iosr-JRME   Volume-13 ~ Issue-2 ~ Mar. – Apr. 2023

Abstract: This study aims to analyze the importance of financial education in Brazilian society and the role that financial digital influencers play in promoting it. Financial education is paramount since it makes the entire population aware of financial risks and opportunities, resulting in more conscious choices and the adoption of actions to improve their well-being. Thus, a qualitative and quantitative descriptive research was carried out using a bibliographic search and data analysis of two reports from Anbima called Raio X do Investidor Brasileiro (RXIB - 2022) and Influenciadores de Investimentos 2020/2021, as well as a survey put together by Serasa Experian called Perfil e Comportamento do Endividamento brasileiro 2022. Based on the analyses, it was found that financial influencers play a relevant role in promoting the culture of saving, investing, and responsibly managing money.

Keywords: Financial Education. Digital media. Financial influencers.

[1]. ANBIMA - Associação Brasileira das Entidades dos Mercados Financeiro e de Capitais Influenciadores de investimentos 2020/2021. Rio de Janeiro: Anbima, 2022.
[2]. ANBIMA - Associação Brasileira das Entidades dos Mercados Financeiro e de Capitais. Relatório: Raio X do Investidor Brasileiro. 5° ed. 2022. Rio de Janeiro: Anbima, 2022.
[3]. BANCO CENTRAL DO BRASILSIL; CNDL, Confederação Nacional de Dirigentes Lojistas; SPC Serviço de Proteção ao Crédito Brasil. Educação Financeira: orçamento pessoal e endividamento. 2019.
[4]. BRASIL. Ministério da Educação. Ensino de educação financeira é importante para desenvolvimento de crianças e adolescentes. Brasília, 2014.
[5]. CAETANO, Marcelo Carvalho. Análise das influências da educação financeira sobre o desenvolvimento econômico brasileiro. 2015, 49 f. Monografia (Graduação) - Curso de Ciências Econômicas, Departamento de Teoria Econômica, Universidade Federal do Ceará, Fortaleza, 2015

Abstract: During the first COVID-19 lockdown, higher institutions in Nigeria, like others in the global community, resorted to Emergency Remote Teaching (ERT). The experiences and perceptions of ERT are being harnessed to build a stronger education system, especially digitalized teaching/learning, to withstand future occurrences such as the COVID-19 lockdown in various communities at all levels of education. This study aimed at assessing lecturers' perceptions of their ERT experience and the future of digitalized teaching/learning in the higher institution. Using a descriptive survey method., we obtained the perceptions of 230 lecturers at the College of Education, (now University of Delta), Agbor, Delta State, Nigeria. We found that the lecturers had the challenge of unpreparedness to use online.........

Keywords: COVID-19 pandemic, Emergency Remote Teaching, Higher Education delivery, Online teaching prospect, Nigeria.

[1]. Adarkwah, M. A. (2021). An outbreak of online learning in the covid -19 outbreak in Sub-Saharan Africa: Prospects and challenges. Global Journal of Computer Science and Technology: (H) Information & Technology. Vol. 21, Issue 2, 1-10.
[2]. Agormedah, E.K., Henaku, E. A., Ayite, D.K., & Ansah, E.A. (2020). Online learning in higher education during covid-19 pandemic: A case of Ghana. Journal of Educational Technology and Online Learning. 3(3), 183 – 210.
[3]. Agunloye, B.A. (2021, February 15). The future of online education in Nigeria when the covid-19 pandemic ceased. https://greyswanguild.org/post/the-future-of-online-education-in-nigeria-when-the-covid-19-pandemic-ceased.
[4]. Akram, H., Aslam, S., Saleem, A., & Parveen, K. (2021). The challenges of online teaching in covid-19 pandemic: A case study of universities in Karachi, Pakistan. Journal of Information Technology Education Research, Vol. 20, 263 – 282.
[5]. Ali, W. (2020). Online and remote learning in higher education institutes: A necessity in the light of covid -19 pandemic. Higher Education Studies, Vol. 10, No. 3. 16 – 25.

