IOSR-JEF   Volume-12 ~ Issue-5 ~ Sep. – Oct. 2021

Abstract: This study analyzes the effects of non-performing loans (Np-Loans) on technical efficiency in the Kenyan commercial banks. The study points to establish the technical efficiency scores of banking performance in Kenya and also determine the effect of NP-loans on bank efficiency in Kenya. The technical efficiency scores were evaluated using the Data envelopment analysis approach while the Tobit regression model is used to determine the effect of NP-Loans on bank efficiency. The results show that commercial banks in Kenya operate with some inefficiency. Tier 1 banks operate at 95.4 percent, tier 2 banks at 97.9 and tier 3 banks 97.9 Percent. The Tobit regression results indicate that non-performing loans have negative and statistically significant effect on Kenyan commercial banks.

Keywords: Data envelopment Analysis (DEA), Commercial banks, Technical efficiency, Non-performing loans

Abstract: SAPTA. It has the largest irrigated land, second largest railway network of the world after the US. SAARC represents a hope for the largest pool of poor people of the world, with a consumer base surpassing 750 million people will be the largest single economic block in the world. Accelerate economic and social development in the region. SAARC region with just 3.3 world area houses 23 percept of the global population with 423 million people and also it is the most densely populated part of the world with about 263 people for every square kilometre. The region is characterised by large income disparities, in this paper Analysed Price Competition of India's Export to Shark markets.

Keywords: Accelerate, Consumer, Export, Global

Abstract: The Repo Rate is the rate at which the commercial banks borrow money by selling their securities to the central bank of a country, often during the occurrence of a shortage of funds, but also due to statutory measures. Despite being used mainly as a monetary policy to control inflation, its effects are quite significant on two macroeconomic indicators; GDP, and unemployment rate in a country. As the repo rate's main objective does not directly focus on these two macroeconomic indicators, the effect of its change is often underestimated and not taken into consideration when the repo rate is deduced. Hence, we have developed a regression model that portrays the quantitative spill-over effects of a change in the repo rate. In today's world, major decisions such as a change in the repo rate claim a big role in a country's future and must be established with respect to its holistic effects. Our model. is based with the intention of assisting economists and advisors when devising a repo rate with a specific focus on its effects on GDP and unemployment rate....

Keywords: Repo Rate, Unemployment, GDP, ARDL Model, Correlation Coefficient Analysis, Unit root tests.

Abstract: This paper employed an augmented Toda-Yamamoto multivariate technique to examine the co-integrating relationship between trade openness and financial deepening in Nigeria, with complimentary influence on infrastructure, inflation, bank competitiveness, and exchange rate. The study obtained data from the Central Bank of Nigeria and the World Bank from 1980 to 2017. The study upholds the growth-led finance hypothesis, while the reverse causality is not; trade openness drives infrastructure. Secondly, 'Romer hypothesis' is upheld, that is, openness is an antidote to long-term inflation. Government should promote full trade and financial sector liberalization, commit resources to financial and trade institutions development and infrastructural development.

Keywords: Financial deepening, Nigeria, Trade openness

Abstract: The enactment of the new constitution in 2010 brought to the fore the need for public financial management reforms hence the adoption of the Public Finance Management Act 2012 whose aim was to ensure effective, efficient and transparent, management of the country's financial resources through public participation. The need for reforms was occasioned by the anticipated creation of county governments and inherent risks witnessed previously in the centralized government where colossal amounts of public funds were lost through corruption, unfair allocation of funds fanning inequality. This study sought to examine the effect of internal control on expenditure management by county......

Key Word: Control Environment, Control Activities, Information and Communication, Monitoring, Expenditure Management, Nandi County Government

Abstract: Résumé L'objectif de cette étude est d'expliquer le chômage et surtout les déterminants de l'emploi vulnérable afin d'accroître l'efficacité des politiques d'emplois en Côte d'Ivoire. L'outil économétrique est mobilisé pour répondre à notre objectif : il s'agit du modèle Probit avec sélection d'échantillons (Heckprobit). Pour ce travail, les données utilisées proviennent de l'Enquête sur la Situation de l'Emploi et le Travail des enfants (ENSETE 2014). Elle est réalisée avec l'appui technique de l'école nationale de statistique et d'économie appliquée et du bureau international du travail.
Les résultats révèlent que les diplômés de l'enseignement.....