IOSR-JBM   Volume-16 ~ Issue-3 ~ March-2014

Paper Type	:	Research Paper
Title	:	Perceived Ease Of Use (Peou) And Ranking Of Payment Systems In Nigeria: Case For Systems Cannibalization
Country	:	Nigeria
Authors	:	Clement Ikenna Okeke
	:	10.9790/487X-16341320

Abstract: With a view to facilitating the cashless policy of Central Bank of Nigeria (CBN), the study ranked the three payment systems in Nigeria using the Perceived Ease of Use (PEOU) framework of Technology Acceptance Model (TAM). Based of ten factors of PEOU, 282 highly literate and financially active Nigerians who are aware of the three payment systems obtainable in Nigeria were required to rank them on a scale of 1-3. Analysis of the ranking showed that on the aggregate, e-payment system ranked first on the basis of PEOU factors, while in specific terms, cash payment system ranked first on the crucial factors of ease of use and clarity of operating payment systems, and cheque payment system ranked first on the factors of rigidity/inflexibility and ability to manipulate payment systems. For e-payment system to become the dominant payment system in Nigeria, the study recommended the Cannibalization of Cash and Cheque Payment Systems through the adoption of counter marketing strategies and the adoption of developmental marketing strategies for e-payment system.

Keywords: Cashless Policy, Counter Marketing Strategy, Payment Systems, Perceived Ease of Use, and Product Cannibalization.

[1] J. Ovia, Enhancing the efficiency of the Nigerian payments system, CBN, Volume 29no 1, 2005.
[2] Financial Derivatives Company Limited (FDCL), Cash-less POS survey-Lagos from cash to card, November, 2012.
[3] C.I. Okeke, Determination of the core benefits and challenges associated with e-payment system in Nigeria, International Journal of Emerging Knowledge, 2014, Vol.1 (12).204-218.
[4] L.J. Mester, The changing nature of the payments system: should new players mean new rules? Bus. Rev. (Fed. Res. Bank of Philadelphia), March/April, 2000.
[5] E. Eze, A critical examination of information technology strategic variables from developing countries perspective: the case of banking industry, 2001. Http//Www.Haworthpress.Com/Store/Articleabstract.Asp?Sid=Rx79x33231v780n8wru
[6] A. Ezeoha, Regulating internet banking in Nigeria: some success prescriptions part 2. Journal of Internet Banking and Commerce, Vol.11, No 1. 2006.Http://Www.Arraydev.Com/Commerce/Jibc/

Paper Type	:	Research Paper
Title	:	An Overview of Human Resource Development Programmes in Indian Industries
Country	:	India
Authors	:	Dr. V. K. Jain
	:	10.9790/487X-16342131

Abstract: Development of Human Resources is being given due importance by all the organizations as it aims at developing all the employees of an organization in a planned manner to acquire, sharpen and apply their existing capabilities as well as their inner potentials. HRD is a total system in which its various mechanisms are embedded together to act as an integrated unit. No sub-system can work in isolation. The researches show that the working of each sub-system has its impact on other sub-systems e.g. Performance appraisal is basis for assessing training needs, career planning etc. Training is useful tool for increasing individual efficiency. It is also a part of employee welfare and is used for promotions.

[1] Anandran K.S. Present Status of HRD in India: Pune Industries. Paper presented at the XVIII, National Convention of ISTD, Bombay, January 1987.
[2] Basu, Mihir K. (1985) Performance Appraisal in India, Centre for Organization Development, Hyderabad (Mimeographed), February.
[3] Chandrasekar, S. (1986) ―Computerised Human Resources Information System.‖ in T.V. Rao and D.F. Pereira (eds.) Recent Experience in HRD. Oxford and IBH Publishing Co. Pvt. Ltd., New Delhi.
[4] D'Souza, Keith. (1986) ―A Critical Look at Training in Industry.‖ in Indian Journal of Training and Development, January-March.
[5] Gupta R. and Gangotra V., (1986) ―OD in a Marketing Office‖, in Rao, T.V. and D.F. Pereira (ed). Recent Experience in Human Resources Development, Oxford & IBHPublishing Co. Pv1. L.td., New Delhi.