Abstract: Education is the most effective way to give children a chance to attend a school, learn and develop their skills. According to the Convention on the Rights of Persons with Disabilities (CRPD), inclusive education is essential to realizing the right to education for all without discrimination and on the basis of equal opportunities, including for persons with disabilities. The constitution of India provides Rights of Persons with Disabilities Act 2016 to protect and promotes the rights and dignity of persons with disabilities in different aspects of life. The present study aims to find out the perception of differently-abled students of Rights of Persons with Disabilities Act 2016 of Mizoram.........

Keywords: Perceptions, Rights of Persons with Disabilities Act 2016, Secondary School students.

[1]. Ahuja, M (2019). Implementation of RPWD Act 2016- Inclusive Education- Implementation Perspective. Retrieved from http//phonixcentre.in/journal.php
[2]. Balakrishnan. A., Kulkarni. K., Moirangtham. S., Kumar. N., Math. S. D., & Murthy. P. (2019). The Rights of PWD Act 2016: Mental Health Implications. Retrieved from https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6436405/
[3]. Govt. of India. (1995). The Persons with Disabilities (Equal opportunities, protection of rights and full participation) Act, 1995. Ministry of Law.
[4]. Government of India. (2009).The Right of Children to Free and Compulsory Education Act, 2009. Ministry of Law and Justice: New Delhi. Retrieved from:
http://mhrd.gov.in/sites/upload_files/mhrd/files/upload_document/RTE_Seion_wise_rationale_rev_0.pdf
[5]. Kothari, C. R., & Garg, G. (1985). Research Methodology Methods and Techniques. (4th Edition). New Delhi: New Age International (P) Limited Publishers.

Abstract: English has been recognized as the main language of instruction in the Arab world in many fields of higher education, prompting debate about the advantages and disadvantages of studying in English. The aim of this narrative review paper is to examine the linguistic challenges faced by Native Arabic medical students in learning in English language. We searched relevant literature in PubMed, Scopus, and Google Scholar using specific keywords, e.g., "English based medical curriculum," "preclinical medical education," "Arabization," "challenges," and "opportunities." The preference of English as a medium of instruction in medical schools has posed several challenges for native Arabic speakers (e.g., linguistic dualism, lack of empathy, poor performance) but has also provided alternative routes to overcome these hurdles, such as Arabization and Hybrid Bilingual learning. To date, many medical schools have successfully incorporated these tactics to be more student centric for their native Arabic speaking students. However, the main challenge is absence of large studies and shortage of hybrid-bilingual text for the same..

[1]. Mahjoub M, Hochlef M, Ghannouchi N, Bouriga R, Amara A, Njah M. Learning of medical English and academic curricular reform in medicine. Tunis Med. 2019 Jul;97(7):853-858. PMID: 31872394.
[2]. Doiz A, Lasagabaster D. Juan Manuel sierra. English-medium instruction at universities: global challenges. Bristol: Multilingual Matters; 2013.
[3]. Dearden J. Oxford: Department of Education U of O. English as a medium of instruction: a growing global phenomenon - phase 1. In: BRITISH COUNCIL; 2014.
[4]. Taguchi N. English-medium education in the global society: introduction to special issue; 2014.
[5]. Simone GD. Medical writing at the periphery: the case of Italian journal editorials; 2008.

Abstract: This paper is carried out to investigate the similarities and differences in the use of Left dislocation and Right dislocation in English and Vietnamese short stories. The analytical data is collected from ten English and ten Vietnamese short stories from 1990 until now. In the research, Left dislocation and Right dislocation in English is compared and contrasted with Vietnamese equivalents in terms of their structure and function. The result of the research shows that there are similarities and differences in the use of these constructions in English and Vietnamese short stories. The most prominent similarity in the use of LD and RD in English and Vietnamese short stories is that in terms of structure, these constructions can be realized by a Noun phrase moved leftward or rightward is coreferential with a resumptive pronoun in the same sentence. And the most significant difference is that LD realized in English short stories can perform the function of contrasting while Vietnamese LD does not. On the other hand, Vietnamese RD can function to focus whereas English RD does not..

