflation on the economic growth of South Sulawesi. As for the method used, this research applied a survey method with an explanatory approach. It conducted Path Analysis using AMOS V.22 software through.....

Keywords: Economic Growth; the Human Capital Index (Education Index); Labors; SMEs

[1]. Acosta, Pablo. & Roza, Andres. (2005). Sort and Long Run Determinants of Private Investment in Argentina. Journal of Applied Economics Vol VIII. pp. 389 – 406.
[2]. Agrawal, P. (2001). Interest Rates and Investment Levels: An Empirical Evaluation of McKinnon, Stiglitz, and Neo-Structaralist Hypotheses. Journal of Economic 0110. March. pp. 1-29.
[3]. Carruth, A., Dickerson, A. & Henley, A. (1998). Econometric Modelling of UK Aggregate Investment: The Role of Profits and Uncertainty. NBER Working Papers Series Number 6950. July. pp. 1-34
[4]. Cronbach, L.J., & Shavelson, R.J. (2004). My Current Thoughts on Coefficient Alpha and Successor Procedures. Educational and Psychological Measurement, 64, p. 391–418.
[5]. Dehn, Jan, (2000). Private Investment in Developing Countries: The Effects of Commodity Shocks and Uncertainty. WPS/2000-11. May. pp. 1-37..

Abstract: The purpose of this study is to examine the impact of organizational culture on the performance of Nigeria banks. Three research questions and hypotheses were raised to solve the research problem. Descriptive survey technique using quantitative analysis method was adopted as the research design. The population of study comprises of the employee of five carefully selected banks out of the total population of Nineteen (19) commercial Banks in Abuja. 100 respondents were randomly selected for the study. The instrument for data collection is the structured questionnaire using Likert Scale. Findings from the respondents and the analysis using SPSS Statistical Analysis tool revealed that organizational values do significantly influence employee morale; work environment does not influence product quality; and operational strategy do significantly influence customer satisfaction. The study however recommended that organizations should take up cultures that boost the morale of employees to stimulate performance; banks' work environment does not affect their product quality; and operational strategies should be tailored towards customer satisfaction to promote performance.

Keywords: Organizational Culture, Corporate Performance, Employee Morale, Operational Strategy.

[1]. Abu-Jarad, I. S. Yusof, Nor'Aini., and Nikbin, D. (2010). A Review Paper on Organizational Culture and Organizational Performance. International Journal of Business and Social Science, Vol. 1(3).
[2]. Ahmed, P. K. (1998). Culture and climate for innovation‖, European Journal of Innovation Management, Vol. 1(30–43).
[3]. Akman, G. and Yilmaz, C. (2011). Innovative Capability, Innovation Strategy and Market Orientation: An Empirical Analysis in Turkish Software Industry‖ International Journal of Innovation Management, 12: 69 – 111
[4]. Crookall, P. and Schachter, H. (2014). Changing Management and its effect on organizational growth, Canada: Treasury Board of Canada Secretariat, http://www.tbs-sct.gc.ca/cmo_mfc/resources2/research/rr00_e.asp
[5]. Daher, N. (2016). The relationships between organizational culture and organizational innovation. International Journal of Business and Public Administration, Volume 13, Number 2, Winter 1

Abstract: This study aims to find out about Influence of Professionality, Servant Leadership, and Work Culture on Motivation, Employee Satisfaction and Performance of Civil Servants (ASN) in The Riau Islands Province Government. The population in this study waswere 778 employees of the State Civil Apparatus in the Riau Islands Province Government. Using the Slovin formula with a tolerance of 5%, the number of samples was 264 respondents. Test the model with Generalized Least Square Estimation, structural equation model analysis. The results showed that: Professionalism has a significant effect on motivation, job satisfaction, and ASN performance. Servant Leadership has a significant effect on motivation, job satisfaction, and ASN performance. Work culture has a significant effect on motivation, job satisfaction, and ASN performance. Work motivation has a significant effect on satisfaction and performance. Satisfaction has no significant effect on the performance of the State Civil Apparatus in the Riau Islands Province Government. The practical implication is that the local government always increases employee professionalism by implementing the recruitment process properly, avoiding fraud, and providing opportunities for further study, attending seminars aimed at increasing employee professionalism.

Keywords: Professionality, servant leadership, work culture, motivation, employee satisfaction, performance.

[1] Arianto, D.A.N., Influence of Discipline, Work Environment and Work Culture on the Performance of Teachers, Jurnal Economia, 9(2), 2013, 191-199.
[2] Bintang, Y., Afnan, T.E., Sudiro A., Mintarti, R., The Influence of Leadership Orientation And Employee Satisfaction To Wards Employee Performance: Study Conducted At Papua' Splanning And Development Agency, RJOAS, 4(64), 2017, 76-8.
[3] Cahyono, Budhi dan Suharto, The Influence of Organizational Culture, Leadership and Work Motivation on the Performance of Human Resources in the Secretariat of the DPRD of Central Java Province, Jurnal, JRBI Vol. 1, 2015, 24-32. Yogyakarta
[4] DarmaP.S, and SupriyantoA.S., The Effect of compensation On Satisfaction And Employee Performance. Management and Economics Journal (MEC-J), 1(1), 2017, 69-77.
[5] Fasochah, N.S., and Darsono, The Effect of Professionalism and Work Motivation on Teacher Performance with the Work Environment as a Moderation Variable (Study in Junior High Schools in Boja District Kendal Regency). Dharma Ekonomi No.43 / Th.Xxiii/ April 2016.

Abstract: The efforts to achieve targets in the company make the benchmark in making decisions that are made into policies for a step that must be given to each employee. One form of achievement can be known through the performance of each employee. Much research has been done by examining the relationship between Integrity and Performance. However, some things do not show success and there is a research gap. Differences in research results have a major impact on leadership decisions Start from Competence and Integrity in assessing the performance of its employees. Mandiri Sharia BankinJember tries to measure employee performance from the competencies and integrity of each employee through intervening motivation. This decision making is based on existing theories. Even the role of Integrity which is expected to make the employees of Mandiri Sharia Bank in Jember will be better than other Areas that have already achieved their goals.

