IOSR-JBM   Volume-21 ~ Issue-8 ~ Aug-2019

Abstract: In the midst of divergent scholastic views about the determinants of performanceby SMEs across different disciplines. This paper provides empirical evidence about the influence of accounting practices on the performance of SMEs operating in AkwaIbom State, Nigeria.The study was to examine the contributions of accounting practices to the well-being of SMEs.A sample of SMEs operating in AkwaIbomState was surveyed. In addition to examining their financial statements, a structured questionnaire was used fordata collection. The data collected were analyzed using mean scores and mean score percentages; and regression analysis was adopted for the estimation of the model formulated.The result of multiple regression analysis revealed a joint significant positive relationship between............

Keywords: Inventory management practices, Cash management practices,Tangible non- current assets management practices,Return on Capital Employed.

[1]. AkwaIbom State Ministry of Economic Development (2013). Statistical Year Book of AkwaIbom State, Nigeria.(7th (Ed.).). AkwaIbom State Ministry of Economic Development, Uyo. 33.
[2]. Amoako, K. (2013). Accounting practices of SMEs: A case study of Kumasi Metropolis. International Journal of Business and Management, 8(24): 73-83.
[3]. Audretsch, D. (2010). Dynamic role of small firms: Evidence from the US. World Bank Institute: 2001-2037.
[4]. Boachie, N., Mensah, F. and Marfo-Yiadom, E. (2005). Entrepreneurship and Small Business Management. Ghana University Press, Accra, 39p.
[5]. Carla, C. (2006). The knowledge based-view of the firm; From the theoretical origins to future implications. Working Paper of Instituto Superior de Economia, e Gestāo. 8-11 September 2006. UniversidadeTécnica de Lisboa.

Abstract: Notwithstanding of the importance and applicability of Information and Communication Technology (ICT) adoption practice in microfinance institutions (MFIs), the literature indicates very few studies have attempted to investigate the influence of ICT adoption practice on the performance of MFIs, specifically the relationship between ICT adoption practice and performance of MFIs. The literature reveals that there is not only limited information on the ICT adoption practice of MFIs but also little research in this important area. By using structural questionnaires, the data for the study were collected from 121 MFIs in Nigeria. The data for the study was analysed using......

Keywords: ICT, MFIs, Performance, Nigeria.

[1]. Abraham, H., & Balogun, I. . (2012). Performance of microfinance institutions in Nigeria : an appraisal of self-reporting institutions to mix market. International Journal of Humanities and Social Science, 2(15), 32–50.
[2]. Aloyce, R., & Victor, W. (2012). Impact of investment in information and communication technology on performance and growth of microfinance institutions in Uganda,. Applied Econometrics and International Development, 12(2).
[3]. Congo, Y. (2002). Performance of microfinance institutions in Burkina Faso. Helsinki: UNU-WIDER. Retrieved from http://www.econstor.eu/handle/10419/52778
[4]. Diniz, E. H., Jayo, M., Pozzebon, M., Lavoie, F., & Foguel, F. H. D. S. (2014). ICT helping to scale up microfinance. Journal of Global Information Management, 22(1), 34–50.
[5]. Doyle, P. (1994). Marketing management and strategy. New York: Prentice Hall.

Abstract: Capitalization rate is the ratio of net income generated from a property to its property value. If the market value of the property and the capitalization rate are known, a reasonable rental property can be determined. So that the level of property capitalization will be very helpful in making property investment decisions, especially residential homes, because houses are the type of property most often transacted. The purpose of this study was to analyze how influence the capitalization factors such as building area factor, age of the building, rent tempo, motivation for home ownership, and house building facilities to the level of capitalization of formal housing.......

Keywords –Building Area, Building Age, Motivation For Home Ownership, House Building Facilities, House Capitalization Rates

[1]. Ananda. (2016). Pengaruh Infrastruktur terhadap tingkat Kapitalisasi Properti Perumahan di Kecamatan Medan Selayang. Tesis. Medan: Universitas Sumatera Utara.
[2]. Appraisal Institute. (1996). The Appraisal of Real Estate. thirteenth edition. Illinois: North Michigan Avenue Chicago
[3]. Arifin, Muhammad Yani. (2011). Analisis Tingkat Kapitalisasi Nilai Properti Perumahan di Kabupaten Klanten. Tesis. Surakarta: Universitas Sebelas Maret.
[4]. Hidayati, Wahyu dan Harjanto, Budi. (2003). Konsep Dasar Penilaian Properti. Edisi Pertama. Yogyakarta: BPFE.
[5]. International Association of Assesment Officer (IAAO). (1996). Property Assesment Appraisal. IAAO. Chicago: Illinois.

