[1]. Abor, J. (2010). Debt policy and performance of SMEs Evidence from Ghanaian and South African. The Journal of Risk Finance, 8(4), 364–379. doi:10.1108/15265940710777315
[2]. Almajali A. Y., Alamro S.A. and Al-Soub, Y. Z. (2012). Factors Affecting the Financial Performance of Jordanian Insurance Companies Listed at Amman Stock Exchange. Journal of Management research, Vol. 4(2), pp 266-289.
[3]. Babatunde, Y., Akinwunmi, O., Khadijah, I., & Yusuf, S. (2014). Capital Structure and Profitability of Quoted Firms: The Nigerian Perspective. http://Proceedings.Iises.Net/Index.Php?Action=Proceedingsindexconference&Id =2&Page=1.
[4]. Buvanendra, S., Sridharan, P., & Thiyagarajan, S. (2017). Firm characteristics, corporate governance and capital structure adjustments: A comparative study of listed firms in Sri Lanka and India. IIMB management review Indian Firms. European Journal of Business and Management, 5(27), 40-57.
[5]. Central Bank of Kenya Reports (2021). CBK Financial Sector Stability Report,2020. Retrieved July 21, 2022 from https://www.centralbank.go.ke/reports/financial-sector-stability-reports/