IOSR-JBM   Volume-18 ~ Issue-11 ~ November-2016

Abstract: Employment in the informal sector is growing much faster than that in the formal sector. Between 1999/2000 and 2004/05, employment grew in the formal sector by 3.02 per cent per annum, while that in the informal sector grew by 5.17 per cent per annum. India is experiencing a contraction in its formal workforce and an expansion of its informal workforce, constituted by both the growth of the informal sector as well as growing informalization of work in the formal sector, particularly substituting for formal work. This paper analyses three important surveys of unorganized manufacturing sector made by the National Sample Survey Organization's51st, 56th and 62ndRound in 1994-95, 2000-2001and 2005-06 respectively. The study aims to understand the growth of - enterprises in the unorganized sector, gross value added, average GVA per worker.........

Keywords:Gross Value Added, India, Manufacturing sector, National Sample Survey, Unorganized sector

[1]. Bhalla, G. S. and P. Hazell (2003), "Rural Employment and Poverty Reduction", Economic and Political Weekly, 38 (33), 25-31
[2]. OECD (Organization for Economic Cooperation and Development, 2002), "Measuring the Non-Observed Economy, A Handbook" (https://www.oecd.org/std/na/1963116.pdf).
[3]. Bhalla, Sheila (2003), "The Restructuring Unorganized Sector in India", Institute of Human Development, New Delhi.
[4]. Datt, Ruddar (2007), "Unorganized Sector and Informalisation of the Indian Economy", The Indian Journal of Labor Economics, 50(4), 775-792.
[5]. Bairagya, Indrajit (2010), "Liberalization, Informal Sector and Formal Sectors' Relationship: A Study of India", Paper presented at the 31st General conference of the International Association for Research in Income and Wealth, St. Gallen, Switzerland, August 22-28

Abstract: Visual Merchandising is the presentation of merchandise as well as a store in order to attract customers. It is an attractive way and an eye-catching technique to tell customers what the store stands for and offers to its potential customers. . The retailers today are using the merchandising tool to differentiate themselves from other competitors and to be prominent in the market and attract the customers. The main purpose of this research study is to understand visual merchandising and its impact on consumer buying behavior. This study was conducted to test how the visual merchandising and outlook factors impact store image and customer buying behavior..........

Keywords: Visual merchandising, consumer buying behavior, windows display, mannequin, fixtures, signage, colors and lighting.

[1]. Mehta, N.P., Chugan, P.K. (2012). Visual merchandising: Impact on consumer behavior. Global Business and Technology Association, pp.607-614, New York USA.
[2]. Bashar, A., Ahmed, I. (2012). Visual merchandising and consumer impulse buying behavior: An Empirical study of Delhi & NCR. International Journal of Retail Management & Research, Vol.2, ISSN 2277-4750.
[3]. Khandai, S., Agrawal, B., Gulla, A. (2012). Visual merchandising as an antecedent to impulse buying: An Indian perspective. International Journal of Business and Management Studies, ISSN: 2158-1479: 1(1):267-277.
[4]. Jain, V., Sharma, A., Narwal, P. (2012). Impact of visual merchandising on consumer behavior towards women‟s apparel. International Journal of Research in Management, Issue 2, Vol.5, ISSN 2249-5908.
[5]. Pereira, M., Azevedo, S., Bernardo, V., Moreira da silva, F., Miguel, R., Lucas, J. (2010). The effect of visual merchandising on fashion stores in shopping centers. 5th International Textile, Clothing & Design Conference – Magic World of Textile, Dubrovnik, Croatia.

Abstract: Understanding the presence of emotions in the consumer´s decision making is a complex task, because of the presence of different stimulus, rational and emotional. During several decades, emotions have been sawn as problems, disruptions that avoid people make good decisions, that must be guided by brain´s rational processes. In this paper, we review what different authors have found about the presence of emotions in decision making, in their theoretical contributions, and we analyze whether the classical view of fumbling emotions in the correct behavior is appropriate or by contrast, are essential components in the process

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[3]. Fenton-O'Creevy, M., Soane, E., Nicholson, N y Willman, P. (2011). Thinking, feeling and deciding: the influence of emotions on the decision making and performance of traders. Journal of Organizational Behavior, 32(8), pp. 1044–1061.
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Abstract: The purpose of the study was to assess the firm's selected characteristics on dividend payout policy implementation of listed financial companies: a survey of Nairobi Securities Exchange. The study was guided by the following objective: to establish the extent to which investment decisions determine dividend payout policy implementation of listed financial companies in Nairobi Securities Exchange. The study was guided by dividend relevance theory and the bird in hand theory. The study adopted a survey study research design. The study sampled 111 respondents. The study used 5-point likert questionnaires as the method of data collection. Cronbach's alpha was used to test reliability of the research instrument.

