IOSR-JBM   Volume-24 ~ Issue-10 ~ Oct. 2022

Abstract: Given the idea of Nigeria's economy with unrefined petroleum as its essential product ware, vacillations in oil costs affect the Nigerian economy and, specifically, swapping scale developments. The last option is especially fundamental as a result of the country's double problem of being an oil exporter and an oil merchant, which has arisen in the earlier ten years. Utilizing yearly information from 1982 to 2020, the paper checked out the impacts of oil cost, foreign reserves, and rate of interest on money rate instability in Nigeria. This study's theoretical foundation is based on Tim Bolerslev's (1986) Generalized Autoregressive Conditional Heteroskedasity model and Daniel Nelson's Exponential General Autoregressive Conditional Heteroskedastic model (1991). The models.....

Keywords: Oil Price, Exchange Rate, Exchange Rate Volatility, Interest Rate, External Reserve

[1]. Abdulkareem, A. &Abdulhakeem, K.A., (2016).Analysing oil price-macroeconomic volatility in Nigeria.CBN Journal of Applied Statistics, 7, pp. 3-18. Retrieved from: https://www.cbn.gov.ng/Out/2016/SD/Volatility,%20Oil%20Price,%20Real%20GDP,%20Exchange%20Rate,%20Interest%20Rate,%20GARCH%20Models.pdf
[2]. Adedipe, B. (2016). The impact of oil on Nigeria's economic policy formulation.maximizingpro-poor growth: regenerating the socio-economic database, organized byOverseas Development Institute in collaboration with the Nigerian Economic SummitGroup, 16th -17th June 2016
[3]. Adeniyi, O., Omisakan, O., Yaqub, J. &Oyinlola, A. (2016). Oil price-exchange rate nexus in Nigeria: Further Evidence from an oil exporting country.
[4]. Adeoye, B. W. &Atanda, A.A. (2015). Exchange rate volatility in Nigeria consistency, Persistency and Severity Analyses, CBN Journal of Applied Statistics, Vol.2 No.2
[5]. Akram, Q. F. (2019). Oil prices and exchange rates: Norwegian evidence. The Econometrics Journal, 7, pp. 476–504

Abstract: The online business shop's competitive advantage strategy is an alternative solution to maintaining and increasing its competitiveness in a competitive environment. The era of digitalization changes the competition scheme to a more modern one by prioritizing mastery of technology and information. This research was conducted using quantitative research methods with data collection techniques by distributing questionnaires to online business shop users for millennials and generation Z. The data analysis was a descriptive quantitative analysis method with SWOT, IFAS, EFAS, and IE analysis tools. In this analysis, both the external environment and the internal environmental elements (Strengths and Opportunities) are analyzed together with (Weaknesses and Threats). The IFAS matrix.......

Keywords:Competitive advantage strategy, Strengths, Threats, Opportunities, Weaknesses

[1]. A. Pearce II, John dan Richard B. Robinson, J. 2008. (2008). Edisi, Manajemen Strategis 10 Buku 1, terj. Yanivi Bachtiar dan Christine. Salemba Empat.
[2]. Abdulwase, R., Ahmed, F., Alyousofi, A., & Yan, S. (2020). The role of business strategy to create a competitive advantage in the organization. Open Access Journal of Science, 4(4), 135–138. https://doi.org/10.15406/oajs.2020.04.00162
[3]. Adom, A. Y., Kofi Nyarko, I., Narki, G., & Som, K. (2016). Competitor Analysis in Strategic Management: Is it a Worthwhile Managerial Practice in Contemporary Times? Journal of Resources Development and Management, 24, 116–127. www.iiste.org
[4]. Ali, B., & Anwar, K. (2021). Business strategy: The influence of Strategic Competitiveness on competitive advantage. International Journal of Electrical, Electronics and Computers, 6. https://doi.org/10.22161/eec.62.1

Abstract: Background: During Covid-19 the nation implemented movement restrictions and physical segregation to curb the virus' spread. Students were affected, as physical classes were closed abrupt and online education was rolled out. This study aimsto explore factors influencing students' online learning satisfaction and retention in acollege in Johor Bahru using a qualitative research design. Method:The study utilised a semi-structured interview and questionnaire from E-S-Qual with a focus group discussion consisting of 12 students. Focus group (1) consisted of six participants from the bachelor's degree programme while focus group (2) involved six participants from the diploma programmes. The data collected were subjected to content analysis........

