IOSR-JEF   Volume-16 ~ Issue-2 ~ Mar. – Apr. 2025

[1] Amin S. (1989). La Faillite Du Développement En Afrique Et Dans Le Tiers-Monde. Harmattan.1989
[2] Amin A. A. (1998). Cameroon's Fiscal Policy And Economic Growth. Aerc. Paper N°85. Nairobi.
[3] Artus P. & Kaabi M. (1993). Dépenses Publiques, Progrès Technique Et Croissance. Revue Economique, Vol. 44, N°2, Pp. 287-313.
[4] Aschauer D. A. (1989). Is Public Expenditure Productive? . Journal Of Monetary Economics, N°23, Pp. 177-200

......

[1] Bharathi, S. (2019). Disability And Employment: A Study Of Differently-Abled Individuals In Kerala. Kerala University Press.
[2] Gururaj, G. (2015). Labour Market Discrimination Against Differently-Abled Workers: A Study Of Indian Context. Indian Journal Of Labour Economics, 58(2), 145-160.
[3] Kumar, A., & Rao, P. (2018). Inclusive Employment Practices In Rural India: Challenges And Opportunities For Differently-Abled Individuals. Journal Of Rural Development, 37(4), 115-128.
[4] Mahajan, R. (2020). Accessibility And Employment: Barriers And Solutions For Differently-Abled Individuals In India. Disability Studies Quarterly, 40(3), 22-38.
[5] Mitra, S. (2017). Disability And Employment In India: An Overview. International Journal Of Disability And Development, 23(1), 51-65..

[1] Devi, G., Zala, Y. C., & Jain D, K. (2014). Micro Finance: A Tool For Fight Against Poverty In Rural India Through Self Help Grups Formation. African Journal Of Agricultural Research, 9(53), 3864-3878.
[2] Halidu, S. G., Lawl, S., & Abdulsalam, J. (2017). Impact Of Government Poverty Alleviation Progrmmes On Rural Development In Kaduna And Gobe States: Implications For Public Administration. Ife Social Science Review, 25(2), 59-79.
[3] Lalitha, V. (2019, April-June). Skill Training For Rural Youth Under DDU-GKY: A Case Study Of NAC In The Telangana. International Journal Of Advanced Research In Commerce, Management & Social Science, 2(2), 155-160.
[4] Manidipa, D. G., & Nirupom, R. (2017, September). National Rural Livelihood Mission (NRLM) And Sustainable Livelihood Development Through Poverty Alleviation. RESEARCH REVIEW International Journal Of Multidisciplinary, 2(9), 107-113.
[5] Manidipa, D. G., & Nirupom, R. (2017, September). National Rural Livelihood Mission (NRLM) And Sustainable Livlihood Development Through Poverty Alleviation. RESEARCH REVIEW Inernatinal Journal Of Multidisciplinary, 2(9)..

[1] Benartzi, Shlomo, And Richard H. Thaler. "Naive Diversification Strategies In Defined Contribution Saving Plans." American Economic Review, Vol. 91, No. 1, 2001, Pp. 79–98 Https://Doi.Org/10.1257/Aer.91.1.79
[2] Hershfield, Hal E., Et Al. "Increasing Saving Behavior Through Age-Progressed Renderings Of The Future Self." Journal Of Marketing Research, Vol. 48, No. S, 2011, Pp. S23–S37. Https://Doi.Org/10.1509/Jmkr.48.SPL.S23
[3] Kahneman, Daniel, And Amos Tversky. "Prospect Theory: An Analysis Of Decision Under Risk." Econometrica, Vol. 47, No. 2, 1979, Pp. 263–291. Https://Doi.Org/10.2307/1914185
[4] Laibson, David. "Golden Eggs And Hyperbolic Discounting." Quarterly Journal Of Economics, Vol. 112, No. 2, 1997, Pp. 443–477. Https://Doi.Org/10.1162/003355397555253
[5] Lusardi, Annamaria, And Olivia S. Mitchell. "The Economic Importance Of Financial Literacy: Theory And Evidence." Journal Of Economic Literature, Vol. 52, No. 1, 2014, Pp. 5–44. Https://Doi.Org/10.1257/Jel.52.1.5.

[1] Abdul Hadi, A. R., Pyeman, J., & Ismail, A. K. (2017). The Relevance Of Capital Structure Theories To Consumer Product Firms At Bursa Malaysia. Asia-Pacific Management Accounting Journal, 12(1), 143–158.
[2] Adeniji, A. A. (2008). An Insight Into Management Accounting (4th Ed.). Lagos: EL-Toda Ventures Ltd.
[3] Akben-Selcuk, E. (2016). Factors Affecting Firm Competitiveness: Evidence From An Emerging Market. International Journal Of Financial Studies, 1(4), 19-27.
[4] Akinsulire, C. (2008). Financial Management. Lagos: Ceemol Limited.
[5] Akoto, R.K., Awunyo-Vitor, D., & Angmor, P.L. (2013) Working Capital Management And Profitability: Evidence From Ghanaian Listed Manufacturing Firms. Journal Of Economics And International Finance, 5(9), 373-379.

[1] Saidov, K. S. (2023). Unemployment And Its Determinants. International Journal On Economics, Finance And Sustainable Development, 5(7). Https://Journals.Researchparks.Org/Index.Php/IJEFSD/Article/View/4651 Retrieved On 25. 3. 2024
[2] Riaz, A., & Zafar, F. (2018). Determinants Of Unemployment In Less Developed Countries. SHS Web Of Conferences, 48, 01015. Https://Doi.Org/10.1051/Shsconf/20184801015 Retrieved On 3.2.2019
[3] Gur, B. (2015). An Analysis Of Unemployment Determinants In BRIC Countries. International Journal Of Business And Social Science, 6(1). Https://Www.Researchgate.Net/Publication/339847162 Retrieved On 12.4.2018
[4] Siddiqa, A. (2021). Determinants Of Unemployment In Selected Developing Countries: A Panel Data Analysis. Journal Of Economic Impact, 3(1), 19–26. Https://Www.Scienceimpactpub.Com/Journals/Index.Php/Jei/Article/View/74 Retrieved On 4.3. 2022
[5] Eita, J. H., & Ashipala, J. M. (2010). Determinants Of Unemployment In Namibia. International Journal Of Business And Management, 5(10), 92. Https://Www.Researchgate.Net/Publication/46302799_Determinants_Of_Unemployment_In_Namibia Retrieved On 6.8. 2019.