Keywords: Investment decisions & dividend payout policy implementation.

[1]. Abrutyn S and Turner R.W. (1990), Taxes and firms' dividend policies: Survey results. National Tax Journal, 43 (4), 491.
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[3]. Adaoglu, C., (2000). Instability in the Dividend Policy of the Istanbul Stock Exchange (ISE) Corporations: Evidence from Emerging Markets. Emerging Markets Review,1(3), 252-270.
[4]. Aivazian, V., Booth, I & Cleary, S. (2003).Do emerging market firms follow different dividend policies from U.S. firms?.Journal of Financial Research.
[5]. Al-Shubiri, F. N. (2011). Determinants of changes dividend behavior policy: Evidence from the Amman Stock Exchange. Far East Journal of Psychology and Business, 4, 1-15.

Abstract: M-Banking is used to denote the access to banking services and facilities offered by financial institutions such as account-based savings, payment transactions and other products by use of an electronic mobile device.Since the beginning of mobile banking in Kenya financial institutions have witnessed many changes. Bank customers now have access to fast, efficient and convenient banking services. Most financial institutions in Kenya are investing large sums on money in information and communication technology (ICT). The purpose of this study was to determine effects of mobile bankingon the bank's competitive advantage. An explanatory design was adopted in the study. The target population was drawn of selected commercial Banks in Eldoret. The target population was 275 respondents

Keywords: Electronic Banking, Mobile Banking Competitive Advantage, Commercial Banks

[1]. B Bitok, M. K. (2015). Competitive strategies adopted by Equity Bank (Kenya) limited to achieve sustainable competitive advantage in Kenya (Doctoral dissertation, University of Nairobi).
[2]. Buku, M. W., & Meredith, M. W. (2012).Safaricom and M-Pesa in Kenya: financial inclusion and financial integrity. Wash. Jl tech. & arts, 8, 375.
[3]. De Vaus, D. (2002).Analyzing social science data: 50 key problems in data analysis.Sage.
[4]. Ibrahim, B. A. (2015). An Analysis of Adopting Mobile Banking in Kenya (Doctoral dissertation, Eastern Mediterranean University (EMU)-DoğuAkdenizÜniversitesi (DAÜ)).
[5]. Kariuki, K. M. (2015). The effects of mobile banking on monetary policy outcomes in Kenya (Doctoral dissertation, Kenyatta University). .

Abstract: Enterprise resource planning (ERP) systems coordinate the activities, decisions, and knowledge of organizations. Despite the extensive implementation of ERP systems, the research in this area is, like other fields of information technology (IT), relatively recent. The purpose of this research was to identify critical success factors in implementation of ERP systems in an Iranian company (Golrang) using Esteves and Pastor's model. This model is based on four factors: organizational-strategic, organizational-tactical, technological-strategic, and technological-tactical. By examining the literature, several indices were identified for each of these factors.These factors were presented to a group of experts in a questionnaire so as to determine the importance of each factor. The sample consisted of 75 industrial experts in Golrang Company of whom 62 completed the questionnaire. The results showed that the EPR critical success factors do not equally affect successful implementation of EPR systems.