Keywords: Different Order, Canonical and Non-canonical structures, Sentence Structures and Sentence Elements

[1]. Ban, Diep Quang. (2004). Vietnamese Grammar. (Ngu phap Viet Nam). Hanoi University of Education Press. 2. Birner, Betty J. 1994. Information Status and Word Order: An Analysis of English Inversion. Language 70: 233-59.
[2]. Barnes B.K. (1985). The Pragmatics of Left Detachment in Spoken Standard French. Amster dam: John Benjamins.
[3]. Birner, B. J.; and Ward, G. (1996). "A Crosslinguistic Study of Postposing in Discourse". Language and Speech: Special Issue on Discourse, Syntax and Information. No.39: 111-140.
[4]. Chinh, Truong Van.; and Le, Nguyen Hien. (1963). Treatise on Vietnamese Grammar. (Khảo luận về ngữ pháp Việt Nam). Hue University Press
[5]. Douglas Ben and Anna Fowles-Winkler. (2004). Various Types of Left Shifting: Topicalization, Focus Movement, and Yiddish-Movement. Retrieved December 11, 2006, from.

Abstract: In foreign language learning, speaking skills, which are considered as one of the most important, are underpinned by students' sense of self-confidence. Students often demonstrate this quality by taking photos or videos of themselves for social media sharing and similar activities. Teachers have explored advantages of Flipgrid as an online teaching tool which incorporates both photo and video content, similar to how students might engage with online social media. One language learning scholar notes an important benefit of Flipgrid is motivating students to speak and express themselves without shyness. This paper aims to present an overview of Flipgrid, and its implementation in a classroom context, aimed at improving student self-confidence in speaking English as a foreign language.........

Keywords: Self-confidence, Speaking Skills, Educational Technology, EFL Learners, Vietnam

[1]. Agan, T., Anderson, D., Atwood, A., Casarez, L., Heron, A. and Self, R., (2020). FlipGrid to Enhance Communication in Distance Education. Classroom Practice/Program, 85(4).
[2]. Ahmad, N. A., & Lidadun, B. P. (2017). Enhancing Oral Presentation Skills Through Video Presentation. PEOPLE: International Journal of Social Sciences, 3(2), p.385–397.
[3]. Aliaga, M. and Gunderson, B. (2002). Interactive Statistics. Thousand Oaks: Sage Publications.
[4]. Andrew Innes (2020). Student evaluation of Flipgrid at a Japanese university: Embarrassment and connection.
[5]. Balakrishnan, V., & Puteh, F. (2014). Blending face-to-face communication and video blogging in acquiring public speaking skills. Journal of Creative Practices in Language Learning and Teaching, 2(1), 64–72. Retrieved from http://www.academia.edu/9261980/Blending_Face-to-Face_Communication_with_Video.

Abstract: This paper reminds readers of some of the problems in using significance testing, and of using "effect" sizes instead. It looks at a simple sensitivity test for effect sizes (the number of counterfactuals needed to disturb a finding or NNTD). Using 1,000 simulations of two sets of 100 random numbers each, the paper shows that the p-values from significance tests and the results from an NNTD analysis are equivalent and interchangeable. Both are really a scaled "effect" size, based on a difference between means, their variance, and the number of cases in the comparison. A similar point could be made for all effect sizes, including R2 from correlation or regression, and odds ratios from tables of categorical variables. As a measure of sensitivity NNTD should be preferred to p-values for several.........

Keywords: Sensitivity test, significance test, scaled effect size, counterfactual score, uncertainty, NNTD

[1]. Berger, J. and Sellke, T. (1987) Testing a Point Null Hypothesis: The Irreconcilability of P Values and Evidence (with comments), Journal of the American Statistical Association, 82, 1, 112–39
[2]. Berk, R. and Freedman, D. (2001) Statistical assumptions as empirical commitments, http://www.stat.berkeley.edu/~census/berk2.pdf
[3]. Berkson, J. (1938) Some difficulties of interpretation encountered in the application of the chi-square test, Journal of the American Statistical Association, 33, 526–536
[4]. Boring, E. (1919) Mathematical vs. scientific importance, Psychological Bulletin, 16, 335–338
[5]. Carver, R. (1978) The case against statistical significance testing, Harvard Educational Review, 48, 378-399.