Paper Type	:	Research Paper
Title	:	Labor Management Relations Following the Labor Laws of Ready Made Garments in Bangladesh: The Present Perspective.
Country	:	Bangladesh
Authors	:	Md. Mohiuddin
	:	10.9790/487X-16343236

Abstract:The study gives a brief overview of the field of Bangladesh LaborLlaw-2006 & Bangladesh Labor Law (Amendment)-2013, Labor relations, labor rights, wages and the important issues associated with it. It analyses from the present perspective of both the management and employees, the merits of trade unionism and also the negative consequences of trade unionism have been mentioned. Besides these, the contract negotiation tactics and preparations essential to the management have been briefly discussed. The study also deals with the labor relations practices in the Ready Made Garments (RMG) industry of Bangladesh and the extent of implementation of labor laws in the same industry. The consequences of these have been analyzed using both primary and secondary data collected from trustworthy sources.

Keywords: Labor management relation, Labor law, Ready Made Garments (RMG), Labor conflict.

[1] Khalekuzzaman Mohammad, " Business Law", Second Edition, The Jamuna Publishers, Bangla Bazar, Dhaka,pp731-732,2009
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[4] Global Wage Report 2008-09, Minimum Wages Collective Bargaining Towards Policy Coherence, Geneva, International Labor Office, 2008

Paper Type	:	Research Paper
Title	:	Impact of Quality of Work Life on Employee Satisfaction in Hotel Industry
Country	:	India
Authors	:	Harvinder Soni, Yashwant Singh Rawal
	:	10.9790/487X-16343744

Abstract: Hotel Industry is known for its lengthy occupancies and long working hours. It is the industry with the most uncertain duty roasters, strict professional environment and heavy and sudden work pressures inducing lot of physical and mental labour. This often causes the employees to undergo major personal life adjustments and self psychological adaptations causing permanent transitions in personality. It ultimately affects the working.

 Job enrichment to give employee the freedom and responsibility in achieving work goals.
 Open door policies and transparencies within the top level management should be maintained.
 Work place should be responsive to employee‟s needs.
 Flexible working arrangements to satisfy the social responsibilities should be made.
 Deeper understanding of the inter play between work & family should be encouraged.

Paper Type	:	Research Paper
Title	:	Early Warning Indicators of Strategic Risk in Togolese Commercial Banks: An AHP Model Approach
Country	:	China
Authors	:	Kolani pamane, Xie Kefan, Koami Mawuienam Amadotor
	:	10.9790/487X-16344561

Abstract:Strategic risk has become a crucial area of interest of most banking sector's practitioner, and its management a pre-requisites for a sustain growth and business competitiveness of financial institutions. This research focuses on the assessment of strategic risk within Togolese banks, in order to elaborate an early warnings model that provides signals for strategic deterioration and vulnerabilities. The research involved eleven banks and is based on the AHP model assessment of strategic factors in banks. The results suggest that Togolese banks should focus on three main factors which provide the strongest signal of strategic deterioration of the banking business. More specifically,

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[5] Gaytán, Alejandro; Johnson, Christian A. (2002), A Review of the Literature on Early Warning Systems for Bank-ing Crises, Central Bank of Chile Working Paper, No. 183, Santiago, October 2002.

Paper Type	:	Research Paper
Title	:	Factors Influencing the Growth of Small-Scale Restaurants in Nakuru Municipality-Kenya
Country	:	Kenya
Authors	:	E. w nyoike, L.C Langat, L.M. Karani , A.C. Lagat
	:	10.9790/487X-16346274

Abstract:Small and Medium Enterprises (SMEs) comprise the largest proportion of business in most developing economies and frequently offer the largest potential for job creation. A great deal of research has been undertaken in the area of small businesses noting that most of the jobs are created through SMEs and self-employment. SMEs are regarded as an essential element of economic growth; however, the number of small enterprises that grow in terms of number of employees and turnover are very few the purpose of this study therefore was to investigate the factors that influence the growth of small-scale restaurants in Nakuru municipality.

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Paper Type	:	Research Paper
Title	:	Does Being Green Mediate the Effect of Organizational Characteristics on Performance in High Performing Firms?
Country	:	Kenya
Authors	:	Peter Wanjohi, Hazel Gachoka, John Kihoro, Martin Ogutu
	:	10.9790/487X-16347579

Abstract:A major objective of business organizations is to out-compete their rivals at the market place and dominate it. To achieve this, a miried of strategies are applied. Most involve scanning the environment to take advantage of the changes in tastes and prefences among the customers and instituting measures to serve these tastes. In the past decade and in to the mid and long term future, proactive environmental management is becoming a major strategic issue.

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