[1]. A.M Sardiman. 2006. InteraksidanMotivasiBelajarMengajar. Jakarta: PT. Raja GrafindoPersada.
[2]. Anitaria, Mikha. 2011.PersepsiAkuntanterhadapKodeEtikAkuntan Indonesia dalammeningkatkanIndependensi, IntegritasdanObjektivitasAkuntanPublik.
[3]. Astria,Kenny. 2018. PengaruhDisiplinKerjadanMotivasiterhadapKinerjaKaryawanpada PT. Bank Rakyat Indonesia CabangPamulang.JurnalMandiri Vol.2, No.1, ISSN: 2580-3220, E-ISSN: 2580-4588.
[4]. Atosokhi, A. 2014.Integritas Personal danKepemimpinanEtis, Humaniora, 5(2), 950-959.
[5]. Brahmasari, Ida AyudanAgusSuprayetno. 2008. PengaruhMotivasiKerja, Kepemimpinan, danBudayaOrganisasiTerhadapKepuasanKerjaKaryawan Serta DampaknyapadaKinerja Perusahaan (StudiKasuspada PT. Pei Hei International Wiratama Indonesia). Jurnal Management danKewirausahaan. Vol.10, September: 124-135.

Abstract: This study aims to examine the effect of service quality dimensions, namely tangibles, reliability, responsiveness, assurance, and empathy, on student satisfaction. The study took the population of Master of Management (MM) students of Mercu Buana University, at least actively enrolled in the third semester. The study used a sample of 125 students. The sampling technique used is simple random sampling. Primary data collection using a questionnaire instrument. The research hypothesis testing was formulated using multiple linear regression models and the coefficient of determination. The research findings show that tangibles, reliability, responsiveness, have a significant positive effect on weak causal levels. Emphaty has a significant positive effect on moderate causal levels. The assurance dimension has a positive and insignificant influence. The coefficient of determination R2 of 82.10% is showing that the conceptual model of the study has a high quality goodness of fit, and is very strong in explaining the variation in changes in student satisfaction. While the variation of change is 17.90%, explained by other variables outside the model not examined.

Keywords: service quality, tangibles, reliability, responsiveness, assurance, emphaty, student satisfaction

[1]. Annamdevula, S. (2012). Development of HiEdQUAL for Measuring Service Quality in Indian Higher Education Sector[2]. Annamdevula, S., & Bellamkonda, R. S. (2016). Effect of student perceived service quality on student satisfaction, loyalty and motivation in Indian universities: Development of HiEduQual. Journal of Modelling in Management, 11(2), 488–517. https://doi.org/10.1108/JM2-01-2014-0010
[3]. Archambault, L. Z. (2008). Measuring Service Performance, Student Satisfaction and its Impact on Student Retention in Private, Post-Secondary Institutions. EDU-COM International Conference. Sustainability in Higher Education: Directions for Change., November, 19–21. http://ro.ecu.edu.au/ceducom/2
[4]. Azam, A. (2018). Service Quality Dimensions and Students' Satisfaction: A study of Saudi Arabian Private Higher Education Institutions. European Online Journal of Natural and Social Sciences, 7(2), 275–284. http://www.european-science.com
[5]. Bakrie, M., Sujanto, B., & Rugaiyah, R. (2019). The Influence of Service Quality, Institutional Reputation, Students' Satisfaction on Students' Loyalty in Higher Education Institution. International Journal for Educational and Vocational Studies, 1(5), 379–391. https://doi.org/10.29103/ijevs.v1i5.1615

Abstract: We are now experiencing the strength of women micro entrepreneurs all over the world. Even though they are facing so many hurdles in family atmosphere as well as at their workplace, they can manage both the venues equally by the help of family, co-workers and the management of the enterprise. They are able to manage the responsibilities at home with the help of husband ,children and other family members. They are well versed with the duties at their enterprise, have high rate of confidence and are able to take risks for the betterment of the enterprise through discussion with fellow workers and with the help of boosted morale. Because of the presence of a higher emotional empathy women micro entrepreneurs are able to make a team rapport and chemistry with all the stake holders of the enterprise and home equally so that they get better empowerment. We recommend more awareness classes to the......

Keywords: Women micro entrepreneurs, Personal satisfaction, Work life Balance

[1]. Monika Talreja (2017)Women entrepreneurship and Work Life Balance, Global Journal of Human social science,vol.17,Issue.6
[2]. Vasan.M (2016),Problems and prospects of women entrepreneurs in India Shanlax International journal of Mangement,Vol-3.
[3]. Sucheta Agarwal (2015),Study on Work Life Balance of women entrepreneurs Ajay.K.Jain & Shali Srivastava(2012),Women Entrepreneurs in India-A Work Life Balance perspective. Entrepreneurship & Industry Life cycle pp301-311
[4]. Rincy.v.Mathew & N.Panchanatham (2011),An exploratory study on the worklife Balance of women entrepreneurs in South India, Asian Academy of Management Journal,Vol.16,No.2,77-105
[5]. Nel,Maritz & Thongprovati (2010).

Abstract: Brand Advocacy (BA) is one of the most important components of brand loyalty. This research attempts to identify and analyze emotional brand attachment (EBA) enablers and its relationship with brand advocacy from iPhone users' perspective in Egypt. Additionally, this research attempts to investigate the differences between iPhone users' attitudes towards EBA according to their demographic characteristics. To establish these objectives, using the descriptive approach, a random cluster sample of 576 students of Kafr El-Shaikh University in Egypt was selected and analyzed. The research findings confirmed that there is a significant relationship between brand image, brand experience, brand identification, and self-brand congruent (as a whole and each one of them separately) and brand advocacy. The findings also pointed out that there is a significant difference between iPhone user's attitude towards EBA according to their gender and monthly family income. Theresults emphasize the significance of EBA andits determinants to enhance brand advocacy at iPhone companies.

Keywords: EBA,BrandImage,BrandExperience,BrandIdentification, Self-Brand Congruent, BrandAdvocacy.