Abstract: This study investigated impact of classroom practices on the academic performance of secondary school students in Ibadan Akinyele Local Government Area of Oyo State. Two research questions were raised and answered; three hypotheses were formulated and tested. Descriptive survey research design was adopted for the study. The population consisted of principals and students in senior secondary schools in Ibadan Akinyele Local Government Area of Oyo State, 462 respondents were drawn all together for the study (principals and students), the two instruments used for the study was a self developed questionnaire titled Classroom practices questionnaire (CPQ) for principals and the second instrument was titled Student Achievement Test (SAT). The questionnaire yielded 0.76 reliability coefficient.........

Keywords: Teacher Classroom Practices, Students Academic Performance, Secondary School, Student

[1]. Adeyemi, T.O. (2008). The influence of class size on the quality of performance in secondary schools in Ekiti State, Nigeria. Parisian Journal of social Sciences.
[2]. Adeyemo, O. (2005). Improving Reading Skills: A Handbook for Students. Akwa: Ikenja-Verlag.
[3]. Ajayi, I.A., Haastrup, H.T. & Osalusi, F.M. (2010). Learning environment and secondary effectiveness in Nigeria. Study home Comm. Science, 4(3), 137-142
[4]. Akinsolu, A.O. (2010). Academic Performance of Teachers and Students in Nigeria Secondary Schools: Implication for Planning. Florida Journal of Educational Administration & Politics. 3(2), 86-102.
[5]. Alimi, O.S., Ehinola, G.B. and Alabi, F.O. (2012). School Types, Facilities, and Academic Achievement of Students in Senior Secondary Schools in Ondo State, Nigeria. International educational science. 5(3); 44-48

Abstract: Digital literature while being inscribed in the prolongation of the books which preceded it is rich in evolutions and research. The Internet is asserting itself as the privileged field of writing that is able to experiment with new forms and question uses, by writing with others and with the machine, by using the transport powers of hypertext in a playful or metaphysical way, by diverting software and applications from their intended uses. The text, moreover, is no longer only readable, but it becomes visible, for a long time the "digital hand" of the reader invites him to "read.........

Keywords: Digital literature. Hypertext. Interactivity. Visual-writing

[1]. Bakhtine, M. (1984). Esthétique de la création verbale. Paris : Gallimard.
[2]. Barthes, R. (1973). « Texte, (Théorie du) », Dictionnaire des genres et notions littéraires, Paris : Encyclopédie Universalis.
[3]. Baudelot, C. et al. (1999). Et pourtant, ils lisent..., Paris : Seuil.
[4]. Beacco, J.-C. Moirand, S. (1995). Autour des discours de transmission des connaissances, Langages, n° 117, 32-53.
[5]. Bourgeois, E., Nizet, F. (1997). Apprentissage et formation des adultes, Paris : PUF

Abstract: In thousands of years, there have been numerous revolutions in education. The internet and computers have sparked a new revolution in schooling today. Information and communication technology is now fundamental to the teaching and learning process since it contributes to defining the experience's basic essence, which is impossible without it. There are therefore real and advantageous consequences on learning and teaching. With the always expanding world of technology, there are undoubtedly other enhancements that need to be examined for future enhancements to the learning environment. These requirements are met through a program called smart classrooms..........

Keywords: Smart classrooms, Internet, www, learning and teaching etc

[1]. Holmes, B. & Gardner, J. (2006). E-Learning: Concepts and Practice, London: SAGE Publications.
[2]. Yang, N. &Arjomand, L. H. (1999). "Opportunities and Challenges in Computer- Mediated Business Education: An Exploratory Investigation of Online Programs," Academy of Educational Leadership Journal, 17-29. [3]. Ozer, Kendig& Elisha (2010). Inclusion of Technology INTOthe Classroom and How it Influences Teaching Practice and Student Engagement, Wilmington University. [4]. Sevindik, T. (2010). Future's Learning Environments in Health Education: The Effects of Smart Classrooms on the Academic achievements of the students at Health College, Telematics and Informatics, vol27, 314-322. [5]. Tornabene, L.(1998). The Smart Classroom Verses the Traditional Classroom: What the Student's Are Saying.