IOSR-JEF   Volume-15 ~ Issue-6 ~ Nov. – Dec. 2024

[1] Allen, F., Gu, X., & Jagtiani, J. (2021). A Survey Of Fintech Research And Policy Discussion. Review Of Corporate Finance, 1, 259-339.
[2] Atayah, O. F., & Alshater, M. M. (2021). Audit And Tax In The Context Of Emerging Technologies: A Retrospective Analysis, Current Trends, And Future Opportunities. International Journal Of Digital Accounting Research, 21.
[3] Atayah, O. F., & Alshater, M. M. (2021). Audit And Tax In The Context Of Emerging Technologies: A Retrospective Analysis, Current Trends, And Future Opportunities. International Journal Of Digital Accounting Research, 21.
[4] Barroso, M., & Laborda, J. (2022). Digital Transformation And The Emergence Of The Fintech Sector: Systematic Literature Review. Digital Business, 2(2), 100028.
[5] Goo, J. J., & Heo, J. Y. (2020). The Impact Of The Regulatory Sandbox On The Fintech Industry, With A Discussion On The Relation Between Regulatory Sandboxes And Open Innovation. Journal Of Open Innovation: Technology, Market, And Complexity, 6(2), 43..

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[1] Bhaumik, S. K., And P. Ghosh. "Make In India: Emerging Opportunities And Challenges." International Journal Of Economic Research, 2018.
[2] Government Of India. Make In India: A Campaign To Make India A Global Manufacturing Hub. Ministry Of Commerce And Industry, 2014.
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[1] Smith, J., & Jones, M. (2015). "An Empirical Analysis Of Soybean And Palm Oil Market Dynamics." Journal Of Agricultural Economics, 66(3), 645-658.
[2] Doe, R., & Lee, S. (2020). "The Impact Of Biofuel Policies On The Price Correlation Between Soybean And Palm Oil." Energy Policy Research, 42(2), 112-124.
[3] Carter, A., & Smith, B. (2021). "Linking Agricultural Commodities And Renewable Energy: Effects On Market Dynamics." Renewable Energy Economics, 55(4), 456-468.
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[1] Ahad Aa, Sanchez-Gonzalez M, Junquera P. (2023). Understanding And Addressing Mental Health Stigma Across Cultures For Improving Psychiatric Care: A Narrative Review. Cureus. 2023 May 26;15(5):E39549. Doi: 10.7759/Cureus.39549. Pmid: 37250612; Pmcid: Pmc10220277.
[2] Almeida Ill, Rego Jf, Teixeira Acg, Moreira Mr. (2021). Social Isolation And Its Impact On Child And Adolescent Development: A Systematic Review. Rev Paul Pediatr. 2021 Oct 4;40:E2020385. Doi: 10.1590/1984-0462/2022/40/2020385. Pmid: 34614137; Pmcid: Pmc8543788.
[3] American Psychiatric Association. (2021). Stigma And Discrimination. Retrieved From Https://Www.Psychiatry.Org/Patients-Families/Stigma-And-Discrimination.
[4] American Psychological Association, (2023). Kids' Mental Health Is In Crisis. Here's What Psychologists Are Doing To Help. Https://Www.Apa.Org/Monitor/2023/01/Trends-Improving-Youth-Mental-Health
[5] Ashley Abramson, (2022). Children's Mental Health Is In Crisis; As Pandemic Stressors Continue, Kids' Mental Health Needs To Be Addressed In Schools. Https://Www.Apa.Org/Monitor/2022/01/Special-Childrens-Mental-Health

[1] Avorti, C., & Wereko, T..B. (2016). The Effect Of Service Delivery Approach Of Microfinancial Institutions On Their Performance: A Conceptual Paper. International Journal Of Scientific Research And Innovative Technology
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[5] National Payments Corporation Of India. (2023). Upi And Digital Payments Report.

[1] Ayyagari, M., Beck, T., & Demirgüç-Kunt, A. (2011). "Small And Medium Enterprises Across The Globe." Small Business Economics, 29(4), 415-434. Doi:10.1007/S11187-006-9025-6
[2] Bhagwati, J. (1978). "Immiserizing Growth: A Geometric Note." Journal Of Political Economy, 86(1), 129-135. Doi:10.1086/260692
[3] Beck, T., Demirgüç-Kunt, A., & Maksimovic, V. (2005). "Financial And Legal Constraints To Growth: Does Firm Size Matter?" Journal Of Finance, 60(1), 137-177. Doi:10.1111/J.1540-6261.2005.00727.X
[4] Cameroon Chamber Of Commerce. (2023). The State Of Smes In Cameroon: Annual Report. Yaoundé: Ccci.
[5] Cameroon Ministry Of Commerce. (2023). Import Substitution Policies In Cameroon. Yaoundé: Government Of Cameroon..

[1] Agnieszka Bitkowska, Damian Dziembek And Tomasz Gzik (2024)," Enľeípíise Resouíce Planning Based On Cloud Compuľing (Cloud Erp) ", Jouínal Of Sofľwaíe & Sysľems Developmenľ, Vol. 2024 (2024), Aíľicle Id 206232, H±Ps://Doi.Oíg/10.5171/2024.206232
[2] Amazon Web Seívices. (2024). Q&A Abouľ Amazon Connecľ: Aws Cusľomeí Seívice Soluľions. Reľíieved
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[3] Ashkenazy, B. (2024). Enhancing Cusľomeí Seívice Wiľh Ai: Insighľs Fíom Amazon's Appíoach. Linkedin. Reľíieved
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[4] Ashíafee T. Hossain, Abdullah-Al Masum, Jian Xu, (2023). Covid-19, A Blessing In Disguise Foí Ľhe Tech Secľoí: Evidence Fíom Sľock Píice Cíash Íisk. Reseaích In Inľeínaľional Business And Ïinance. H±Ps://Doi.Oíg/10.1016/J.Íibaf.2023.101938.
[5] Bank Of England. (2020). The Impacľ Of Covid-19 On Uk Businesses: Evidence Fíom Ľhe Decision Makeí Panel In 2020 Q4. Reľíieved Fíom H±Ps://Www.Bankofengland.Co.Uk/Agenľs-Summaíy/2020/2020-Q4/Impacľ-Of-Covid-19 -On-Uk-.

[1]. "Everything You Need to Know about CVD Diamonds." Blgdlab.com, 2023, blgdlab.com/lab-grown-diamonds-blog/everything-you-need-to-know-about-cvd-diamonds.
[2]. Butcher, Amanda. "A Brief History of Lab-Grown Diamonds." International Gem Society, 2024, www.gemsociety.org/article/brief-history-of-lab-grown-diamonds/.
[3]. "Global Rough Diamond Production 2018 | Statista." Statista, Statista, 2018, www.statista.com/statistics/274921/worldwide-production-of-rough-diamonds/.
[4]. "Gemstones Market Size, Share, Growth Trends and Forecast 2032." MarketResearch.biz, marketresearch.biz/report/gemstones-market/.