IOSR-JEF   Volume-10 ~ Issue-5 ~ Sep-Oct 2019

[1]. Abu, S. T. (2012). Determinants of dividend payout policy: Evidence from Bangladesh. International Journal of Economic Practices and Theories, Vol. 2, no. 3, pp. 119-126.
[2]. Aivazian, V. & Booth, L. (2003). Do emerging market firms follow different dividend policies from US firms?. Journal of Financial Research, Vol. 26, No.3, pp. 371-387.
[3]. Alli, K., Khan, A. & Ramirez, G. (1993). Determinants of dividend policy: a factorial analysis. The Financial Review, Vol. 28, No. 4, pp. 523-547.
[4]. Al-Malkawi, H. A. N. (2007). Determinants of Corporate Dividend Policy in Jordan: An Application of the Tobit Model. Journal of Economic and Administrative Sciences, Vol. 23, No. 2, pp. 44-70.
[5]. Amidu, M. & Abor, J. (2006). Determinants of Dividend Payout Ratios in Ghana. Journal of Risk Finance, Vol. 4, No. 12, pp.136-145...

[1]. Abdullah, Thamrin dan Francis Tantri. 2011. Bank dan Lembaga Keuangan. Jakarta: PT. Raja Grafindo Persada.
[2]. Dendawijaya, Lukman, 2010. Manajemen Perbankan, Jakarta: Ghalia Indonesia.
[3]. Erlina, 2011. Metodologi Penelitian, USU Press, Medan.
[4]. Hariyani, Iswi, 2010. Restrukturisasi dan Penghapusan Kredit Macet. Cetakan Pertama. PT. Alex Media Utama Komputindo. Jakarta.
[5]. Ismail, 2010. Manajemen Perbankan: Dari Teori Menuju Aplikasi. Edisi Pertama. Cetakan ke-1. Kencana. Jakarta.

[1]. Abubakar, A. B. (2016). Dynamic effects of fiscal policy on output and unemployment in Nigeria: An econometric investigation, CBN Journal of Applied Statistics, 7 (2), 101-122.
[2]. Ajam, T. (2007). Budget Oversight and Poverty Alleviation: Opportunities and Challenges. Retrieved from http://www.ansaafrica.net/uploads/documents/publications/Chapter 3 Budget_oversight_and_poverty_alleviation.pdf
[3]. Akinboyo, G.B (1987); "Job Creation as a Productivity Measure for Employment Problems in Developing Countries: The Nigeria and Holland Experience", Increasing Productivity in Nigeria, Lagos:National Productivity Centre, pp 404-411.
[4]. Alade, S. O. (2017). Fiscal policy at a glance, Monetary Policy Department, Central Bank of Nigeria.
[5]. Alao O(2005) Principles of Economics: Macro. Darkol Press andPublishers, Isolo, Lagos

[1]. Barone-Adesi G., Whaley R.E. (1987).Efficient analytic approximation of American option values. The journal of finance, volume 42, Issue 2, p.301-320.
[2]. Black F., Scholes M. (1973).The pricing of options and corporate liabilities.The Journal of Political Economy, vol.81, N°3, p.637-654.
[3]. Bjerksund P., Stensland G. (2006). Closed form spread option valuation.Department of Finance, NHH Helleveien 30, N-5045 Bergen, Norway, p.2-7.
[4]. Datar V., Mathews S. (2005). Datar-Mathews method for quantitative real option value. U.S. Patent 6862579, filed July 10, 2002, and issued March 1, 2005.
[5]. Lahrech M. T. (2019).Conception des indicateurs RiVa (Risk-Value), PSV (Project SafeValue) et RPR (Risk-ProfitabilityRatio) pour l'évaluation du risque dans les projets d'investissement.Thèse de doctorat, ISBN : 978-9920-782-00-5, Institut Agronomique et Vétérinaire Hassan II.

[1]. Abera, G. (2009). Commercialisation of Smallholder Farming: Determinants and Welfare Outcomes. A Cross Sectional Study in EndertaDistrict, Tigrai Ethiopia. Masters Thesis, The University of Agder, Kristiansand.

[2]. Aboua, F., Kossa, A., Konan, K., Mosso, K., Angbo, S., & Kamenan, A. (1990). « Évolution de quelques constituants du manioc au cours de la préparation de l'attíeké ». La post-récolte en Afrique : Séminaire International. Abidjan, Côte d'Ivoire : Montmagny QC Marquis Publishers.

[3]. Adeoti, I. A., Oluwatayo, B. I., & Soliu, O. R. (2014). Determinants of Market Participation among Maize Producers in Oyo State, Nigeria. British Journal of Economics, Management & Trade 4(7), 1115-1127.

[4]. Alchian, A. A. (1987). Property Rights. The New Palgrave: A Dictionary of Economics. New Tork.Norton.

[5]. Alene, A., Manyong, V., Omanya, G., Mignouna, H., Bokanga, M., & Odhiambo, G. (2008). Smallholder market participation under transactions costs: Maize supply and fertilizer demand in Kenya. Food policy, Vol. 33, 318–328.

[1]. Astuti Purnamawati, 2013, Dasar-Dasar Ekspor Impor, UPP STIM YKPN, Yogyakarta.
[2]. Boediono. 2000, Ekonomi Moneter, edisi 3, BPFE: Yogyakarta.
[3]. Dominick, Salvatore. 1997. Ekonomi Internasional,alih bahasa oleh HarisMunandar edisi 5 cetak 1. Erlangga, Jakarta.
[4]. Dumairy. 1997. Perekonomian Indonesia, Penerbit Erlangga, Jakarta.
[5]. Etty Susilowati Suhardo, Cara Pembayaran dengan Letter of Credit dalam Perdagangan Luar Negri, FH UNDIP, Semarang, 2001, hal. 2.2

[1]. Berry, L.L., Shankar, V., Parish, J.T., Cadwallader, S. andDotzel, T. (2016):Creating New Markets through ServiceInnovation. Sloan Management Review Journal47(2), 56-63.
[2]. Berry, W. D., & Feldman, S. (2010). Multiple Regression in Practice. Sage University Paper Series on Quantitative Applications in the Social Sciences, series no. 07-050). Newbury Park, CA: Sage. [3]. Blach, J. (2011). Financial Innovations and Their Role in the Modern Financial System Identification and Systematization of the Problem. Financial Internet Quarterly-Finance Journal 7(3), 13-26.
[4]. Frame, W., & Lawrence, J. (2011). The Diffusion of Financial Innovation. An Examination of the Adoption of Small Business Credit Scoring by Large Banking Journal13(6), 1187-1240.
[5]. Furst, K., Lang, W. & Nolle, D. (2012). Internet Banking.Journal of Financial Services Research, 22(2), 95-117.