IOSR-JBM   Volume-22 ~ Issue-9 ~ Sep. 2020

Abstract: The purpose of this study is to determine the impact of interest rate on savings and deposits behavior in Bangladesh for the period of 2009 to 2016. The data is mainly collected from secondary sources such as World Bank and annual reports of Bangladesh bank. The explanatory variable is the interest rate; savings and deposits are considered as dependent variable in two different models. We use simple ordinary least square regression method to examine the relation between interest rate and savings behavior. The study finds that interest Rate positively affects customer's savings behavior in the banking sector of Bangladesh.

Keywords: Deposits;Interest Rate; Savings.

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[2]. Boadi, E.K., Li, Y. &Lartey, V.C. (2015) Determinants of Bank Deposit in Ghana: Does Interest Rate Liberalization Matters ? Modern Economy, 6,990-1000.
[3]. Keynes, J.M. (1936), The General Theory of Employment, Interest and Money, Macmillan, London.
[4]. Hadjimatheou, George (1987), Consumer Economics After Keynes, Wheatsheaf Books, Sussex, GreatBritain.
[5]. Haron,S.,andShanmugam,B.(1995),"The Effects of Rates of Profiton Islamic 3GBank‟sDeposits:

Abstract: In last few years, lots of researches have been done in Indian organised retail sector and it is quite evident that our organised Indian retailing industry has changed significantly in these years. By having a thorough discussion on the recent researches, articles and seminars, we will be able to know the present scenario of organised India retail industry and the way forward. This kind of review gives us an overview that what has already been said on the topic by the key writers. It gives an idea about the prevailing theories and specifies the questions to be asked. It also suggests what methodologies and methods are appropriate and useful in the research. This article reviews various studies in organised retailing conducted till now. A thorough study has been done for the available literature to know the past, present scenario and to understand the future trends. This study explores the topic such as.......

Keywords: Organised Retail, Hypermarket, Foreign direct investment (FDI), Tier II

[1]. Dinar Fatima impact of organized retailing on unorganized retailing in india (with special reference to lucknow city)
[2]. https://home.kpmg/xx/en/home/about/what-we-stand-for/our-values.html
[3]. Careerizma Retail Industry India and abroad http://www.careerizma.com/industries/retail/
[4]. PWC.com
[5]. https://www.ibef.org/industry/retail-india.aspx

Abstract: E-Learning can be delivered and supported using a variety of electronic media, but is also the ideal complement to a traditional education or training program delivery. These technologies are used to create and deliver individualized, comprehensive, dynamic learning content that facilitates learning, anytime and anywhere. It is an innovative approach to communicating almost any type of instructional information. e-Learning can be delivered and supported using a variety of electronic media but is also the ideal complement to a traditional education or training program. e-Learning is instruction that occurs when the instructor and the students are separated by time, distance, or both. E-Learning is student centered. The learner is the core of any e-Learning system. Materials and activities are designed with the needs

[1]. https://www.ijaiem.org/Volume3Issue9/IJAIEM-2014-09-22-43.pdf
[2]. https://pdfs.semanticscholar.org/60b3/17a35a71f0d5e061125d9296f7c1dc05c4aa.pdf
[3]. https://www.ijaiem.org/Volume3Issue9/IJAIEM-2014-09-22-43.pdf
[4]. https://www.researchgate.net/publication/258341773_Mobile_Learning_Services_Acceptance_Model_among_Higher_Education_Students
[5]. https://www.researchgate.net/publication/331198491_The_Factors_Influencing_in_Mobile_Learning_Adoption_-_A_Literature_Review

Abstract: Product value uncertainty is a critical challenge for retailers and consumers in online retailing.Return is a common policy that retailers have to adopt to solve this problem;however, it may cause retailers' profit loss. Online sample try before you buy is a burgeoning policy for online retailers to mitigate the problem of product value uncertainty.In this paper, we explorewhether this policy could remedy the disadvantage of the return policyto better solve the problem of product value uncertainty. We develop amathematical modelfor the joint policy of sample try before you buy policy and return, and study the optimal product pricing decision for the online retailer and the optimal purchase decisions for consumers. Furthermore, the implementation conditions and value of the joint policyare explored. The results indicate that the online retailer should use the joint policy when the hassle.......

Keywords: product value uncertainty; sample try before you buy; return policy; online retailing

[1]. Emarketer. (2018).Worldwide Retail and Ecommerce Sales: eMarketer's Updated Forecast and New McommerceEstimates for 2016—2021.
https://www.emarketer.com/Report/Worldwide-Retail-Ecommerce-Sales-eMarketers-Updated-Forecast-New-Mcommerce-Estimates-20162021/2002182.
[2]. Andrew, L. (2019).Global Ecommerce 2019-Ecommerce Continues Strong Gains Amid Global EconomicUncertainty.https://www.emarketer.com/content/global-ecommerce-2019.
[3]. Ministry of Commerce of the People's Republic of China Department of Electronic Commerce and Informatization. (2019).China e-commerce report (2018).
http://dzsws.mofcom.gov.cn/article/ztxx/ndbg/201905/20190502868244.shtml.
[4]. Jessica, Y.(2019).Top 10 online retailers: How the largest online retailers in the world fared in 2018. https://www.digitalcommerce360.com/2019/03/14/top-10-online-retailers/.
[5]. He, Y.Y. (2017).A study on O2O decision making considering consumer quality cognitive behavior. University of Science and Technology of China.

