IOSR-JEF   Volume-12 ~ Issue-6 ~ Nov. – Dec. 2021

Abstract: L'objectif : Dans un contexte mondialisé et en pleine mutations, la digitalisation apparait comme un phénomène au fond d'une vague qui révolutionne le monde entier. Etats et nations du globe, tous se voient de plus en plus connectés à travers des technologies d'information et de communication en formant ainsi un système-monde en transitions. D'une simple infiltration technologique à une innovation informatisée, en passant par la formation de tout un secteur de l'économie, puis à la restructuration de l'activité économique globale, la digitalisation offre aujourd'hui un cadre de changement globale de l'économie mondiale et des modèles de sociétés......

Mots clefs : Innovation, digitalisation, transition digitale, économie numérique, économie mondiale, activité économique globale, mesure de la digitalisation, mesure de l'économie numérique, mesure de la valeur, plateforme numérique, fracture numérique, commerce électronique, inégalité, Covid-19.

Abstract: The financial regulations are imposed on banks as a requirement on banks to have and hold a certain measure of capital to enable offer efficient operations. The capital base of most banks fell significantly due to the financial crisis which started in there year 2007. Financial regulations were maintained by their regulator (CBK) and were required to raise additional capital for their operations. The financial ratios were increased as it was the requirement by the regulator. Therefore, the study sought to determine the influence of regulatory capital on financial performance of deposit taking microfinance banks in Kenya. The independent variable in this study was regulatory as measured by capital adequacy ratio while dependent variable was financial performance measured by return on equity. The study used Panel data regression using ordinary Least Squares (OLS) methods/ design.......

Keyword: Regulation Capital Rik, deposit taking microfinance Banks. Financial Performance

Abstract: This study aims to determine the influence of the implementation of Good Governance and Accounting Information System on Organizational Performance with Organizational Culture as a moderation variable in the Department of Population and Civil Registration City of Bekasi. This research is quantitative research. With a descriptive approach. Primary data collection is done by disseminating questionnaires to employees of the financial and accounting department at the Department of Population and Civil Registration City of Bekasi. Data analysis was conducted using Partial Least Square-Structural Equation Modeling (PLS-SEM) model through SmartPLS 3.0 software. The results showed that (1) Good Governance negatively affects organizational performance; (2) Accounting.....

Keywords: Good Governance, Accounting Information Systems, Organizational Performance, Organizational Culture.

Abstract: The Statistical quality control of any production process for a product by using statistical tools is of 100% best quality for a product of any use for daily life. Quality means level or standard for any production process, example water supply, cold drinks, food and other type of a product for any use of daily life. We can use tools of statistical quality control for any production process say Walter A. Shewart control chart and sampling inspection plan. control chart compare for the production of products in daily life and get better result for any product also give accuracy of quality product , we can use in use in daily life, similarly sampling inspection plan we use lot by lot inspection then get better result for any product good quality. Both statistical tools get better result of any product good quality of standard mark then we use in daily life.

Key Word: Statistical quality control, production process, quality of standard, inspection plan, Walter A. Shewart control chart.

Abstract: As pension funding becomes increasingly problematic due to the aging population, the level of benefits will need to be revised according to the balance between the living standards of pensioners and the living standards of taxpayers and by taking into account people's self-maintenance efforts. From the point of view of equity, the provisions on public pensions should treat equally all the protected persons and where is it possible to eliminate unjustified special treatment for certain special groups. Although the retirement age is the same as in all state members, a trend of gradual increase we can find as well in Romania as in Bulgaria, Poland, and Slovenia, among the only ones which do not envisage an equalization, between women and men. In the conditions of the pandemic and financial-economic crisis that is expanding it is likely to increase in the next period, the situation of pensioners........

Keywords: pension system reform, social equity, sustainability of private pensions.

Abstract: The research utilized time series approaches to find out the factors affecting banks' financial performance in Ghana. The study's period was from 1996 to 2019 and used techniques such as generalized linear model, multivariate regression, and granger causality to make its statistical inference. In summary, the study concludes that regulatory capital to risk-weighted assets (capital adequacy share), credit to deposit share, bank concentration share, larger banks, and economic growth all have a significantly positive impact on bank financial performance in Ghana. Non-interest income to total income share, on the other hand, has a negative and statistically significant........

Keywords: Banks performance; regulatory capital to risk-weighted asset share; generalized linear model; multivariate regression; Ghana

Abstract: Impact of road traffic crashes on the Nigerian economy was examined with the aim of assessing the effect of road traffic crashes on Nigerian Economy (1981-2015). The secondary data gathered from CBN Bulletin, National Bureau of social statistics and FRSC Annual reports were analysed using Ordinary Least Square (OLS) statistical method of analysis. It was found that road traffic crashes do not exert significant impact on real GDP. However, Real GDP at lag 1reinforces itself while road traffic crashes is negatively but insignificantly related to real GDP. In other words, RTC exerts a reducing effect on Real GDP though at an insignificant rate. The study also reveals that road traffic crashes neither exert any significant impact on labour force nor drives the labour....

Keywords: RTC, Granger cause, road safety, Nigeria, FRSC