Keywords: E-S-QUAL, Satisfaction, Retention, Online Education

[1]. Atabaro, H., Muntaka, A.S. and Quansah, E.K. (2017). Linkages among e-service quality, satisfaction, and usage of e-services within higher educational environments. International Journal of Business and Social Research. 7(3), 10-26.
[2]. Boddy, C. (2020). Lonely, homesick and struggling: undergraduate students and intention to quit university. Quality Assurance in Education, Vol. 28 No. 4, pp. 239-253. https://doiorg.proxy.library.nyu.edu/10.1108/QAE-05-2020-0056.
[3]. Brinia, V., Poullou, V. and Panagiotopoulou, A.R. (2020). The philosophy of quality in education: a qualitative approach. Quality Assurance in Education. 28(1), 66-77.
[4]. Chaudhary, S., & Dey, A. K. (2020). Influence of student-perceived service quality on sustainability practices of university and student satisfaction. Quality Assurance in Education, 29(1), 29–40. http://doi.org/10.1108/QAE-10-2019-0107
[5]. Cochran, J. D., Campbell, S. M., Baker, H. M., & Leeds, E. M. (2014). The role of student characteristics in predicting retention in online courses. Research in Higher Education, 55(1), 27–48

Abstract: The Covid-19 epidemic has proven to be one of the most feared pandemics in history, affecting everyone physiologically, emotionally, and economically. Banking services were among the few vital services that were available during India's shutdown. This research was conducted during a closure, when most Indians were confined in their homes for their protection, while bank workers were conducting their tasks, placing their lives in danger. The online survey includes 300 bank workers from Bhubaneswar city.The study was carried out to learn about public sector bank workers' perceptions of their safety, the safety of their families, employee mental health, transportation problems, workload, digital banking, bank business numbers, additional monetary compensation, interpersonal relationships.......

KEY WORD: Bank, Bank Employees, COVID-19, Mental well-being, physical well-being, Pandemic effects

[1]. Açikgöz, Ö.; Günay, A. The early impact of the COVID-19 pandemic on the global and Turkish economy. Turk. J. Med. Sci. 2020, 50, 520–526.
[2]. Catană, S,A.; Toma, S.-G.; Barbu, A. The Effects of the COVID-19 Pandemic on Teleworking and Education in a Romanian Higher Education Institution: An Internal Stakeholders Perspective. Int. J. Environ. Res. Public Health 2021, 18, 8180.
[3]. Dzinamarira, T.; Murewanhema, G.; Mhango, M.; Iradukunda, P.G.; Chitungo, I.; Mashora, M.; Makanda, P.; Atwine, J.; Chimene, M.; Mbunge, E.; et al. COVID-19 Prevalence among Healthcare Workers. A Systematic Review and Meta-Analysis. Int. J. Environ. Res. Public Health 2022, 19, 146.
[4]. Frasquilho, D.; Matos, M.G.; Salonna, F.; Guerreiro, D.; Storti, C.C.; Gaspar, T.; Caldas-de-Almeida, J.M. Mental health outcomes in times of economic recession: A systematic literature review. BMC Public Health 2016, 16, 115.
[5]. Godderis, L.; Luyten, J. Challenges and opportunities for occupational health and safety after the COVID-19 lockdowns. J. Occup. Environ. Med. 2020, 77, 511–512

Abstract: This study aims to analyze and describe: 1) The effect of business risk on financial performance: 2) The effect of financial literacy on financial performance; 3) The effect of financial inclusion on financial performance; 4) The effect of business risk on business continuity; 5) The influence of financial literacy on business continuity; 6) The effect of financial inclusion on business continuity; 7) The influence of financial performance on business continuity; 8) The effect of business risk on business continuity through financial performance; 9) The influence of financial literacy on business continuity through financial performance; and 10) The effect of financial inclusion on business sustainability through financial performance in the micro, small and medium enterprises sector.....