Abstract: The need for residential ownership as a residence is a basic human need (basic need). The purpose of this study is to find out what factors are the causes of the decline in consumer intentions in Sehaty Residence housing and determine alternative policy strategies that can be done to overcome the decline in consumer intentions. This study uses quantitative data with a type of research that is causal. The results showed that behavioral control had a significant effect on behavior through interest in behavior, subjective norms had no significant effect on behavioral variables through interest in behavior and interest in behavior had a significant effect on behavioral variables.The policy provided by the company is to provide easy down payment payments to prospective customers.

Keywords –Consumer Intention, Theory of Planned Behavioral

[1]. Hadi, Sutrisno. (2003). Metodologi Research. Yogyakarta: Pustaka Adi.
[2]. Muafi and M. Irhas Effendi. (2001). Mengelola Ekuitas Merek: Upaya Memenangkan Persaingan di Era Global. Ekobis, Vol. 2. No. 3: 129-139.
[3]. Peter, J. Paul and Jerry C. Oslon. (2002). Perilaku Konsumen dan Strategi Pemsaran (Terjemahan). Jakarta: Erlangga.
[4]. Sekaran, Uma and Bouqie, Roger. (2013). Research Methods for Business. United Kingdom: Jhon Wiley and Sons Ltd.
[5]. Setiadi, Nugroho J. (2005). Perilaku Konsumen (Cetakan Kedua). Jakarta: Prenada Media.

Abstract: The study sought to determine the influence of working conditions on the commitment of administration police officers in Meru County Kenya. Descriptive research design was used in the study. The target population was 1178 administration police officers of different ranks out of which 10% of the entire population in the county was used as the sample size. Questionnaire was used to collect primary data from the police officers. The study revealed that interpersonal relations and compensation had a statistically significant relationship with both the normative commitment and affective commitment. The relationship between physical conditions and workload did not have statistically significant relationship with either normative commitment or affective commitment. With regard........

Keywords –normative commitment, continuance commitment, affective commitment, compensation, workload, physical conditions, interpersonal relations, Administration Police Officers

[1]. Anderson, R., (2003). Stress at work: the current significant relationship between Working perspective. The Journal of the Royal Society for the Promotion of Health, 123: 81.
[2]. Armstrong, M. (2007). A Handbook of Employee Reward Management and Practice (2nd ed.). London: Kogan Page.
[3]. Awino, H. (2015). Effects of remuneration on employees' performance in the organization: A case of Sisdo Microfinance. Retrieved on 19/2/2017 from http://hdl.handle.net/123456789/1300
[4]. Aydogdu, S. & Asikgil, B. (2011). An Empirical Study of the Relationship among Job Satisfaction, Organizational Commitment and Turnover Intention. International Review of Management and Marketing, 1(3), 43-53.
[5]. Davis, R. C. (2012). Selected International Best Practices in Police Performance Measurement. RAND Corporation. Retrieved from http://www.jstor.org/stable/10.7249/j.ctt1q60z7.1 28/7/2018

Abstract: The study was carried out to examine the rate of employee turnover in the hospitality industry in the Bolgatanga Municipality in the Upper East Region of Ghana. The objectives of the study were; to identify the factors that influence employee turnover in the hospitality industry within the Bolgatanga municipality; to identify how employee turnover affect the operations of the hospitality industry and to examine the methods used by industry to curb employee turnover. Twelve prominent hotels in the category of three-1 star, three – 2 star, one – 3 star and five budget hotels in the study area were selected. Purposive sampling technique was used to select twelve management staff and simple random sampling technique was used in selecting two hundred (200) non-management staff from the various hotels in the Bolgatanga municipality.......

[1]. Akyeampong, O.A. (2006). Tourism and rural development in sub- Saharan Africa; A Case study of Ghana‟s Central Region. Unpublished M.Phil Thesis. Stockholm University, Stockholm.
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[3]. Continuance and normative commitment to the organization. Journal of Occupational Psychology, 63,1-18.
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[5]. ARYEE, S. (1991). CREATING A COMMITTED WORKFORCE: LINKING SOCIALIZATION PRACTICES TO BUSINESS STRATEGY. ASIA PACIFIC HUMAN RESOURCE MANAGEMENT, 102-112.

