IOSR-JEF   Volume-3 ~ Issue-4

Abstract: In a quest for industrialization in Nigeria, different industrial policies have been implemented. This study explores the industrial policies and the performance of industrial sector. The findings of the study show that the policies, identified as ISI, EPI and FPII, have not helped Nigeria to attain the required level of industrialization that can produce dynamic change in the economic structure of the country and the performance of industrial sector especially manufacturing had been below expectation.

Abstract: This paper examined the nexus of macroeconomic policy (monetary and fiscal policies), investment and economic growth. The findings established that monetary and fiscal policies affect aggregate investment and economic growth in Nigeria. It also showed that the management of monetary and fiscal policies in Nigeria has not yet achieved macroeconomic stability objective.

Abstract: Indonesia and ASEAN countries generally have relatively the same resource, mainly as a fellow producer of agricultural products. Joining Chinainto the regional economic integration through theagreement China-ASEAN Free Trade Area (CAFTA), giving new opportunities and challenges for them. The opportunities come from the openingof the large market of China whose many products are relatively different. But it is also a challenge because of the pressure of competition. Competition pressures come not only because of the influx of cheaper Chinese products, but also competition among ASEAN countries due to the similarity of their products. For example, Indonesia and Malaysia are the two largest palm oil exporters in the world, and Thailand (with Indonesia) is the world's major exporters of natural rubber.

Abstract: This paper attempted to investigate the cost of insecurity in the North Eastern part of Nigeria. Modified Balance scorecard assessment of the cost of insecurity in the North Eastern Nigeria has been studied. The reason for the inquiry was to find out the cost implication to the region. Methodology utilized in conducting the study was through structured questionnaire and face to face interview with affected respondents. The data used in analyzing the study was obtained from opinion of respondents from the study areas. Modified Balance scorecard instrument was used to measure the cost implication of the insecurity in the region. The result showed that peace is yet to return despite the deployment of the military with the help of the civilian joint task force. The cost of the insecurity has completely paralyzed the economy, education, health and commercial activities in the region. The paper recommended for a change in gear in handling the situation.
Keyword: Balance scorecard, cost of insecurity and North Eastern Nigeria.

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Abstract: Revenue drives are the inward identification of sources of internal revenues that could boast the revenue base of a University. Without adequate money, it would be difficult to turn round the University and meet the target plan of quality of education. The methodology utilized in this paper was the observation and identification of alternative sources of revenues in addition to registration fees and other charges. Descriptive statistics was used in analyzing the data obtained from the study. The results showed that mean response was ≥ 5. Which imply that the University needs additional sources of revenues to supplement planned revenue. The paper revealed that there were more internal sources of revenues yet untapped in the University. The paper recommended for exploration of such sources of revenue to assist the university to execute more programs and projects that will create value and quality knowledge in Adamawa State University, Mubi.
Key words: Alternative sources of revenues, Adamwa State, University, Nigeria.

Abstract: The objective of this paper is to analyse the production of inland fish in Angul district of Odisha. The study is based on primary data collected from 250 fisher men from two blocks of the district. The Production of inland fisherman is positively related to its land, days of fishing, hours of fishing, cost of net used & water area of production. The days of fishing varying from 50 days to 300 days in a year. 38 numbers of fisherman households are working 100-150 days & 26 fishermen are working with the period ranging from 50-100 days. Only 7 numbers of inland fishermen are giving maximum days towards fish cultivation, those who are not doing any other work for their livelihood. Income of inland fisherman is positively related to its land, days of fishing, hours of fishing, cost of net used & water area of production.
Key Words: Cost, Income, Net Inland Fish, Production, Water Area

Abstract: The Indian banking sector is facing a serious problem of NPA. The magnitude of NPA is comparatively higher in public sectors banks. To improve the efficiency and profitability of banks the NPA need to be reduced and controlled. NPAs have been fighting cyclical movement or dieses on week patient and it is an underdevelopment feature like chronic poverty. This paper deals with understanding the concept of NPAs, its magnitude and major causes for an account becoming non-performing and strategies for managing NPA in Indian banks. The best indicator for the health of the banking industry in a country is its level of Non-performing assets (NPAs). NPAs are one of the major concerns for banks in India. It reflects the performance of banks. Reduced NPAs generally gives the impression that banks have strengthened their credit appraisal processes over the years and growth in NPAs involves the necessity of provisions, which bring down the overalls profitability of banks.

Keywords: Indian Banking, PSBs, SCBs, cyclical, NPAs.

Abstract: The point of departure of this paper is a market which is characterized by both heterogeneously rational buyers and sellers. In a stylized model we show that good sellers would drive out bad sellers, if consumers turn rational and the rational buyers impose a cost on the bad seller. In such a market, we argue, an institutional intervention to protect the welfare of consumers may be counter-productive..

Abstract: The notion of corporate social responsibility has advanced from simply fund raising events by organizations to making them accountable to different stakeholder groups who are associated with the organisation. The push is now on creating a shared value in which the social needs are integrated in a business model so as to satisfy the facets, profitability and service to the society. To help organisations in developing and implementing their social responsibility practices various national and international voluntary guidance notes on social, environmental and economic responsibilities are available. Such guidelines include ISO26000, GRI G3.1 Sustainability Reporting Guidelines, Accountability's AA1000 Standard, National Voluntary Guideline, UN Global Compact, CSR: An Implementation guide by IISD. These guidelines are developed with the objective to provide enlightening guidance to organization, in order to achieve new paradigm in CSR. This paper analyses all these guidelines that set down the framework to help the organizations in developing their CSR practices and how the organisations should go about implementing the practices developed.
Keywords: CSR, ISO 26000, IISD Guide, AA1000 SES, NVG, GRI..

Abstract: The household CSR seldom focuses on large-scale effects and has not created systemic solutions to India's most pressing social issues. CSV force firms to view social progress as a key factor in the development of their business strategy. CSV starts from a different point of view than traditional CSR. Responding to social concerns does not require a trade-off against corporate profitability rather companies can advance their economic interests precisely by creating new value through thoughtful, strategic initiatives that simultaneously contribute to society as a whole. In India, corporations that follow the CSV vision often intend to reconceived products and markets to meet the needs of low-income and rural populations this is possibly not unexpected, as the nation is home to millions of people who lack access to basic products and services through conventional channels consider a company that makes hygiene products. At present inclusive growth and creating shared value is a more powerful approach than traditional CSR, and India has an opportunity to lead the global dialogue about a more balanced form of capitalism. This a apt time for a new approach which focuses on business resources directly on balancing economic and social interests to create meaningful impact, strengthening the country's long-term economic attitude.
Keywords: CSR, CSV, Performance Gap, Shareholder Value, Stakeholder Engagement..

Abstract: This paper examines the Nigerian experience of how the Human Resource (HR) experts contribute to corporate governance in the banking sector. Human resource experts have a key role to play in driving banks to achieve corporate governance objectives. The paper posits that HR involvement is a critical success factor for corporate governance and banks' performance. Human resource experts have the tools and the opportunity to leverage employee and other stakeholder's commitment to, and engagement in, the banks' corporate governance strategy. The ground for qualitative research in this paper is premised on the need to provide critical analysis between the corporate governance and HR within the context of the development of the Nigerian Banking services sector.