IOSR-JBM   Volume-24 ~ Issue-12 ~ Dec. 2022

Abstract: A healthy banking sector is important for a country's economy in order to achieve growth and remain competitive in global business environment. But Indian banking sector is adversely affected due to non-performing assets.This paper analyse the impact ofLokAdalats, Debt Recovery Tribunals and SARFAESI Act, 2002 in curtailing the issue of NPAs in Banks. This study is based on secondary data of ten years taken from RBI publications,newspaper articles, journals etc.After doing the analysis the results found that SARFAESI Act is the most effective recovery methods followed by debt recovery tribunals in solving the issue of stressed assets. The impact of LokAdalats in handling NPAs is least due to its low recovery rate. This study concludes thatfor curbing the problem of stressed assets, the government, banks' regulatory authorities should take various strong measures which increases the recovery rate of NPAs in order to maintain the financial stability of Indian banking sector.

Key Words: NPAs, Debt Recovery Tribunal, LokAdalats, SARFAESI Act, Banks.

[1]. Agarwala, V., &Agarwala, N. (2019).A critical review of non-performing assets in the Indian banking industry.Rajagiri Management Journal, 13(2), 12-23.
[2]. Bardhan, S., Sharma, R., & Mukherjee, V. (2019). Threshold Effect of Bank-specific Determinants of Non-performing Assets: An Application in Indian Banking. Journal ofEmerging Market Finance, 18(1S), 1-34.
[3]. Banerjee, M. R., &Verma, M. D. (2018). Non-Performing Assets: A Comparative Study of the Indian Commercial Banks. International Journal of Social Relevance & Concern,6(2), 1-21.
[4]. Ghaloth, P. (2019). Non-performing assets: A comparative analysis among public sector and private sector banks.International Journal of Research and Analytical Reviews,6(1), i641-i645.
[5]. Mukherjee, P. (2003). Dealing with NPAs: lessons from international experiences. Money and Finance,12(12), 64-90.

Abstract: The objective of this study is to examine the crucial role that the Guinean banking sector plays in the country's economic growth. The study, through variables such as total credit, short-term credit, and medium- and medium-term credit from 1990 to 2021, assesses their impact on GDP and, de facto, Guinean economic growth. The data for this study comes from primary sources through a series of surveys of one hundred and fifteen customers and bankers concerning their opinions of the problems encountered by the banking system in its contribution to the national economy; then from secondary sources (GDP, total credit, short-, medium-, and long-term credit) from the Central.......

Key Words: Bank credit, Economic growth, Guinea, Banks, Customers, sustainable development

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[3]. Barbosa, M., Castañeda -Ayarza, J. A., & Lombardo Ferreira, D. H. (2020). Sustainable Strategic Management (GES): Sustainability in small business. Journal of Cleaner Production, 258. https://doi.org/10.1016/j.jclepro.2020.120880
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Abstract: The challenge in today's employment scenario for any organization is to be able to attract, engage and retain talent. Companies are coming up with new strategies to ensure retention of employees. Employee value proposition (EVP) has emerged as an important means which organizations are using to position themselves as best places to work. However to ensure the sustainability of EVP the organizations need to identify certain factors which makes it viable in the long run. This is a conceptual study which tries to understand the factors for a sustainable EVP that can foster employees' intention to stay with the organization. The study explores organizational factors as well as individual factors which make the EVP sustainable. As per the previous studies, Psychological contract........

Key Words: Employee value proposition, sustainability, Psychological contract fulfillment, work values, value congruence

[1]. Adkins, C.L., Ravlin, E.C. and Meglino, B.M., 1996. Value congruence between co-workers and its relationship to work outcomes. Group & Organization Management, 21(4), pp.439-460.
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[5]. Bretz Jr, R. D., Ash, R. A., and Dreher, G. F. (1989),"Do people make the place? An examination of the attraction‐selection‐attrition hypothesis", Personnel Psychology, Vol. 42, No.3, pp. 561-581.

Abstract: Employees experience both occupational and personal issues which interfere with their work and therefore the need to have an effective counselling program. Organizations have realized this need and the continuous demand to maintain and improve productivity. Studies have shown that organizations that put in place counseling programs have not been able to effectively evaluate its success. Studies have suggested that measuring success of a counseling program is necessary. This paper looks at components of a successful counselling program and how it helps in improving health of employees. Organizations need to put in place ways to ensure that counseling programs are evaluated and improved over time to meet the changing needs of employees.

