IOSR-JEF   Volume-12 ~ Issue-5 ~ Sep. – Oct. 2021

Abstract: Saving and Credit Cooperative Societies have become important players in the process of financial intermediation and are contributing significantly to economic development hence their ability to remain afloat is of interest to all relevant stakeholders. However, due to the gradual increase of the amount of delinquent loans, the financial performance of SACCOs has over the past several years been declining steadily. The general objective of this study was to establish the effect of credit risk management practices in the financial performance of Saving and Credit Cooperative Societies in Murang'a County, Kenya. The specific objectives were to determine the effect of credit risk governance practices, credit appraisal practices, credit collection practices and credit monitoring.....

Key Word: Credit Risk Management Practices, Financial Performance, Saving and Credit Cooperative Societies, Credit Risk Governance, Credit Appraisal, Credit Collection, Credit Monitoring

Abstract: In a developing country like India agriculture is the key indicator of engagement and livelihood of people. Many strategic policies by the government of India as well as the state governments are undertaken for development of agricultural sector through productivity improvement and price protectionism. Green revolution in India provides immense scope for increase in production through better technological adoption. The aim of the present study is to investigate impact of farm mechanization on accessibility of formal source of agricultural credit by the farmers of Odisha. The study has used a multi stage sampling technique to arrive at the 175 sample unit. The study has used.....

Key Word: farm mechanization, technological adoption, agricultural credit, accessibility to credit, credit constrained

Abstract: Microfinance act as an alternate channel for granting credit and other financial assistance to economically active low-income segment of the population. Even though majority of the literature argue that microcredit has a strong positive relationship with household income and welfare, certain other scholars have a slightly different view. Moreover, previous studies have found that, certain household elements also influence the level of household income and welfare, in addition to microcredit. In Sri Lanka, there are large number microfinance providers offering.....

Key Word: Microfinance, Microcredit, Household Income, Household Welfare, Low-income Households

Abstract: Trade Union , also called labour union, associated of workers in a particular trade, industry, or company created for the purpose of securing improvements in pay, benefits, working conditions, or social and political status through collective bargaining. As an organized movement, trade unionism originated in the 19th century in Great Britain, Continental Europe, and the United States. In many countries it is synonymous with the term labour movement. Smaller associations of workers started appearing in Britain in the 18th century, in part because of the hostility they encountered and the government groups that resented this new from of political and economic activism. At t\hat time unions and unionists were regularly prosecuted under various restraint-of-trade and conspiracy statutes in both Britain and the United States.....

Abstract: COVID-19 and Climate Change alike have become humanity's biggest existential crises with both bringing forth trillions of dollars in losses for the global economy cumulatively; long term financial implications for Micro, Small, and Medium Enterprises; and a conundrum for central banks on the extent to which their support is justified. Considering the increasing frequency of climate change-induced disasters it is imperative that we evaluate the impact that COVID-19 has had on the monetary policies of central banks so as to be better prepared as both consumers and policymakers for the next big crisis. We have analysed the monetary policies of two nations Italy and South Korea for.....

Key terms: COVID-19, Monetary Policy, Central Bank, Inflation