Abstract: E-commerceistheprocessofdistributing,buying,sellingandmarketingproductsandservicesthrough the Internet and other online services. Many new e-commerce sites have appeared, bringing in very tight com- petition between e-commerce companies. One of them is XYZ as beauty e-commerce. Since its launch in 2015, XYZ has been able to attract the attention of Indonesian people, especially those interested in beauty products and the beauty industry. This study aims to determine the effect of brand image on customer loyalty in beauty e-commerceXYZ.Datacollectionwasprocessedusingaquestionnairetechniquethatwasdistributedtoallusers of XYZ residing in Indonesia. The population of the study was XYZ........

Keywords: BrandAssociation, BrandImage, Customer Satisfaction,CustomerLoyalty, E-Commerce

[1]. 360researchreports. (2018, February 20). GLOBAL COSMETICS PRODUCTS MARKET - SEGMENTED BY PRODUCT TYPE, DISTRIBUTION CHANNEL (DIRECT SELLING, SUPERMARKETS, SPECIALTYSTORES), AND REGION - GROWTH, TRENDS AND FORECASTS (2018 - 2023). Retrieved from 360researchreports: https://www.360researchreports.com/global-cosmetics-products-market-13100793
[2]. Shahbandeh, M. (2020, March 18). Cosmetic industry growth. Retrieved October 03, 2019, from https://www.statista.com/statistics/297070/growth-rate-of-the-global-cosmetics-market/
[3]. Anandan, R., Sipahimalani, R., Saini, S., Aryasomayajula, S., & Smittinet, W. (2018, November). e-Conomy SEA 2018: Southeast Asia's internet economy hits an inflection point. Retrieved from thinkwithgoogle: https://www.thinkwithgoogle.com/intl/en-apac/tools-resources/research-studies/e-conomy-sea-2018-southeast-asias-internet-economy-hits-inflection-point/
[4]. Wijaya, B. S. (2013). Dimensions of Brand Image: A Conceptual Review from the Perspective of Brand Communication. European Journal of Business and Management, 5 (31): 55-65. DOI: 10.13140/ejbm.2013.55.65
[5]. Kotler, P., & Keller, K. L. (2016). Excerpt from Marketing management, 15th global edition, Philip Kotler & Kevin Lane Keller. Harlow, England: Pearson

Abstract: This study examines the effect of organization financial characteristics on organization performance, for manufacturing organizations in developing countries. The researcher used a survey data from UTEXRWA, which was not used before for the same purpose. The researcher examined the differences decisions of organizational financial characteristics and how it affects the financial performance in manufacturing companies in Rwanda. In accordance with the theory, the importance of organizational financial characteristics of tangibility, profitability, organization risk, growth and size of organization have been seen in effecting the firm's financial performance. With these characteristics, Manufacturing companies using their financial characteristics, have easy access to finance, thus they have highly to financial performance, measured by ROA, ROE, Net profit Margin........

[1]. Abor, J. (2005a). The effect of capital structure on profitability: an empirical analysis of listed Organizations in Ghana. 6(5), 438-445. Journal of Risk Finance, Emerald Group Publishing, 6(5), 438-445.
[2]. Abor, J. (2005b). The effect of capital structure on profitability: an empirical analysis of listed organizations in Ghana. The Journal of Risk Finance, 6(5), 438-445.
[3]. Abor, J. (2007). Debt policy and performance of SMEs. Journal of Risk Finance, 8(4), 364- 379.
[4]. Akintoye, I. R. (2008). Sensitivity of Performance to Capital Structure. European Journal of Social Science, 7(1),. © Centre for Promoting Ideas, USA www.ijhssnet.com 36
[5]. Barbosa, N., &Louri, H. (2005). Corporate Performance: Does Ownership Matter? A Comparison of Foreign- and Domestic-Owned Organizations in Greece and Portugal. Review of Industrial Organization, 27(1),73-102.

Abstract: This paper deals with the development of an inventory model for deteriorating items following Weibull distributed. A time varying price dependent demand rate is considered here. The model is solved with salvages value associated to the units deteriorating during the cycle. Shortages are allowed and fully backlogged.Finally the model is illustrated with the help of a numerical example, some particular cases are derived and the sensitivity of the optimal solution towards the changes in the values of different parameters is also studied.

Key Words: Inventory, deterioration, Weibull distributed, time-varying demand, salvages value and shortages. Subject classification: AMS Classification No. 90B05

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