Key terms Counselling, effectiveness, success, evaluate, employee health

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[4]. Bickford, M. (2005). Stress in the Workplace: A General Overview of the Causes, the Effects, and the Solutions. Canadian Mental Health Association Newfoundland and Labrador Division, 44.
[5]. Chiappelli, F., & Cajulis, O. S. (2004). Psychobiologic views on stress-related oral ulcers. Quintessence international, 35(3)..

Abstract: The purpose of this paper is to investigate the impact of procurement transparency on organizational performancein Four Seasons Hotel in Syria. In addition, it aims to assessing the level of awareness and understanding of procurement transparency and organizational performance concepts in the Syrian context. The research methodology involved the adoption of a survey as a research strategy and quantitative approach, utilized a self-administered questionnaire, to arrive at the major findings of the study. The type of research is a single cross-sectional design in which the collection of data from the respondents was carried out only once. Data was analyzed using the.......

Keywords: Procurement Transparency, Procurement Management, Organizational performance

[1]. AkınAteş, M. (2018). The impact of purchasing strategy structure (mis)fit on purchasing cost and innovation performance. J. Purch. Supply Manag. 24 (1).
[2]. Alarcón, L., Rivas, R. (2009). Evaluation And Improvement of TheProcurement Process in Construction Projects. Proceedings IGLC-7. 7th Conference ofthe International Group for Lean Construction, IGLC-7. Berkeley, 26 - 28 July 2009. Ed.byIrisD. Tommelein. Universityof California(2009).
[3]. Brandon-Jones, A. (2018). The role of strategic purchasing in dynamic capability development and deployment. Int. J. Oper. Prod. Manag.
[4]. Buvik, A., 2001. The industrial purchasing research framework: a comparison of theoretical perspectives from microeconomics, marketing and organization science. J. Bus. Ind. Mark. 16 (6/7).
[5]. Charted Institute of Procurement and Supply [CIPS]. (2013). The Definitions of Procurement and Supply Chain Management.

Abstract: Nurturer, housemakers, CEOs and mothers. Multi-tasking and balancing their professional and personal lives, women across the world are gaining greater participation in all the spheres. Gender inequality is however still a reality both in developed and developing nations. Social, economic, technology and cultural factors have impact on the role played by women in public and private spheres. All these factors are also included in measuring women empowerment. Talking about the complex and dynamic area of empowerment, most of the studies links empowerment to financial independence. Very few studies explore the notion of women empowerment at individual........

Keywords: Empowerment, Purchase decision-making, Systematic Literature Review, Women Empowerment

[1]. Banerjee (Chatterjee), T., & Ghosh, C. (2012). What factors play a role in empowering women? A study of SHG members from India. Gender, Technology and Development, 16(3), 329-355. doi:10.1177/0971852412459431
[2]. Bhatt, E. (1989). Toward empowerment. World Development, 17(7), 1059-1065. doi:10.1016/0305-750X(89)90168-X
[3]. Biswas, C. S. (2008). Can employment empower women more at the household level in India? International Journal of Interdisciplinary Social Sciences, 3(7), 43-51. doi:10.18848/1833-1882/cgp/v03i07/52667
[4]. Bonin, S., Ramesh, R., & Mohan, R. (2021). De-confining women! mental models pertaining to empowerment. Paper presented at the Proceedings of the International Conference on Gender Research, 71-78. doi:10.34190/IGR.21.084 Retrieved from www.scopus.com
[5]. Chakrabarti, S., & Biswas, C. S. (2012). An exploratory analysis of women's empowerment in India: A structural equation modelling approach. Journal of Development Studies, 48(1), 164-180. doi:10.1080/00220388.2011.615920

Abstract: Background: The purpose of this study was to determine and analyze the effect of service quality and emotional closeness on customer loyalty through satisfaction as an intervening variable. The research was conducted on customers of BUMN Banks in Medan City. Materials and Methods: The method used in this study is a survey method, in which respondents are given several statements in the form of a questionnaire. The population in this study are customers of state-owned banks in Medan City. The total sample is 120 respondents. Data analysis was carried out by means of path analysis using the SPSS program.....

Key Word:(Quality of service, emotional closeness, customer satisfaction, loyalty.