[1]. Aboulnasr, K., & Tran, G. A. (2019). Is love really blind? the effect of emotional brand attachment on the perceived risk of really new products. The Journal of Product and Brand Management, 29(1), 81-96. doi:http://dx.doi.org/10.1108/JPBM-09-2018-2005
[2]. Arnold, M.J., Reynolds, K.E., Ponder, N. and Lueg, J.E., 2005. Customer delight in a retail context: investigating delightful and terrible shopping experiences. Journal of Business Research, 58(8), pp.1132-1145.
[3]. Arnett, D.B., German, S.D. and Hunt, S.D., 2003. The identity salience model of relationship marketing success: The case of nonprofit marketing. Journal of marketing, 67(2), pp.89-105.
[4]. Aron, A. and Westbay, L., 1996. Dimensions of the prototype of love. Journal of Personality and Social Psychology, 70(3), p.535.
[5]. Ardyan, Elia, Berta Bekti Retnawati, and Naili Farida. "E-WOM attractiveness, e-brand community trust, e-brand community experience and brand loyalty: a study on XIAOMI electronic brand community in Indonesia." Journal of Business and Retail Management Research 12.3 (2018)..

Abstract: This research was conducted aiming at the influence of quality of service and price towards the satisfaction and loyalty of the cruise industry customers by taking case studies on customers of PT Pelni Jayapura branch on the background explained that how to influence quality, customer, price and papal service to customer satisfaction in the shipping service industry. In this research samples are in use 100 people sample of sample withdrawal techniques used techniques of insitental samples i.e. sample determination based on coincidence, i.e. anyone who incidentally/incidental meet with the researcher can be used as a sample in the Research Anquality service has a positive and significant influence on customer satisfaction. Quality has a positive and significant influence on customer loyalty.......

Keywords: Service quality , price, Customersatisfaction, Customer Loyalty

[1]. Abu-Elsamen, et. al. 2011. towards an Integrated Model of Customer Service Skills and Customer Loyalty: The mediating role of customer satisfaction. International Journal of Commerce and Management, 21(4), 349-380
[2]. Aryani D. dan FebrinaRosinta. 2010. PengaruhKualitasLayananterhadapKepuasanPelanggandalamMembentukLoyalitasPelanggan. Jurnal 24-38.
[3]. Azwar, Saefuddin, 1997, Reliabilitas dan Validitas, EdisiKetiga, PustakaPekerja, Yogyakarta.
[4]. Bahari, Andi Faisal, et al. "Customer Value, Brand Image And Promotion; Analysis Of Purchasing Decisions (Case Of Silk Fabrication)."
[5]. Bahar, dkk. 2009. PengaruhKualitasPelayananTerhadapKepuasan Dan LoyalitasPenggunaanModaAngkutanUmum Informal (StudiKasus Ojek Sepeda Motor). JurnalSimposium XII FSTPT, Hal. 972-981..

Abstract: Bureaucratic reform is an urgent matter, both at the level of fate and the region. To reinforce the implementation of the reforms. Gorontalo District establishes five excellent programs in reforming its bureaumias which are the establishment of an Institute of Integrated Services (PTSP) based information technology, the digitization of legal information documentation, the development of online SIPAMOR, revitalizing the Procurement Service Unit (ULP) and short message (SMS) the village gate. The Program aims to strengthen the public trust of government institutions, as well as encouraging the government to remove bad habits in serving the community such as sluggish, extravagant and convoluted. Monitoring, evaluation and reporting Program aims to guarantee that the implementation of bureaucracy reform runs according to the provisions and targets set in the.......

Keywords: bureaucracy reform, quality improvement of servants, free corruption, performance accountability

[1]. Bangka, Bappeda. "Regional medium Term development plan year 2013-2018." Online accessed 20 (2017).
[2]. Daraba, Dahyar. "Bureaucracy reform & public service." (2019).
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Abstract: This study investigates the association between organizational culture and employees' turnover in selected private schools in Anambra State. The study employs the descriptive research design. 350 respondents were selected from a population of about 600 employees of 25 selected private schools in Onitsha, Awka and Nnewi, in Anambra state, using simple random sampling technique. The Chi-square test of independence was used to test the association between variables of interest. The significance of the association is tested at 5% level of significance. The results reveal that there is significant association between all the variables of organizational culture studied and employees' turnover. The study found a significant association between organizational commitment as cultural......

Keywords: culture, commitment, working conditions, supervision style, turnover

[1]. Abu-Jarad , I. Y., Yusof, N. &Nikbin, D (2010). A Review Paper on Organizational Culture and Organizational Performance. International Journal of Business and Social Science. Vol. 1(3):26-46
[2]. Adewale, O. O. &Adeniji, A. A. (2013). Impact of Organizational Culture on Human Resource Practices: A Study of Selected Nigerian Private Universities. Journal of Competitiveness Vol. 5 (4):115-133.
[3]. Banaszak-Holl, J., Castle, N. G., Lin, M. K., Shrivastwa, N,&Spreitzer, G (2013). The Role of Organizational Culture in Retaining Nursing Workforce. The Gerontologist, Vol. 55 (3): 462–471.
[4]. Chen, M. F., Lin, C. P., & Lien, G. Y. (2010). Modeling job stress as a mediating role in predicting turnover intention. The Service Industries Journal, 1743-9507.
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Abstract: This study was to ascertain the effect of Central Bank of Nigeria Development banking through the Agricultural Credit Guarantee Scheme Fund (ACGSF) on the growth of agricultural sector of the Nigerian economy. The study employs the ex-post facto research design and data on credit to food crop, cash crop, livestock and food crop farming from 1981 to 2018. The data was sourced from the central bank money and credit statistics in the CBN website. The study used scatter plots and regression analysis in analyzing the data and testing necessary hypothesis.The results of the study reveal a positive relationship that exist between credit for cash crop farming and the growth of the agricultural sector. Similarly, a positive relationship was also found to exist between credits given for food crop farming and the growth.....