Keywords: Business Risk, Financial Literacy, Financial Inclusion, Financial Performance, Business Continuity

[1]. Abor, J., & Quartey, P. (2010). Issues in SME development in Ghana and South Africa. International ResearchJournal of Finance and Economics, 39, 218–228.
[2]. Adomako, S., Danso, A., & Damoah, JO (2016). The moderating influence of financial literacy on therelationship between access to finance and firm growth in Ghana. Venture Capital, 18(1), 43–61. https://doi.org/10.1080/13691066.2015.1079952
[3]. Ahmad Suhaimi, M. . (2020). Risk Management Analysis of Bangkalan Madu-Ra BatikSMEs in the Midst of the Covid-19 Risk Management, 1(11), 141–148.
[4]. Aribawa, D. (2016). THE EFFECT OF FINANCIAL LITERATURE ON THE PERFORMANCE AND SUSTAINABILITY OF MSMES IN CENTRAL JAVA. Journal of Business Strategy, 20(1), 1–13. https://doi.org/10.1007/s10006-013-0431-4
[5]. Central Bureau of Statistics. (2020). Statistics Indonesia 2020 Statistical Yearbook of Indonesia 2020. Statistical Yearbook of Indonesia, April, 192.

Abstract: This research examined cases from Bangladesh, Bhutan, India, Sri Lanka, and Pakistan to evaluate whether women's education and their involvement in labor force had an impact on economic growth. The selection of these nations was influenced by the fact that they share a number of comparable religious and cultural norms and values, as well as the fact that women in this region have a lower average literacy rate and labor engagement than men. Over the period 2000–2020, an essentially balanced panel was compiled, and ordinary least square models with fixed effects were utilized for the inquiry. All the variables studied in this article, namely the elementary and tertiary education of women and their participation in the labor force, have a statistically significant impact on the economic growth of countries, whereas only the effects of fertility rate have been shown to be statistically....

Keywords: Female Education, Labor Force Participation, Economic Growth, Panel Data Regression

[1]. Ainsworth, M., Beegle, K. and Nyamete, A. (1996). "The impact of women's schooling onfertility and contraceptive use: A study of fourteen Sub-Saharan African countries". TheWorld Bank Economic Review, 10(1), pp. 85–122.
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[4]. Barro, R.J. and Sala-i-Martin, (2003). Economic Growth. Second Edition, New York: McGrawHill.
[5]. Becker, G. S., & Tomes, N. (1994). Human capital and therise and fall of families. In G. Becker (Ed.), Human capital: A theoretical and empirical analysis with special referenceto education (3rd ed., pp. 257-298). Chicago, IL: TheUniversity of Chicago Press..

Abstract: Background: This study aims to analyze the role of learning orientation in mediating entrepreneurship orientation to increase the competitive advantage of SMEs. Many studies have found that SME entrepreneurship can increase competitive advantage. Does this effect also apply if the relationship between these two variables is mediated by learning activities? Materials and Methods: This research was conducted in Malang Raya, East Java, Indonesia on SMEs who are followers of the Facebook account: Aneka Usaha and Bisnis Malang Raya (AUBMR) until January 2022, as many as 39,816 followers, with a sample of 100 SMEs. Research analysis using Partial Least Squares (PLS) method........

Keywords: Entrepreneurship Orientation,Learning Orientation, Competitive Advantage, SMEs, Malang Raya

[1] Atitumpong, A., &Badir, Y. F. (2018). Leader-member exchange, learning orientation and innovative work behavior.Journal of workplace learning, 30(1), 32–47. [2] Baker, W.,E, Mukherjee, d., Perin, M.G., 2022, Learning orientation and competitive advantage: A critical synthesis and future directions, Journal of Business Research , 144(4), PP. 863-873 [3] [44]. Barney, J.,Firm resources and sustained competitive advantage, Journal of Management, 17 (1),1991,99-120. [4] Darmanto, Wardaya, F.S., Sulistyani, L., 2018, KiatPercepatanKinerja UMKM dengan Model StrategiOrientasiBerbasisLingkungan, PenerbitDeepublishCetakanPertama, Juli 2018 [5] Djodjobo, V.,C., Tawas, H.,N., 2014, PengaruhOrientasiKewirausahaan, InovasiProduk, Dan KeunggulanBersaingTerhadapKinerjaPemasaran Usaha NasiKuning Di Kota Manado, Jurnal EMBA Vol.2 No.3 September 2014, Hal. 1214-1224.