[1]. Ahidin (2018), Membangun customer satifaction melalui service quality pada nasabah pinjaman PT. BPR Prima Kredit Mandiri Kota Tanggerang Selatan, Jurnal Pemasaran kompetitif ISSN: 2958-0823, ON LINE: 2958-2893
[2]. Bahrudin dan Zuhro, (2015), Pengaruh kepercayaan dan Kepuasan konsumen terhadap loyalitas konsumen, Jurnal Bisnis dan Manajemen Islam, Vol. 3, No. 1, Juni 2015
[3]. Barnes, J. G. (2013). Secrets of Customer Relationship Management. Yogyakarta; Andi
[4]. Fakhrudin, A., Roellyanti, M. V., & Sttkd, M. T. (2022). Volume . 18 Issue 3 ( 2022 ) Pages 501-512 INOVASI : Jurnal Ekonomi , Keuangan dan Manajemen ISSN : 0216-7786 ( Print ) 2528-1097 ( Online ) Loyalitas konsumen : implikasi dari nilai pelanggan , service quality , emotional closeness Consumer loyalty : . 18(3), 501–512. https://doi.org/10.29264/jinv.v18i3.10636
[5]. Indrasari, A., Nadjmie, N., & Endri, E. (2022). Determinants of satisfaction and loyalty of e-banking users during the COVID-19 pandemic. International Journal of Data and Network Science, 6(2), 497–508. https://doi.org/10.5267/j.ijdns.2021.12.004

Abstract: Technology integration within firms has always been a priority for the Human Resources (HR) department. Payroll administration was actually one of the first business activities to be automated in firms. Since then, HR has kept fusing new technology with established procedures. For instance, the majority of businesses utilise computers to manage their employment records. These HRIS (human resource information systems) boost administrative effectiveness and generate reports that could potentially lead to better decision-making......

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[4]. Cafaro, Dan. "Ashore or Adrift: Using e-HR As a Lifeboat of Efficiency." Workspan45 (July 2002): 48-52.
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Abstract: Monitoring and Evaluation (M&E) Exercise is a critical phase of any project that is deliberately designed to fruition. Often time, it is the report from the M&E that clearly indicates the success or otherwise of the implementation of any project. The role of M&E in the development trajectory of any nation cannot be overlooked, especially in project performance. This paper examined "The Role of Monitoring and Evaluation on Project Performance in the Federal Capital Territory Abuja-Nigeria (2017-2021)". The objective of the paper is to critically assess the instrument of M&E in project implemented by the Federal Capital Development Authority. The Study adopted Contingency theoretical analytical framework. In addition the paper discussed the imperativeness of M&E as a major indicator that cannot be over-emphasised when it comes getting appropriate value for development project..........

Keywords: Monitoring, Evaluation, Project, Performance, Development

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[2]. Afomachukwu, E.,O. (2021) Influence of Monitoring and Evaluation System on the Performance of Projects in Journal of Social Science and Humanities Research Vo;.6., Issues 8 pp34-52
[3]. Akanbi, S.O., Akinyoade, A. & Olatunji. O. S (2018) Monitoring and Evaluation System; a way to Improve Agricultural Development Project in Nigeria International Research Journal of Finance and Economics Issue 12 http://www.internationalresearchjournaloffinanceandeconomics.com.
[4]. Catherine I. A. Awah,-OboE., B., Eteng, J.,U., & Eni, N.,I.(2021) Effect of Monitoring and Evaluation Strategies on Project Completion in Cross River University of Technology (Crutech),Cross River State, Nigeria in International Journal of Economic and Business Management Vol. 7 No 1 pp1-13
[5]. Ezeagba, (2017) Monitoring And Evaluation Construction Sector In Nigeria. Online Journal Retrieve 26 October 2022 [6]. FCDA Mandate . fcda.gov.ng. Federal Capital Development Authority. August 17,2022

Abstract: Background: Human resources are one of the factors that have a very important role in a company or organization. It can also be said that human resources are living assets that need to be developed and maintained or in other words must receive special attention from the company and be managed properly. This is intended so that the human resources of the company are able to make a maximum contribution/contribution in an effort to achieve organizational goals. There are many things that companies must pay attention to regarding human resources today, including occupational health and safety, work environment. Especially in the last 2 years, the world has been hit by the......

Keywords: OHS, Work Environment, Performance

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Abstract: Background: The development of the Indonesian tourism sector can affect the dependence that comes from the oil and gas sector. Tourism has a strong reason to be developed as one of the drivers of economic growth and diversification (Mangkudilaga, 2001). One way to increase the distribution of the tourism sector towards national development is to improve the performance of tourism production units, such as Kusuma Agrowisata. This study aims to formulate a marketing strategy based on the internal and external factors that surround it. The tourist city of Batu is the most visited tourist destination for both domestic and international tourists, because of the cool air and very charming natural panorama, therefore many tourism service companies are growing and developing in this field, one of which is Kusuma Agro Wisata. The research location was determined intentionally, namely Kusuma....

Key Word: Marketing Strategy; Marketing Mix.

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