Keywords: Growth, development, finance, agriculture, credit, farming

[1]. Abili, I. D. (2018). Development Finance Interventions of the Central Bankof Nigeria in Agriculture. Advanced Studies in Economics and Public Sector Management Vol. 6 (2):19-31.
[2]. Awotide1, B.A. Abdoulaye, T., Alene, A. &Manyong, V. M (2015). Impact of Access to Credit on Agricultural Productivity: Evidence from Smallholder Cassava Farmers in Nigeria. A Contributed paper Prepared for Oral Presentation at the International Conference of Agricultural Economists (ICAE)Milan, Italy August 9-14, 2015.
[3]. Ayeomoni, O &Aladejana, S. A (2016): Agricultural Credit and Economic Growth Nexus. Evidence from Nigeria. International Journal of Academic Research in Accounting, Finance and Management Sciences, Vol. 6(2):146–158.
[4]. Dori, N. A. S (2016). The Impact of Central Bank of Nigeria's Development Finance on Economic Growth and Development of Nigeria. Afro Asian Journal of Social SciencesVol. VII (I):1-14.
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Abstract: Developed economies have demonstrated their astuteness and prowess on the reinforcement of business cultures and etiquette that have contributed immensely to their businesses becoming internationally competitive and reputable. This study focused on how business culture is ofsignificance as a barometer of either promoting organisational success or being a barrier on the international arena by collating and comparing different countries' business cultures across the globe. This qualitative study based on the interpretivism philosophy used the triangulation approach of mainly desk research (library analysis) and interviews with some different business leaders in Zimbabwe.One of the major finding was that countries with widely known and strong business cultures had an edge in terms of getting business and even foreign investment opportunitiesover those whose business cultures......

Keywords: Business culture- common understanding and shared meaning on how to handle business dealings and the nature of conduct to be exhibited or portrayed

[1]. Agburuga, U. T. (2019). Nation Branding Strategy for Zimbabwe: Towards an Integrated Nation Branding Framework. Journal of Accounting, Business and Finance Research, 7(1), 1-7
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Abstract: This study aimed to investigate how organizational culture affects sustainability performance through the mediating effect of strategic posture. The data were collected from the Indonesian Stock Exchange from period 2009-2018. The sampling technique used is purposive sampling. The technique analysis used is regression analysis. From the results of the analysis and discussion, the following conclusions are clan culture, adhocracy culture, hierarchy culture, and market culture has a positive effect on organization strategic posture. Strategic posture affects Sustainability performance. Clan, hierarchy, and market culture positively affects sustainability performance mediated by strategic posture;adhocracy culture cannot affect sustainability performance mediated by strategic posture

Keywords: clan culture, adhocracy culture, hierarchy culture, and market culture, strategic posture, sustainabilityperformance

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Abstract: The corporate sector is the strength of character of the Indian economy, so for as it provides a crucial, efficient and planned system for the enlargement of industrial as well as non-industrial sectors of the economy. There were 11,89,826 active companies as on June 30, 2018," the corporate affairs ministry said. Out of the total number of 17.79 lakh registered companies in India, 5.43 lakh were closed as on 30 June and 1,390 were classified as dormant. The financial performance is a subjective measure of how well a firm can use assets from its primary mode of business and generate revenue. This research paper analyzes the financial performance of top ten companies in India. The variables viz sales, profit after tax, market capitalization, change of profit and revenue of the companies were examined over a period of two year.. This study covers Reliance Industries Ltd......

Keywords: Sales, Profit After Tax, Market Capitalization, financial performance and BSE.

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Abstract: Background: This research surveyed the impact of planning for tax incentives, as applicable in Free Trade Zones, on the profitability of companies in the Free Trade Zones (FTZs). The work was based on the influence of exempt company income tax, exempt education tax, exempt urban development tax, exempt import duties, exempt export duties and exempt excise duties on the profitability of companies in the FTZs. Profitability was considered in this research as a function of tax claims investment. Methodology: The study employed ex-post facto research method where the simple random sampling technique was adopted to draw a representative sample for the study. The multiple linear regression model was used to determine the relationships between tax incentives and profitability.......

Keywords: Tax planning, tax incentives, exempt taxes, exempt duties, Company Profitability, Free trade zones

[1]. Akpan, E. I., Effiong, S. A., and Ele, A. A. (2012). Entrepreneurship education policy: an intervention strategy for economic development in Nigeria. Business and Entrepreneurship Journal, 1(1), 101- 110.
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Abstract: The foreign exchange market is the world's largest market with highest volume of trade transactions. The foreign exchange markets are subject to high volatility between currency exchange rates. The research focuses over factors that influence foreign exchange rates with increased focus over impact of crude oil prices over exchange rate and impact of NSE (Nifty 50) equity investment on share prices. For conducting analysis the historical data of past 10 years is taken into consideration and results are derived by conducting univariate analysis, correlation analysis, regression and R square analysis. The data collected has been collected through authenticated data sources of Reserve Bank of India. Four currency pairs have been taken for consideration. Analysis of US Dollar, Great British Pound, Euro and Japanese Yen has been considered for evaluation with comparison to Indian rupee. Upon analysis of the data......

Keywords: Depriciation, univariate, correlation, regression, R Square

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[3]. Amadeo, K. (2019, January 28). Why the US Dollar Is the Global Currency. Retrieved from The Balance: https://www.thebalance.com/world-currency-3305931
[4]. Betz, e. (2018, January 18). What Happened the last Time Antartica Melted. Discover. Retrieved from http://blogs.discovermagazine.com/crux/2018/01/18/antarctica-melted-joides/#.WpLjsK6WbIU
[5]. Catherine, S. (2013). The global gold market and the international monetary system. Enlighten – Research publications by members of the University of Glasgow (pp. 17-38). University of Glasgow. Retrieved from http://eprints.gla.ac.uk/90725/1/90725.pdf.

Abstract: Micro Business is one of the industries that sustain national economy that needs to get serious attention from the government so that it can compete in national and even international business. This study aims specifically to analyze the influence of servant leadership on work innovation with knowledge sharing as mediation in the Klender Furniture Micro Business in East Jakarta. This study uses a quantitative approach with descriptive methods by describing aspects of the research variables or the behavior of the respondents surveyed. The data collection method is a survey with a questionnaire technique. The unit of analysis that is determined is 114 micro entrepreneurs. Data collection methods are carried out through a questionnaire. Data Analysis Method uses Structural Equation Modeling-Partial Least Square (SEM-PLS)......

Keywords: servant leadership, knowledge sharing, work innovation

[1]. Aristanto, D.B. (2017). Effect of Knowledge Sharing on IndividualsEmployee Innovation Capability and Performance. EMBA Journal.
[2]. Fadzilah, A. (2006). Analysis of the Effect of Employee Empowerment and Self of Efficacy on Sales Performance (Case study at PT. SinarSosro, Semarang Marketing Area). Journal of Management and Organization studies. 3 (1): h: 12-27
[3]. Asegaff, M, &Wasitowati, (2015). Knowledge Sharing as a Source of Innovation and Competitive Advantage in the Micro, Small and Medium Enterprises (SMEs) of the Batik Sector. UNISSULA Journal of Economic Engineering.2 (1): 208-221.
[4]. Barbuto, J. E., & Wheeler, D. W. (2006). Scale development and construct clarification of servant leadership. Group & Organization Management, 31 (3), 300-326.
[5]. Ellitan, L.L. (2009). Management of Innovation Transformation Towards World Class Organizations. Bandung: Alfabeta.