Abstract: This study was designed to find out the effect of entrepreneurial orientation onperformance of Small Medium (SMEs)in Nigeria. The study was anchored on Resource Based Theory. Data was collected from a sample of 326 SMEs owner-managers in north-east Nigeria using multi-stage sampling technique.The analysis was done with descriptive and inferential statistics on Statistical Package for Social Science (SPSS) version 23 and Partial Least Square Structural Equation Modelling (PLS-SEM) on Smart-PLS 3. Mean and percentage were used to determine the extent of application/existence or otherwise of the variables in the studied SMEs. PLS-SEM was then used to test the effect of......

[1]. Abdalla, A. M. A. & Mohamed, S, M. A. (2020). The effect of entrepreneurial orientation on firms' performance of the telecommunication sector in Sudan.African Journal of Business Management, 14(5), 151-158.
[2]. Abdulwahab, M. H. & Al-Damen, R. A. (2015). The impact of entrepreneurs' characteristics on small business success at medical instruments supplies organizations in Jordan: International Journal of Business and Social Science, 6(8),164-175.
[3]. Abiodun, T. S. & Kida, M. I. (2016). The impact of strategic learning orientation, entrepreneurial orientation and reconfiguring capabilities on export performance of SMEs in Nigeria.International Journal of Management Science and Business Administration, 2(3), 33-42.
[4]. AbuBakar, H., Mahmood, R. & Ismail, N. H. N. (2015). Fostering small and medium enterprises through entrepreneurial orientation and strategic improvisation. Mediterranean Journal of Social Sciences, 6(4), 481-487.
[5]. Abubakar, H., Mamat, M., Ramlee, N. A. Z., Sama, M. F. & Abdulkarim, Z. H. (2016). Effect of entrepreneurial orientation, learning orientation, strategic improvisation on sme performance. Proceedings of IASTEM International Conference, Jakarta, Indonesia, 4th-5th October 2016..

Abstract: Dans un contexte de mondialisation croissant de plus en plus compétitif où les ressources se raréfient et les besoins s'amplifient, les organisations sont obligées de s'adapter pour suivre la cadence : aussi bien par une main d'oeuvre diversifiée que par leur mode de management. Le management « interculturel » est un domaine interdisciplinaire qui vise à faciliter la communication, la gestion et l'interaction des collaborateurs et acteurs de différentes cultures au sein d'une organisation, et entre les entreprises en particulier celles qui se développent à l'international.
De nombreux auteurs à savoir Edward T Hall1 (1979), Geert Hofstede2 (1980) et Philippe d'Iribarnese sont attelés à proposer des outils théoriques pour expliciter les divergences culturelles.......

[1]. ABEDERHRAHMAN Hassi, KHALID LIMAMY, Mangement interculturel : concepts, approches, problématiques et pratiques, imprimerie el maarif el jadida.
[2]. BERRY,J.W. (2004) Fundamental Psychological Process in intercultural Relations. In D.Landis, J.M. Bennett and M.J.Bennett(Eds), handbook of cultural training.
[3]. Gestion des équipes multiculturelles. In E. Duval, J.-P. Dupuis and JF. Chanlat (Eds), Gestion en contexte interculturel .Québec: presses de l'Université Laval.
[4]. D'IRIBARNEPhilippe, Cultures et mondialisation : gérer par-delà les frontières, Seuil,Paris, 2002.
[5]. D'IRIBARNE Philippe, Entre rationalité gestionnaire et diversité des cultures politiques : blocages de communication dans l'entreprise, in Interculturel et communication dans les organisations, Revue Communication & Organisation, n° 22, 2e semestre 2002.