Keywords: Enterprise resource planning, organizational-strategic, organizational-tactical, technological-strategic, technological-tactical

[1]. Bakås, O., Romsdal, A., &Alfnes, E. (2007).Holistic ERP Selection Methodology. In Proceedings of the 14th International EurOMA Conference: Managing Operations in an Expanding Europe, Ankara, Turkey.
[2]. Basoglu, N., Daim‚ T.,&Kerimaoglu, O. (2007).Organizational adoption of enterprise re-source planning systems: A conceptual framework. The Journal of High Technology Management Research,18‚73-97.
[3]. Davenport, T. H. (2000). Mission Critical: Realizing the Promise of Enterprise Systems. Boston, MA: Harvard Business School Press.
[4]. Dong, J., Yang, S., Chung, L., Alencar, P., & Cowan, D. (1999). A COTS architectural component specification stencil for selection and reasoning.MPEC '05 Proceedings of the Second International Workshop on Models and Processes for the Evaluation of Off-the-Shelf Components, pp. 1-4.
[5]. Henderson, J.C., &Venkatraman, N. (1999). Strategic alignment: Leveraging information technology for transforming organizations.IBM Systems Journal, 38, 472-484.

Abstract: A comparative analysis among Women and Men CBSE affiliated school teachers was carried out to assess the occupational stress, coping strategies and its effect on teacher performance. A survey of 300 CBSE affiliated school teachers consisting of 200 Women and 100Men from in around Hyderabad carried out to assess the nine independent occupational stress causing factors Work Overload, Role Overload, Role Ambiguity, Students Behaviour, Co-workers, School Environment,Social Support and effect of Approach and Avoidance coping strategies on employees' Performance a dependent factor.To measure the reliability of the scale used in this study, and internal consistencies of the survey questionnaire, the reliability statistics Cronbach's alpha (C-Alpha) was measured.her the classical view of fumbling emotions in the correct behavior is appropriate or by contrast, are essential components in the process

Keywords:Teacher occupational stress, Performance, Cronbach's alpha, Regression

[1]. Matthews, G. (2001). Levels of transaction: A cognitive science framework for operator stress, In PA Hancock & PA Demond (Eds.). Stress, Workload and Fagigue, Mahwah: NJ Erlbaum. Pp 5-33.
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[3]. Seyle, H. (1956). ―The Stress of Life‖., New York: McGraw-Hill
[4]. Mearns, J., & Cain, J.E. (2003). Relationships between teachers' occupational stress and their burnout and distress: Roles of coping and negative mood regulation expectancies. Anxiety, Stress and coping, 16, 71-82.
[5]. Kristensen, T.S., Borritz, M., Villadsen, E., and Christensen, K.B. (2005). The Copenhagen Burnout Inventory: A new tool for the assessment of burnout. Work and Stress 19, 192-207.

Abstract: Banking sector in Indian financial system has undergone a dramatic change in economic and financial sector reforms. Now a day's banks are giving considerable attention to non-interest income. Diversification across various sources of earning is claimed where diversification reduce risk. During the 1990s, the Indian banking sector witnessed more reforms than most other Indian economy. After the implementation of reforms, the banking sector started to give desired results in their performance. Banking is the sector which was more deeply touched by the process of liberalization, globalization and privatization accompanying with technology advancements. Results of these reforms like liberalization of interest rates and free entry of private and foreign banks have made the banking sector more competitive in the domestic as well as world market.

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Abstract: The process of globalization, started in 1991 in India, has put several challenges to Indian companies. It is assumed that Indian companies will be more and more competitive. Competition essentially leads to more efficiency; and through increased efficiency, it obviously shall result into more profits. Combining the two aspects mentioned above, we have taken a stock of the Income and Profit structure of Diversified Industries Sector comprising 29 listed companies such as DCM Shriram, Jyothy Laboratories, Mahindra & Mahindra, Tata Autocomp etc. The financial data relating to Income and Profit for last 10 years starting from 1999 to 2008 have been considered..............

[1]. Almeida, H. C. (2004). The Cash Flow Sensitivity of Cash. Journal of Finance, 59 , 1777-1804.
[2]. Azhagaiah, R. & Gangadevi S. (2008). Leverage and Financial Decisions. The Indian Journal of Commerce, 16(1) , 90-98.
[3]. Chin Wen Cheong. (2008). A Sectoral Efficiency Analysis of Malaysian Stock Exchange. American Journal of Applied Sciences , 1291-1295.
[4]. Dani Rodrik & Arvind Subramanian. (2004). From "Hindu Growth" to Productivity Surge: The Mystery of the Indian Growth Transition. IMF Working Paper.
[5]. Flkender and Petersen. (2006). Does the Source of Capital Affect Capital structure. The Review of Fianncial Studies, 19 , 45-79.