Abstract: This research aims to determine the health level of the company's regional drinking water (PDAM) Barru district and to know how much the company's ability to manage existing financial management. By using the formula, the financial performance is based on the decree of Minister of Commerce No. 47 of 1999 on the guidelines of the performance assessment of water Supply Company (PDAM). This study was conducted with data Megambil for 3 consecutive periods, namely in the year 2016-2018. Data obtained from primary data and Skunder data in Barru District water Supply (PDAM) company. The methods used in this research are the methods of the desktop analysis and quantitative analysis. The measurements in this study were reviewed from the results or income of financial performance and financial statements in the District PDAM company. Barru period 2016 2018. From the results of the research based on Kepmenndagri No. 47 year 1999 can be concluded that there are several categories of achievement of financial performance value that is in the category of less and adequate, in the 3 period from the year 2016-2018 in the regional company Drinking water (PDAM) KabupatebBarru.

Keywords: healthlevels, KinerjaFinancialperformance, Laporan Financial statements

[1]. AgusHarjito and Martono, financial management. 2006. ECONOMICIAN issuer, Yogyakarta.
[2]. DwiPrastowo and RifkaJulianty. 2008. Analysis of financial statements: concepts and Applications (second edition). Yogyakarta
[3]. Prastowo A. (2011). Analysis of draft and application financial statements. Yogyakarta: STIM YKPN.
[4]. Irham. (2003). Analysis of financial statements. Bandung: Alphabet
[5]. Darsono. 2005. Financial statements. Yogyakarta: Andi Yogyakarta.

Abstract: This study aims to analyze (1) the influence of fundamental factors, technical analysis on stock returns; (2) Effect of fundamental factors, technical analysis of stock returns on firm value; (3) Effect of fundamental factors and technical analysis on the value of the company through stock returns. The population in this study were all manufacturing companies listed on the Indonesia Stock Exchange, Companies in the period 2015 to 2017. The sample technique used was purposive sampling. The analysis technique used is The Structure Equation Modeling (SEM) with the help of the Moment Structure Analysis (AMOS) program. Fundamentals positive and not significant influence on stock returns; Positive technical analysis and significant influence on stock returns; The fundamentals and technical and positive stock returns are significant influences on the value of the company; The fundamentals and technical analysis on the value of company through stock returns..

Keywords: Fundamental factors, technical analysis, stock returns and company value.

[1]. Abdul Halim 2015. Analysis of Investments in Financial Assets, First edition, Mitra Wacana Media, Jakarta.
[2]. Adamilyara Aqil Abdulmannan and Taufik Faturohman, 2015. The Relationship Between Fundamental Factors and Stock Return: A Cas Based Approach on Banking Companies Listed in Indonesia Stock Exchange, Journal of Business and Management. Vol. 4. No. 5. 2015. 579-586.
[3]. Andy Setiabudi and Dian Agustia. 2012. The Fundamental Factor of Firm due to Firm Value, Journal of Basic and Applied Scientific Research, ISSN 2090 - 4304, Vol. 2, No. 12. Pages. 12651-12659.
[4]. Bildiosta Sappar, Suhadak, Raden Rustam Hidayat, 2015. Analysis of the Influence of Fundamental and Technical Factors on Company Values (studies on Goods Industry Consumer Companies on the Indonesia Stock Exchange Period 2011-2013. Journal of Business Administration (JAB) Vol. 24 No July 1, 2015.
[5]. Brigham, E. F and Houston, 2006. Fundamentals of Financial Management, Ten Edition, Interpretation of Ali Akbar Yulianto, Salemba Empat Publisher, Volume I, Jakarta..

Abstract: Competency impact on performance through work motivation and employee satisfaction Hotel in Makassar City This research focuses on human resources that have competency/skill (skill) so that will impact on job satisfaction and motivation that makes performance good, and finally the employee will be glad to work (satisfied) to the job. This research was conducted on Hotel in Makassar city. The chosen Hotel in the city of Makassar as the location of this research is based on the reason that researchers see that there is a difference in research (Gap Research) on previous research on competence, motivation, job satisfaction and performance with so the sample in this research 20 variable indicators x 10 = 200 samples. Research Data will be analyzed with statistical analysis tools through the use of Structural Equation Modeling (SEM). The result of this research competency has positive.......

Keywords: competence, Motivasiworkmotivation, KepuasanJobsatisfaction, performance

[1]. AgusSulastiyono, Drs., M.Si, 2014. Hotel Management: Business Management series of tourism and accommodation services, first edition, Alfabeta, Bandung.
[2]. Steven. 2016. The effect of work satisfaction and employee loyalty to employee performance.
[3]. Agung Gita Bakti, 2013. Influence of motivation, satisfaction and work attitude towards employee performance in Café X Bogor.
[4]. Andi Rahmawati, 2017. Effect of competence on organizational citizen. Ship behavior and Performance management: The impact on organizational effectiveness.
[5]. Anwar Prabu Mangkunegara, 2015. Competency influence and work motivation to employee performance at PT. Inti Plantation Sejahtera

Abstract: झारखंड अपनी नैसगिक सुंदरता और धार्मिक स्थलों .........

.....

Abstract: The purpose of this study is to describe the variables of Competence, Teacher Performance, the Leadership Of School Principals and Quality Of Education, analyzing the influence of competency variables, teacher performance, and leadership of school principals simultaneously on the quality of education. Analyzing competency variables, teacher performance, and school principal leadership partially on the quality of education, and to know and analyze among the competency variables, teacher performance and school principal leadership that have a dominant influence on the quality of education in St. Klaus Kuwu High School. The population in this study were teachers at St. Klaus Kuwu High School, amounting to 60 people and with a sample of 60 people. The sampling technique in........