Abstract: Banks began to use technology to provide better quality of services at greater speed. Internet Banking and mobile banking made it convenient for customers to do their banking from geographically diverse places. Now all the banks have started with the concept of multi channels like ATMs, credit cards, debit cards, telephone/mobile banking, internet banking, call centers etc. In globalized world, the role of banking is redefined as service provider of various financial services under one roof acting like a financial supermarket. The banks are looking for new ways not only to attract but also to retain the customers and gain competitive advantage over their competitors. This paper provides insight into the types of innovative banking, the trends in modern banking, how innovations have contributed to the development of Indian banking and innovations those are creating a stir in the banking industry.

Key words: Technological Innovations, Banking

[1]. Dilieep G. Menon and Malini A, IEEE International Conference on Technological Advancements in Power and Energy (TAP Energy), 2017.
[2]. W. Scott Frame, Larry Wall and Lawrence J. White Federal Reserve Bank of Atlanta Working Paper Series, October, 2018.
[3]. Asare Yaw Obeng and Emmanuel Boachie "The Impact of IT technological innovation on the productivity of a bank's employee" Information and Technological Management Research Article, Cogent Business and Management, 2018.
[4]. Nakul, Parameswar, Swati Dhir and Sanjay Dhir "Banking on Innovation, Innovation in Banking at ICICI Bank", Published online in Wiley Online Library, Global Business and Organizational Excellence January-February, 2017..

Abstract: Women's entrepreneurship is a recent subject, taking momentum in today's society. In this regard it is important to understand the context in which women nowadays. The objective of this intervention is to establish a review of literature on entrepreneurship, and present some organizations specialized in supporting these entrepreneurs especially women entrepreneurs

Keywords: Entrepreneurship, women's entrepreneurship, support of entrepreneurs.

[1]. Alain Fayolle. (2012). Entrepreneurship Learning to undertake, 2nd edition.

[2]. Afem. (2005). Study on female entrepreneurship in Morocco.

[3]. Behidji.k "female entrepreneurship as inequality reduction factor of genres in Algeria: Challenges & Prospects" International Symposium on the emergence of women in the world of entrepreneurship in Algeria;

[4]. Benazzi Khadija and BENZZI Latifa. (2016). "Female entrepreneurship in Morocco reality, brakes and prospects of success" No. 7.
[5]. Boutillier .S. (1996). "Entrepreneurship in economic theory", No. 2484, ed economic issue, page 04.

Abstract: The intrinsic value of a firm is the fair value of all future net cash flows resulted from a business. The purpose of this research is to examine the effect of financial distress and firm size on profitability; the effect of financial distress, firm size, and profitability on intrinsic value of firm; and the indirect effect of financial distress and firm size on intrinsic value of firm by profitability as intervening variable. The population of the research was the companies in property and real estate sector listed in BEI (Indonesia Stock Exchange) in 2016. There were 37 firms selected out of the population. The statistics method which used to test hypotheses is path analysis. The result show that financial.......

Keywords: Financial Distress, Firm Size, Profitability, Free Cash Flow to Firm, Discounted Cash Flow, Intrinsic Value of Firm

[1]. Brigham F. Eugene and Houston, Joel. (2010). Dasar-Dasar Manajemen Keuangan: Assetials of Financial Management. Jakarta: Salemba Empat.
[2]. Hamidy, Wiksuana and Artini. (2015). Pengaruh Struktur Modal terhadap Nilai Perusahaan dengan Profitabilitas sebagai Variabel Intervening pada Perusahaan Properti dan Real Estate di Bursa Efek Indonesia. E-Jurnal Ekonomi dan Bisnis Universitas Udayana 4.10 (2015):665-682.
[3]. Hermuningsih, Sri. (2013). Pengaruh Profitabilitas, Growth Opportunity, Struktur Modal terhadap Nilai Perusahaan pada Perusahaan Publik di Indonesia.Jurnal. Yogyakarta: Buletin Ekonomi dan Moneter dan Perbankan.
[4]. Kusumajaya, Dewa Kadek Oka. (2011). Pengaruh Struktur Modal dan Pertumbuhan Perusahaan terhadap Profitabilitas dan Nilai Perusahaan pada Perusahaan Manufaktur di Bursa Efek Indonesia. Tesis. Universitas Udayana, Denpasar.
[5]. Nurul. (2016). Pantow, Murni and Trang. (2015). Analisa Pertumbuhan Penjualan, Ukuran Perusahaan, Return on Asset dan Struktur Modal terhadap Nilai Perusahaan yang Tercatat di Indeks LQ 45. Jurnal EMBA Vol. 3, No. 1..

