IOSR-JBM   Volume-24 ~ Issue-11 ~ Nov. 2022

Abstract: The Indian government, along with NPCI, has launched a digital payment interface as part of a digital economy project. NPCI has created a number of payment systems, including UPI, IMPS, NFS, NACH, and AePS. AePS is a modern payment system that NPCI launched in India in order to encourage banking transactions using the Aadhaar biometric identity system. This study focuses on analyzing the AePS system's conceptual overview, its development, and a comparison of a range of AePS transactions. The trend projection method and two sample T-tests are used to analyze descriptive statistics. According to this report, AePS will continue to grow, and the Off-us transaction is the most popular one within the AePS system.

Keywords: Digital payment, AePS(Aadhaar enabled Payment System), NPCI(National Payment Corporation of India), banking

[1]. Vishnoi. Y. C. (2021), Critical Study of Unified Payment Interface (UPI): E-Payment Mode of Digital Revolution, Academic Social Research, ISSN No.:2456-2645, Vol.-7No.-4 (2021): October to December.
[2]. Chaudhari. C., Kumar. A (2021), Vidyabharati International Interdisciplinary Research Journal,ISSN 2319-4979, volume 12(2)-page no. 99-102.
[3]. Baghla. A. (2018), A Study on The Future of Digital Payments In India, IJRAR- International Journal of Research and Analytical Reviews, e ISSN 2348 –1269, Print ISSN 2349-5138, VOLUME 5, ISSUE 4, OCT. – DEC. 2018.
[4]. Satish Kumar, Sudheer (2018), A Study on Growth of UPI(Unified Payment Interface) In Digital Empowerment, Asm's International E-Journal on Ongoing Research in Management &IT, E-ISSN: 2320-0065.
[5]. Ahmad. S. Bano. M (2018), Role of Aadhaar Enabled Payments System (Aeps) In Retail Payments, International Journal of Research in Management & Social Science Volume 6, Issue 1 (IX): January - March 2018 Part – 2.

Abstract: This study investigated whether perceived organizational support plays a mediating role on the relationship between employee silence and organizational commitment in Nigeria. Survey research design was used and questionnaire was administered to one hundred and ninety-one (191) employees of oil and gas firms. Data obtained were analyzed using descriptive statistics (simple percentage, frequency counts, mean, standard deviation, skewness, kurtosis, Karl Pearson correlation), post estimation statistics (variance inflation factor, Breuch-Pagan/Cook-Weisberg and Ramey RESET) and inferential statistics (structural equation modeling). Specifically, the structural equation modeling results established a positive and significant mediating effect of perceived organizational.....

Keywords: Employee silence; Perceived organizational support; Organizational commitment; Motivational incentives; Employee perception JEL Classifications: M12; M10

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Abstract: The Kenya Police Service has been disparaged by the common people and global community1 in regard to the approach through which1it has offered its service delivery. Kenyan Citizens eagerly expecting to get prompt and superior service delivery as provided in the Kenya constitution 2010, therefore National police service is critical in service delivery. Attempts1 to bring back the past glory in terms of service1 delivery' has not yet bore any fruits (Brah, 2012). This particular research was based on the effect of total quality management practices on organisational performance of Kenya Police Service, Nakuru County Kenya. The study's specific objectives were to determine the effects1 of continuous training, top management leadership, total employee involvement and customer focus on organizational......

Key words: Total Quality Management Practices, Organizational Performance, service delivery

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Abstract: This study shows the characteristics present in business owners that are mandatory for growing a business and being self-employed. Several topics are discussed, such as: entrepreneurship, personality characteristics and psychological bias of entrepreneurial behavior, and how challenges straighten up an entrepreneur. By challenges, we mean all difficulties that business owners were able to discuss during their interviews to share personal experiences and earned skills throughout the overall process. The study was conducted with 399 business owners in Lebanon (covering all regions and sectors), detailed interviews with matching answers from the entrepreneurs were very valuable to conduct a qualitative study and reach these results. Main results reached were that passion and close environment are the two most important factors to entrepreneurial growth, and furthermore detecting personality biases' and other factors that could be considered as challenges for them......

Keywords: entrepreneur, personalitycharacteristics,bias, entrepreneurial mindset, entrepreneurial intention, entrepreneurial skills.

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Abstract: This study aims to examine and analyze the role of ethical entrepreneurship in mediating the effect of good corporate governance on corporate sustainability performance. The research was conducted on a traditional village-owned financial institution, namely the Village Credit Institution in Bali. The number of Village Credit Institutions used as research samples is 93 units from 1,256 units spread across nine districts/cities in Bali. Determination of the number of samples was determined based on the Slovin formula with a precision of 10%. The research respondent is the Head of the Village Credit Institution. Data collection was carried out by sending a questionnaire via google form to all Chairpersons of the Village Credit Institutions who were the research samples. Furthermore, the collected data is processed using the SmartPLS 3.2.9 application program......

Keywords: Village Credit Institutions, Good Corporate Governance, Ethical Entrepreneurship, Corporate Sustainability Performance

[1]. Akparep JY, Jengre E., Mogre AA 2019. The Influence of Leadership Style on Organizational Performance at TumaKavi Development Association, Tamale, Northern Region of Ghana, Open Journal of Leadership, 2019, 8:1-22.https://www.scirp.org/html/1-2330166_91208.htm
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Abstract: This study aimed to establish the key determinants of the profitability of ceramic companies. For this purpose the data of all ceramic companies were selected from DSE. The research period covered from 2015-16 to 2020-21. Return on Assets (ROA) and Return on Equity (ROE) were used as the indicators of profitability, while Management efficiency, Capital intensity, Firm size, Sales growth, Liquidity, Working capital, Leverage, Annual inflation and GDP annual growth were used as the independent variables. Pearson's correlation and ordinary least squares regression models were used to establish the relationship between profitability and its different determinants. The regression analysis results showed that liquidity and firm size have a statistically significant positive impact on.....

Keywords: Profitability, Ceramic industry, DSE, Bangladesh, ROE, ROA

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Abstract: The purpose of this study is to analyze the influence of Transformational Leadership, Organizational Culture toward Employee Engagement, to analyze the Influence of Transformational Leadership, Organizational Culture, and Employee EngagementonEmployee Performance, and to analyze the influence of Transformational Leadership and Organizational Culture on employee performance throughEmployee Engagement. This research was conducted at the KSP Credit Union (CU) Sawiran in East Java involving 70 employees. This research is a quantitative research using path analysis techniques. The result of this study is that Transformational Leadership, Organizational Culture, and Employee Engagement have a significant effect on Employee Performance....

Keywords: Transformational Leadership, Organizational Culture, Employee Engagement, Employee Performance.

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Abstract: The earth's climate has changed drastically over time. Climate change was caused by natural and manmade factors. Kerala is an Indian tourist hotspot. August 2018 was one of the state's worst monsoons. More than a million people have been displaced by Kerala's relentless monsoon rains. This study evaluates the communal and institutional impact of the Kerala flood. This study focuses on community vulnerability and resilience. Floods threaten most homes. It's crucial to examine their perceived vulnerability for present and future planning. Data was collected through key informant interviews, field surveys, and household questionnaires. The study proposes incorporating community coping methods and preferences into public awareness campaigns, early warning systems..

Keywords: Climate change; Disaster; India; Kerala; Monsoon; Rainfall; Flood.

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