Keywords: Competence, Teacher Performance, Principal Leadership And Quality Of Education

[1]. Departemen Pendidikan Nasional, 2005. Undang-undang Nomor 14 Tahun 2005,Tentang Guru dan Dosen, Jakarta: Depdiknas
[2]. Ghufron, Muh, 2017, Filsafat Pendidikan, Yogyakarta: Kalimedia.
[3]. Edward, Sallis.2006. Total Quality Management in Education. Jogjakarta:IRCisoD [4]. Hasmah, Hasmah. Pengaruh Kompetensi Tenaga Pendidik Terhadap Peningkatan Mutu Pendidikan di SMP Negeri 5 Duampanua Kabupaten Pinrang. Diss. universitas Islam Negeri Alauddin Makassar, 2017.
[5]. Handoko, 2001, Manajemen Personalia dan Sumber Daya Manusia. Yogyakarta:BPFE Yogyakarta.

Abstract: This research paper perlustrates the implications of the COVID-19 global oil crash on the Nigerian oil-based economy, considering the punitive cost formaintaining a single oil-sector-dominant economy over the years without diversification. The paperprobes into the effects in theaftermathof the global oil crash of the COVID-19 pandemicwith its devastating impacton the Nigerian economy afterwards, offering possible solutions to the impending economic catastrophe.The research paper adopts a methodology thatcombines a descriptive design with historical and quantitative approches.The Comparative Cost Advantage theory of 1817 by David Ricardo suffices for the theoretical framework of analysis.Data analysis employs Spearman's Rank Correlation Coefficientfor empirical data collated on significant oil-price fluctuations from the OPEC Basket Crude Oil Price 2019/2020. Results and findings reveal thatthe Statistical and theoretical implications of Nigeria's overreliance on oil suggest a strong......

Keywords: Agriculture, COVID-19 global oil crash, development, Nigerian oil-based economy, non-diversification.

[1]. Alper, C. Emre, and Orhan Torul. 2009. Asymmetric Effects of Oil Prices on the Manufacturing Sector in Turkey. Available online: http://www.econ.boun.edu.tr/public_html/repec/pdf/200906.pdf <accessed on 25/3/ 2020>.
[2]. Bolaji, Bukola Olalekan, and G. A. Bolaji. 2010. Investigating the effects of increase in oil prices on manufacturingcompanies in Nigeria. The Pacific Journal of Science and Technology 11: 387–90.
[3]. Bouzid, Amaira. 2012. The relationship of oil prices and economic growth in Tunisia: A vector error correctionmodel analysis. The Romanian Economic Journal XV: 3–22.
[4]. Difiglio, Carmine. 2014. Oil, economic growth and strategic petroleum stocks. Energy Strategy Reviews 5: 48–58.[CrossRef].
[5]. Hamilton, James D. 1996. This is what happened to the oil price-macroeconomic relationship. Journal of Monetary Economy 38: 215–20. [CrossRef]

Abstract: In today's scenario of globalization, traditional method of supply chain management is changing to new method of supply chain. With the use of IOTs in supply chain, these IOTs are creating fast tracking of inventory, delivery, customer service, vehicle tracking & controlling of thefts. These IOTs (Internet of Things) are RFID, Wi-Fi, Scanners, and Sensors, which are collecting the data instantly & managing the entire supply chain in manufacturing as well as service industry. IOTs are very helpful in managing supply & demand as well as IOTs is facilitating logistics & warehouse partners to reducing damages & theft. IOTs also managing preventive maintenance schedule & raise an alarm when servicing & fueling is due while running on the road.......

Keyword: IOTs, Global Supply Chain Management, RFID, Wi-Fi, Inventory Management, Fleet Management, Warehouse Management, Logistics, Preventive Maintenance

[1]. Avani Phase, Nalini Mhetre , Apr 2018, Using IoT in Supply Chain Management , International Journal of Engineering and Techniques - Volume 4 Issue 2,
[2]. Sneha S Kothari, Simran V Jain and Prof Abhishek Venkteshwar Aug 2018 The Impact of IOT in Supply Chain Management, IRJET
[3]. Fiedler, M., & Meissner, S. (2013). IoT in practice: examples: IoT in logistics and health. Enabling Things to Talk, 27-36.
[4]. Hopkins, J., & Hawking, P. (2018). Big data analytics and IoT in logistics: A case study. THe International Journal of Logistics Management.
[5]. IoT in Logistics, ML00028-074 (MarketLine Case Study December 2018)...

Abstract: Urban farming is currently an interesting focus to be further developed due to the various complexity factors that occur in urban areas. The development of urban agriculture in Makassar, especially on vegetable commodities has been implemented by farmers who cooperate in the form of urban farming groups. Increased involvement of farmers in the form of farmer groups is expected to increase the quantity and quality of vegetable commodities to meet the needs of consumers in the city of Makassar. This research was carried out with the aim to analyze the influence of farmers ' motivation towards entrepreneurial innovations in urban farming of vegetable commodities in Makassar city and analyze the influence of farmers ' creativity on entrepreneurial innovations in urban farming of vegetable commodities in city of Makassar........

Keywords: Motivation, creativity, innovation, urban farming

[1]. Adebisi., Adedadayo. Tuende Afolabi Monisola. 2012. Motivations for Women Involvement in Urban Agriculture in Nigeria. Asian Economic and Social Society ISSN (P): 2304-1455, ISSN (E): 2224-4433 Volume 2, No 3, September.
[2]. Amabile., Teresa M and Julianna Pillemer. 2011. Perspectives on the Social Psychology of Creativity. Journal of Creative Behaviour, December.
[3]. Amabile., Teresa M. 1997. Motivating Creativity Organizations : On Doing What You Love and Loving What You Do. California Management Review Vol.40 No.1.
[4]. Andi Nuhung., Iskandar. 2014. Strategi dan Kebijakan Pertanian dalam Perspektif Daya Saing. PT. Rineka Cipta, Jakarta.
[5]. Badan Pusat Statistik Kota Makassar. 2019. Kota Makassar Dalam Angka Tahun 2019..

Abstract: Bankruptcy of a business firm is an event which results substantial losses to creditors and stockholders. A model which is capable of predicting an upcoming business failure will serve as a very useful tool to reduce such losses by providing warning to the interested parties. This was the main motivation for Beaver (1966) and Altman (1968) to construct bankruptcy prediction models based on the financial data (Deakin 1972). This research study also initiated with a great interest on this subject to investigate the predictive capability of financial ratios for forecasting of corporate distress and bankruptcy events. This study is expounded on similar previous studies by Altman (1968), Ohlson (1980), Beaver (1966) by examining the effectiveness of financial ratios for predicting of corporate distress....