Abstract: The shape of our future will be determined in cities. They have always been major centers of change and social innovation. A majority now live in urban areas and they offer significant opportunities for new approaches in the management of resources as well as consistent and clearly structured future city development plans. Only an integrated approach that puts people first can hope to succeed on a global scale. In this paper an action-oriented model for strengthening and accelerating sustainable city development is designed in the light of current and future challenges of urbanization. Already existing successful marketing, i.e. profile-oriented marketing, and management models..............

Keywords: Adaption management, profile-oriented marketing, city marketing, urban/city development, sustainability

[1] Mahrer, H., Halper, D. (2012). Urbane Lebenswelten – Ideen für die Stadt der Zukunft. Noir: Vienna.
[2] Ramsauer, P. (2012). Stadt der Zukunft – Ideen, Konzepte, Chancen. In/pact Media Verlag: Berlin, p. 2
[3] Fraunhofer IAO (2014). Joint Research Project Morgenstadt: City Insights II (2014-2015), Fraunhofer-society: Stuttgart

Abstract: The main purpose of the study was to investigate the effects of centralised purchasing on organizational efficiency a case study of Florensis Kenya limited. The study was guided by the following variables; inventory control, purchasing systems costs and materials management. In this study the researcher used descriptive research design, which is undertaken in order to ascertain and be able to describe the characteristics of the variables of interest in a situation. The targeted population in the study was50 employees of Florensis Kenya limited which was sampled............

Keywords: Inventory control, purchasing systems, costs, materials management

[1]. Anderson, N. (2004) Business Market Management:, Prentice Hall. Upper Saddle River NJ.
[2]. Assail, A, Gadde.D., Lars, E., and HåkanHåkansson. A. (2012). Professional purchasing, Consumer research and policy series. London: Routledge
[3]. Arrowsmith, S. (2010). "Horizontal Policies in Public Procurement: Taxonomy." Journal of Public Procurement, 10 (2): 149-186.
[4]. Adedayo, A. (2006). Operations Research in Decision Analysis and Production Management. Pumark: Lagos.
[5]. Arnold, U.(2009). Organization of global sourcing: ways towards an optimal degree. European Journal of Purchasing & Supply Management,(10 )5, 167-174.

Abstract: Customer is the king of any business. Every enterprise, whether it may be manufacturing, trading or service enterprises are trying to satisfy their ultimate customers. The importance of customers in service industries, like private sector insurance companies is unquestionable since happy & satisfied customers are like free advertising for their business. At present due to heavy competition in insurance industry, satisfying customers is the only way to retain existing customers and bring new customers. The study attempts to analyze the satisfaction level of customers with reference to ICICI Prudential............

Keywords: Customer Satisfaction, ICICI Prudential Life Insurance Company, Lakhimpur, Assam

[1]. Bhave Ashis (2002) "customer satisfaction measurement" Quality and productivity Journal: February 2002 also available at http:/www.symphonytech.com
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Abstract: When evaluating sellers in an online marketplace, consumers often have information concerning the seller's quality broken down for them by the marketplace in the form of buyer created reputation scores, which indicate levels of customer satisfaction with the seller. Consumers can view any seller's reputation over their lifetime, in the past year, as well as recent as the past 30 days. Previous research has found that long-term, yearly scores are effective in predicting price dispersion, which is the variation.............

Keywords: Internet Marketing, Internet Pricing, Online Reviews, Price Dispersion

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Abstract: This study adopts a survey research design that seek to examine how the adoption of strategic management architecture model can help in the development of insurance firms in Nigeria. A total of 100 questionnaires were administered to employees of ten insurance firms operating in Nigeria with branch offices in Uyo, Akwa Ibom State. Stepwise regression analysis method was adopted to test the research hypotheses. The findings revealed that there is a negative and insignificant relationship existing between strategic management architecture model and the development of insurance firms in Nigeria. There is also a positive and significant relationship between strategic management performance index and the development of insurance firms in Nigeria...............

Keywords: Corporate Strategies, Insurance, Organizational Development, Strategic Management Architecture, Strategic Management Performance Index

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[2]. N. J. Umoren, and E. M. Joseph, Relative Contributions of the Insurance Industry to the Growth of the Nigerian Economy, International Journal of Emerging Research in Management and Technology, 5(6), 2016, 189-198.
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