IOSR-JEF   Volume-14 ~ Issue-2 ~ Mar. – Apr. 2023

[1]. Aryeetey, U. (2015). The economics of Lending with Joint Liability: Theory and Practice. Journal of Development Economics, 6, 201-215.
[2]. Avevor, E. (2016). Challenges faced by SMEs when accessing fund from financial institutions in Ghana. Journal of Business and Finance 8(2), 39-58
[3]. Bigsten, A., & Sunderbom, A. (2014). Credit Constraints in Manufacturing Enterprises in Africa. Journal of Business and Management, 3(2), 132-146.
[4]. Chilembo, T. (2021). A Study of the Factors Affecting Small and Medium Enterprises (SMEs) Access to Finance. A Case of Lusaka Based SMEs. Journal of Finance, 2(1), 26-34
[5]. Dehlen, T., Zellweger, T., Kammerlander, N., & Halter, F. (2014). The role of information asymmetry in the choice of entrepreneurial exit routes. Journal of Business Venturing, 29(2), 193-209.

[1]. Socio-Economic Survey of Scheduled Tribes in Tamil Nadu, Tribal Research Centre, November 2011
[2]. Ganesh B, Rajakumar T, Acharya SK, Vasumathy S, Sowmya S, Kaur H. Particularly vulnerable tribal groups of Tamil Nadu, India: A sociocultural anthropological review. Indian J Public Health 2021; 65:403-9
[3]. G, Sahaya Leoni & Gunasekaran, Indhumathi. (2020). Economic Status and Empowerment of Tribal Women In Tamil Nadu With Special Reference To Dindigul And Nilgiri Districts. IX. 156-162.
[4]. The six Primitive Tribes of Tamil Nadu (behindwoods.com).

[1]. Ariemba, J. (2016) Effect of Investment Decision on Financial Performance of Savings and Credit Cooperatives: The Case of Kitui Central Sub-County, Kenya.
[2]. Ayaydin, H., & Karaaslan, İ. (2014). The Effect Of Research And Development Investment On Firms' financial Performance: Evidence From Banks In Turkey. Bilgi ekonomisi ve yönetimi dergisi, 9(1), 23-39.
[3]. Balarabe, B. (2020). Capital Budgeting Decision and Its Implication To Firm'S Growth in Nigeria. International Journal of Advanced Academic Research, 6(4), 100-106.
[4]. Bertha H and Melody G (2013). Multivariate or Multivariable Regression? American Journal of Public Health 103(1): 39–40
[5]. Bhunia, A., Mukhuti, S. S., & Roy, S. G. (2017). Financial performance analysis-A case study. Current Research Journal of Social Sciences, 3(3), 269-275..

[1]. Al-Nimer, M., & Alslihat, N. (2016). The effect of profitability ratios on market capitalization in Jordanian insurance companies listed in Amman Stock Exchange. Journal of Economics and Sustainable Development, 8(6), 140-146.
[2]. Cavusoglu, H., Mishra, B., & Raghunathan, S. (2018). The effect of internet security breach announcements on market value: Capital market reactions for breached firms and internet security developers. International Journal of Electronic Commerce, 9(1), 70-104.
[3]. Du, X., & Lai, S. (2018). Financial distress, investment opportunity, and the contagion effect of low audit quality: Evidence from China. Journal of Business Ethics, 147(3), 565-593.
[4]. Ghasemi, A., & Zahediasl, S. (2012). Normality tests for statistical analysis: a guide for non-statisticians. International journal of endocrinology and metabolism, 10(2), 486.
[5]. Hair, J. F., Sarstedt, M., Ringle, C. M., & Mena, J. A. (2012). An assessment of the use of partial least squares structural equation modeling in marketing research. Journal of the academy of marketing science, 40(3), 414-433.