Key Word: Z-Score, Altman Z-Score, Bankruptcy, Corporate Distress, Logistics Regression Analysis (LRA), Multiple Discriminant Analysis (MDA), Recovery Strategy from Bankruptcy..

[1]. Agarwal, V., Taffler, R., (2008), Comparing the performance of market-based and accounting-based bankruptcy prediction models, Journal of Banking & Finance 32: 1541–1551
[2]. Altman E.I., (1968), Financial Ratios, Discriminant Analysis and the Prediction of Corporation Bankruptcy, The Journal of Finance, 23: 589-609.
[3]. Altman E.I., (1993), Corporate Financial Distress and Bankruptcy, 2nd Edition, New York, John Willey & Sons.
[4]. Altman, E. I., Haldeman, R. G. and Narayanan, P. ,(1977), Zeta analysis, Journal of Banking and Finance, 1: 29– 54.
[5]. Aly, I. M., Barlow, H. A. and Jones, R. W., (1992), The usefulness of SFAS No. 82 (current cost) information in discriminating business failure: an empirical study, Journal of Accounting, Auditing and Finance, 7(2): 217–229

Abstract: Background: The study examines the impact of macroeconomic variables on nonperforming loans for Tanzanian banking sector from 2013 to 2019. Macroeconomic variables include Gross Domestic Product growth rate, Money supply Rates, inflation rate, exchange rate, and interest rate. We have chosen the area under study due to the fact that, the research in this phenomenon is still at the preliminary level in Sub Sahara Africa in such a way that, no studies regarding the topic have done on the study area at that period regardless of the high economic growth of the country in the Sub Sahara Africa and Africa in general (World Bank 2017), whose economy (regarding business capital provision).........

Key words: Macroeconomic, Non-Performing Loan, Tanzania, GDP, Growth Rates

[1]. Adela, S. and Iulia (2010), "Study of Correlation Between Average Interest Rate and Nonperforming Loans in the Romanian Banking System During 2006- February 2010" The Journal of the Faculty of Economics –Economic, Issue 2, 777-782.
[2]. Asari, Muhamad, Ahmad, Latif, Abdullah and Jusoff, K., (2011) "An Analysis of Non-Performing Loan, Interest Rate and Inflation Rate Using Stata Software". World Applied Sciences Journal, 12, 41-48.
[3]. Babouček, I.; Jančar, M. (2005). A VAR Analysis of the Effects to Macroeconomic Shocks to the Quality of the Aggregate Loan Portfolio of the Czech Banking Sector. Working Paper Series, no.1, Czech National Bank.
[4]. Bofondi, M. and Ropele, T; (2011). Macroeconomic Determinants of Bad Loans: Evidence from Italian
Banks, Occasional Papers, 89
[5]. Caprio and D. Klingebiel, (1996), "Bank Insolvencies: Cross-Country Experience," Policy Research Working Paper 1620, World Bank.

Abstract: Purpose – The purpose of this paper is to expand the range of service above service afters and service scenario by using a service-environmentprospect to environment and empirical vision on value. Methodology – our main method is to design a conceptual encaseswork of an expanded service content which bases on so-called S-D logic, service-environments visions. Discoveries – The service environmentoffersthe proposition whichhelps to the development of services marketing research by expanding the milieu of service in 2 directions: it's accent on service as general statement of every interchange permitting the cogitation of all illustrations of value-in-use which istaken as service encounter; it's conceptualization.........

Key words: Co-creation, Service environment, organisations, S-d logic, Service experience

[1]. Akaka, M.A., Vargo, S.L. and Lusch, R.F. (2013), "The complexity of context: a service ecosystems approach for international marketing", Journal of Marketing Research, Vol. 21 No. 4, pp. 1-20.
[2]. Akaka, M.A., Vargo, S.L. and Schau, H.J. (2015), "The context of experience", Journal of Service Management, Vol. 26 No. 2, pp. 206-223.
[3]. Arnould, E.J. and Price, L.L. (1993), "River magic: extraordinary experience and the extended service encounter", Journal of consumer Research, Vol. 20 No. 1, pp. 24-45.
[4]. Arnould, E.J., Price, L.L. and Tierney, P. (1998), "Communicative staging of the wilderness servicescape", Service Industries Journal, Vol. 18 No. 3, pp. 90-115.
[5]. Bitner, M.J. (1990), "Evaluating service encounters: the effects of physical surroundings and employee responses", The Journal of Marketing, Vol. 54 No. 2, pp. 69-82.

Abstract: Predicting factors influencing consumers' preference for foodservice outlets without empirical investigations could be a tough task and could yield an unreliable outcome given that such factors depend on a number of independent and dependent variable arising from consumers' point of view. This study investigated factors influencing consumers' preference of foodservice outlets in Ilorin, Kwara State. Structured questionnaires were used to collect data from 685 non-randomly selected consumers from 7 purposely selected foodservice establishments. A modified questionnaire from past studies was validated through a pilot study which resulted in a reliability value of 0.869. Results of data from.......

Key words: Foodservice outlet, Service quality, Food quality, Consumer

[1]. Adediran, O.J. and Sule, L.A. (2019). The Influence of Hotel Attributes and Travellers‟ Socio-Demographic Characteristics on Hotel Selection in Ilorin Metropolis. The International Journal of Business & Management, 17 (12).
[2]. Ahmad, F., Ghazali, H., and Othman, M. (2013). Consumers Preference Between Fast Food Restaurant and Casual Dining Restaurant: A Conceptual Paper. 3rd International Conference on Management (3rd ICM 2013) Proceeding, Penang, Malaysia. 10-11 June 2013. Retrieved from: www.internationalconference.com.my
[3]. Bello, Y.O. and Omoh, B.J. (2018). Dinning experience and customers‟ satisfaction in fast food industry. International Journal of research in arts and social sciences, 11(2): 280-300.
[4]. Cousins, J., Lillicrap, D. and Weekes, S. (2014). Food and Beverage Service. 9th Ed. UK: Hodder education Dube, L. L., Renaghan, M., and Miller, J. M. (1994). Measuring customer satisfaction for strategic management. Cornell Hotel and Restaurant Administration Quarterly, 35(1), 39–47.
[5]. Dutta, K., Parsa, H.G., Parsa, R.A. and Bujisic, M. (2014). Change in Consumer Patronage and willingness to pay at different levels of service attributes in restaurants: a study in India. Journal of quality assurance in hospitality & tourism, 15(2), 149-174..

