IOSR-JEF   Volume-14 ~ Issue-2 ~ Mar. – Apr. 2023

Abstract: A tribe is described as "a group of people, who lives together, having the same language, culture, and history, especially those who do not dwell in towns or cities" by the Cambridge Dictionary. Many families, clans, or other groups that have a common heritage and culture make up a tribe, which is a type of socio-political structure. Leadership is often neither codified nor permanent among these groupings. It is a division in a traditional society made up of families or groups with a shared culture and dialect that are connected by social, economic, religious, or blood ties and usually have a recognised leader. Depending on where they.....

Abstract: Financial inclusion is being widely acknowledged across the world as a major driver of economic growth and poverty reduction. Individuals and businesses must rely on their own limited resources or on costly informal sources of funding to satisfy their financial requirements and pursue development possibilities in the absence of appropriate access to formal financial services. Financial inclusion is on the rise globally, according to the most current Global Findex database, which was published in 2017. Since 2011, 1.2 billion individuals have allegedly opened a bank account, with 515 million of them doing so in 2014. Between 2014 and 2017, the percentage of adults who have a bank....

Abstract: Financial inclusion is being widely acknowledged across the world as a major driver of economic growth and poverty reduction. Individuals and businesses must rely on their own limited resources or on costly informal sources of funding to satisfy their financial requirements and pursue development possibilities in the absence of appropriate access to formal financial services. Financial inclusion is on the rise globally, according to the most current Global Findex database, which was published in 2017. Since 2011, 1.2 billion individuals have allegedly opened a bank account, with 515 million of them doing so in 2014. Between 2014 and 2017, the percentage of adults who have a bank account or use a mobile money service increased from 62 percent to 69 percent throughout the world, and....

Abstract: How to achieve rapid growth and maintain it stable to have a chance to catch up with more developed countries in the future is always the concern of developing countries. Therefore, the discovery and interpretation of economic growth drivers is a difficult and important task for these countries. In the face of common difficulties in technology and a lack of resources, tourism, with its increasing contribution to the economy, is now expected to be a potential engine for economic growth in many developing countries. In this article, we evaluate a few selected studies on the relationship between tourism and economic growth, clarifies the relationship between tourism and economic growth....

Key Word: Economic growth; Tourism's contribution; Developing countries; Literature review

Abstract: This paper examined the concept of marketing strategies of non-interest (Islamic) banking services in Nigeria against the Central Bank of Nigeria (CBN) guidelines, which provides the policies regulating the operations of the non-interest financial institutions and banks in Nigeria. This is expected to promote the idea of competition with the conventional banks, and expand financial inclusion locally, while increasing international participation of the country in the global Islamic economy. The paper conceptually reviews some literatures pertaining to marketing strategies, particularly of the non-interest banking product and services. It suggests that the issue of Islamic banks marketing strategy is still a developing phenomenon, especially in Nigeria. Nevertheless, aside some few areas of ethical.....

Key Word: Islamic Banking, Marketing Strategy, Non-interest Banking Services

Abstract: Charity is similar to tax. Yet people pay almost 100 times in tax than they pay in charity. Of course the reason is obvious – taxes are mandatory and charity is voluntary. But considering that governments are corrupt and incompetent, isn't it better to give more in charity and less in taxes. Plus, in charity you can choose what cause you want to support, whereas in tax, the politician decides how to spend your money. Tax is residue of representative democracy whereas charity is a harbinger of participative democracy

Abstract: This study empirically examined the impact of COVID-19 on Nigerian capital and money markets, data of total and new cases of COVID-19 and number of death from the virus for 193 working days after the first death from COVID-19 was recorded were used to proxy for COVID-19, data on volume of trade and value of trade on the Nigerian stock exchange are proxies for the capital market while open buy back rate (OBBR) is proxy for the money market. ADF-Fisher unit root test and Johansen Co-Integration test were conducted, and the data were found suitable for regression analysis. From the results of our multiple regression analysis, we find that the Nigerian capital market....

Key Word: COVID-19, Financial Market, Money Market, Capital Market

Abstract: The Human Development Index has an Income Index which is calculated using logarithm of per capita GDP. The idea is that by taking logarithm the effect of income changes is minimised since income changes are not adequate predicator of human development. Per capita GDP between nations vary widely, but to compare standard of living between nations per capita GDP on PPP basis is often used because, prices vary drastically between nations. Thus per capita GDP on PPP basis is better predicator of standard of living. One is tempted to ask if logarithm of per capita GDP can also be used to compare standard of living between nations.....

Abstract: This study investigates the factors that affect the intention of young adults in Sylhet, Bangladesh, to utilize e-wallets as a payment method. The research focuses on three crucial aspects: perceived usefulness, perceived ease of use, and privacy and security, in order to identify their impact on the behavioral intention to use e-wallets. The research employed a structured questionnaire with 31 items to collect data from e-wallet users via convenience sampling methods, and 300 complete questionnaires were analyzed. The demographic information gathered indicates that the majority of respondents were males.....

Key Word: E-Wallet, Young Adult, TAM, Perceived Usefulness, Perceived Ease of Use, Privacy and Security, Sylhet.

Abstract: Credit control measures are actions taken by central banks and other financial institutions to regulate the amount of credit available in an economy. These measures are implemented to control inflation, stabilize the economy, and promote financial stability. Some common credit control measures include setting interest rates, changing reserve requirements for banks, and using open market operations to buy or sell government securities. These measures can be used to increase or decrease the money supply in an economy, which in turn can impact the availability of credit and the cost of borrowing. Overall, credit control measures are tools used by policymakers to manage the economy and maintain financial stability.

Abstract: This paper focuses on effects of fintech on Indian economy. As fintech is growing its roots with the major help of digitalization. The digitalization helps the various sectors of economy in relation with fintech, fintech has given majority boost to government to develop various applications which was immensely helpful during Covid-19. In every new technology of FinTech blockchain technology is used as it is the most secured and protected way to preserve the data. Also, due to the fintech the remittance of money transaction has increased which also eventu-ally has increase the valuation of Indian economy. This paper also showcases the sector wise performance like BFSI, entertainment, E-commerce.....

Keywords-Fintech, Covid-19, Digitalization, Block chain.