Abstract: This study aims to determine and analyze the effect of risk perceptions on customer decisions. The population in this study were all rice farming insurance customers in Konawe District, with a total sample of 100 respondents, which was determined using the Slovin formula for 10% precision. Respondents were obtained by convinience sampling method. Data for analysis needs were obtained by distributing questionnaires using a 5-point Likert scale for customer decisions, and the Guttman scale with a score of 1 for the Yes answer, and a score of 2 for the no answer. The data that has been collected is then analyzed by structural equation modeling method using AMOS software version 24. The results of the analysis show that the perception of risk has a positive and significant effect on customer decisions..

Keywords: insurance, rice farmers, risk perception, customer decision

[1]. BadanPusatStatistikKabupatenKonawe, 2018. KabupatenKonaweDalamAngka 2018, BPS KabupatenKonawe.
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[4]. Ghozali, Imam , 2008. MetodePersamaanStrukturalKonsepdanAplikasidengan Program AMOS 16.0. Semarang: UniversitasDiponegoro.
[5]. Hair, J. F., Black. W. C., Babin. B. J.; & Anderson. R. E. (2010), Multivariate Data Analysis, 7th ed. Pearson Prentice Hall, New Jersey.

Abstract: Purchasing decisions by consumers are decisions that involve perceptions of the marketing mix. The purpose of this study was to determine the factors that influence consumer decisions to buy a Toyota Rush car and develop an effective marketing mix policy. The type of research used is quantitative research. In this study, the population used is all consumers who purchase Toyota Rush in Medan City but the number of samples is definitely unknown. The results of the study show that simultaneously the marketing mix (product, price, place and promotion) has a positive and significant effect on consumer purchasing decisions of Toyota Rush and partially the product and place have a positive and significant effect on consumer purchasing decisions. Meanwhile, the variable that has the most influence on consumer purchasing decisions for Toyota Rush is the place........

Keywords: Marketing Mix, Purchase Decision

[1]. Abdullah Thamrin and Francis Tantri. (2012). Manajemen Pemasaran. Jakarta: Rajawali Pers.
[2]. Kotler, Philip. (2012). Prinsip-Prinsip Pemasaran. Jakarta: Erlangga.
[3]. Kotler, Philip and Amstrong, Gary. (2014). Manajemen Pemasaran. Jakarta: Erlangga.
[4]. Arikunto, Suharsimi. (2010). Prosedur Penelitian Suatu Pendekatan Praktik. Jakarta. Rineka Cipta.
[5]. Laksana, Fajar. (2008). Manajemen Pemasaran Pendekatan Praktis. Graha Ilmu, Yogyakarta..

Abstract: Purpose: The purpose of this study is to establish a mediational model of business performance in small and medium enterprises. In this paper, the authors examine how the entrepreneur's personal entrepreneurial competencies: systematic planning and information-seeking influence small business performance. The objective through this model is to show that it is through the process of innovation these resources are transformed into business success. Design/methodology/approach: Based on data obtained from a sample of 462 private small firms drawn from the Amhara Region, Ethiopia, the study used a structural equation modelingto validate the mediational model of small business performance. Findings: The results have shown.......

Keywords: Entrepreneurial competency; systematic planning; monitoring; information seeking; innovation; small business performance

[1]. Adair, J. (2007). Leadership for innovation: How to organize team creativity and harvest ideas. London, United Kingdom: Kogan Page.
[2]. Adegbite, S. A., Ilori, M. O., Irefin, I. A., Abereijo, I. O., & Aderemi, H. O. S. (2007). Evaluation of the impact of entrepreneurial characteristics on the performance of small scale manufacturing industries in Nigeria. Journal of Asia Entrepreneurship and Sustainability, 3(1), 1–22.

[3]. Adil, M. S., & Hamid, K. bin A. (2017). Impact of individual feelings of energy on creative work involvement: A mediating role of leader-member exchange. Journal of Management Sciences, 4(1), 82–105.
[4]. Alexander, L., & van Knippenberg, D. (2014). Teams in Pursuit of Radical Innovation: A goal orientation perspective. Academy of Management Review, 39(4), 423–438. https://doi.org/10.5465/amr.2012.0044
[5]. Arunachalam, S., Ramaswami, S. N., Herrmann, P., & Walker, D. (2018). Innovation pathway to profitability: The role of entrepreneurial orientation and marketing capabilities. Journal of the Academy of Marketing Science, 46(4), 744–766. https://doi.org/10.1007/s11747-017-0574-1.