Abstract: A project is a group of unique, inter-related activities that are planned and executed in a certain sequence to create a unique product or service with in a specific timeframe, budget and the client's specification.The project Management process is based on the PMI(Project Management Institute) process&terminology as foundin the PMBOK (Project Management Body of Management. IMPORTANCE OF PROJECT MANAGEMENT......

.........

Abstract: The purpose of this research is to determine the effect of financial and non-financial incentives on staff performance in Pennisula Resort, Lagos State. The population of the study comprises of 50 respondents, 10 management staff and 40 employees in Pennisula Resort Lagos State. The sample of the study consists of 25 respondents, (5 management staff and 20 employees) which were selected for the study using simple random sampling technique. The instrument used in gathering information for the study is a self constructed questionnaire prepared by the researcher titled The Effect of Financial..........

Keyword: Incentives, Financial Incentives, Non- Financial Incentives, Staff Performance

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Abstract: Background: The information technology in Indonesia is growing and bring significant changes to the people in Indonesia. Digital Technology bring in the ease of use, efficient and benefitto almost all activities. Financial Technology Systemis one of which have changed the financial payment system services provided by banks. The aim of this research is to analyze the variables of perceived ease of use and perceived usefulness towards customer'sintention to use in relating to trust as the intervening variable. Materials and Methods: The collection of dataisdoneby usingdistributionofquestionnaire, thepopulationisthe customers of Mega Mobile Bankingsystem in Jakarta, Indonesia. This study is based ondescriptiveandverificationresearch......

Keywords: Perceived ease of use, Perceived usefulness,Trust,Intention to Use

[1]. Aldiabat, Khaled, Al-Gasaymeh, Anwar & Rashid, Ameer Sardar Kwekha. (2019). The Effect of Mobile Banking Application on Customer Interaction in the Jordanian Banking Industry. International Journal of Interactive Mobile Technologies. Vol. 13, No. 2.pp. 37-49.
[2]. Asosiasi Penyelenggara Jasa Internet Indonesia (APJII). (2017). Pertumbuhan Pengguna Internet. Retrieved from apjii.or.id: https://apjii.or.id/survei2017s/kirimlink
[3]. Bank Mega. (2014). Pertumbuhan Penggunaan Layanan Mega Mobile. Retrieved from bankmega.com: https://www.bankmega.com/file/laporan%20%20tahunan/Annual%20Report%202015%20Bank%20Mega.pdf
[4]. Bank Mega. (2015). Pertumbuhan Penggunaan Layanan Mega Mobile. Retrieved from bankmega.com: https://www.bankmega.com/file/laporan%20%20tahunan/Annual%20Report%202015%20Bank%20Mega.pdf
[5]. Bank Mega. (2016). Pertumbuhan Penggunaan Layanan Mega Mobile. Retrieved from bankmega.com: https://www.bankmega.com/file/laporan%20%20tahunan/Annual%20Report%202016%20Bank%20Mega.pdf

Abstract: We present in this paper the phenomenon of mergers and acquisitions as a strategic choice favored by companies for their external growth, with the aim of accelerating or strengthening their development.The importance of these operations has led us to question a certain number of points, notably linked to their birth and their development.In addition, it seemed appropriate to identify the causes and motivations of the mergers, as well as their forms and typologies..

Keywords: Mergers and acquisitions, external corporate growth, forms of mergers,motivations for mergers,typology of mergers

[1]. Adolf A. Berle, Jr. and Gardiner C. Means:The Modern Corporation and Private Property. New York: The Macmillan Company, 1932. Pp. xiii, 396.
[2]. Bettis, Richard A. « Modern Financial Theory, corporate strategy and public policy: three conundrums ". Academy of Management Review, Vol n°8, n°3, 1983, pp. 406-415;
[3]. Dennis C. Mueller : The Causes of Mergers:Tests Based on the Gains to Acquiring Firms' Shareholders and the Size of Premia,, https://homepage.univie.ac.at/Dennis.Mueller/
[4]. Friedrich Trautwein, Merger motives and merger prescriptions, Strategic Management Journal, Volume 11, May/June 1990.
[5]. Jensen and Murphy, Compensation and Incentives: Practice vs. Theory, The Journal of Finance, Vol XLIII, N°3, July 1988;

Abstract: This study was conducted to examine the effect of the self-assessment system towards income tax receipts in Kendari KPP Pratama which is characterized by NPWP as X1 and SSP paragraph 25 as X2. This study used 60 samples from 2013 to 2017 every month. The type of data used was secondary data that obtained from KPP Pratama Kendari. The collected data was tested by classical assumptions before hypothesis testing. The analytical method that used is multiple linear regression analysis which was F test and t test with Statistical Package for Social Sciences (SPSS) version 22.The results of this study indicate that the NPWP has a significant effect towards income tax receipts and SSP PPh paragraph 25 has a significant effect towards income tax revenue at KPP Pratama Kendari. Simultaneously NPWP and SSP PPh Article 25 affect income tax revenue.

Keywords: Self Assessment System, NPWP, SSP PPh paragraph 25, Income Tax Receipt

[1]. Afrianto, Dedy. 2016. 7 Reasons for Low Public Awareness Pay Tax. https: //economy.okezone.com/read/2016/09/21/20/1495183/7-reason-low-consciousness-people-pay-taxes. Accessed September 26, 2018.
[2]. B. Ilyas, Wirawan and Waluyo. 2013. Indonesian Taxation. Jakarta: Salemba Empat.
[3]. Ghozali, Imam. 2012. Multivariate Analysis Application with the IBM SPSS Program. 20. Semarang: Diponegoro University Publishing Board.
[4]. ____________. 2013. Multivariate Analysis Application with IBM SPSS 21 PLS Regression Update Program. Semarang: Diponegoro University Publisher Agency.
[5]. ___________. 2016. Application of Multivariate Analysis with SPSS Program, Third Edition. Public: Diponegoro University Publisher.