IOSR-JBM   Volume-24 ~ Issue-4 ~ April 2022

Abstract: India is a country of many races, religions, castes, communities and languages. This diversity has proved both a blessing and a curse. It is a blessing because it encourages free thinking and inspires to study and appreciate life from different social and geographical perspectives. It has proved a curse when it served the purpose of exploitation on the basis of caste, colour and creed. It is because of this diversity that the British rulers were encouraged to adopt the policy of Divide and Rule. Indian philosophers and saints recognized the blessings of this diversity and tried to unite Indians in one nation keeping intact the character of diversity. In spite of various stresses and strains over the ages, there has been remarkable cultural.......

[1]. Aggarwal J.C. Educational Research an Introduction, Arya Book Depot, New Delhi - 05.
[2]. Vikas Publishing House Private Limited, New Delhi.
[3]. Vinod Pustak Mandir, Agra.
[4]. Asthana, Bipin (2000) Measurement and Evaluation in Psychology and Education.
[5]. Atkinson, J.W., (1958): Motives in Fantasy, Action and Society, Van Nostrand, New York.
[6]. Banks, M. Bates, I. Breakwell, G. Bynner, J. Emler, N. Jamieson. L. and Robert, K.

Abstract: Climate change and global warming has become one of the crying issue of recent time throughout the world. As one of the solutions to these problems, green financing has been welcomed in many countries especially commercial banks are suggested to devote themselves in this area. The commercial banks of Bangladesh are not lagging behind in this race. So our current study focuses on the areas of green banking practiced by the private sector commercial banks in Bangladesh. From our analysis, we found that all the banks in our sample have involve themselves in green financing projects under which they emphasize on renewable energy, solar energy, bio gas plant projects. Besides a good number of sample banks have adopted ATM service, Online Banking and SMS banking facilities as well as have established green branches. Many banks have also promoted social awareness program, reduced electricity and water consumption initiatives.

Keywords: Green banking, commercial banks, global warming

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Abstract: This article deals with the influence of ESG criteria on unit-linked life insurance. Corporate social responsibility, or the application of ESG criteria in their corporate and product design, is an essential competitive factor for providers of unit-linked life insurance today. This development is driven by the expectations of customers and other stakeholders of insurers, regulatory requirements, and especially the growing economic importance of sustainable investments for long-term competitive success. Today, sustainability has a significant influence on the economic performance and crisis resilience of companies - unit-linked life insurance must therefore also invest in line with the fulfilment.......

Key words: unit-linked life insurance, ESG, Environmental Social Governance, ESG criteria, ESG rating

[1]. Amtsblatt EU (2014): Richtlinie 2014/95/EU des Europäischen Parlaments und des Rates vom 22. Oktober 2014 zur Änderung der Richtlinie 2013/34/EU im Hinblick auf die Angabe nichtfinanzieller und die Diversität betreffender Informationen durch bestimmte große Unternehmen und Gruppen. Available at: https://eur-lex.europa.eu/legal-content/DE/TXT/PDF/?uri=OJ:L:2014:330:FULL&from=DE. (Accessed: 21.01.2022).
[2]. Deloitte (2017): CSR-Richtlinie-Umsetzungsgesetz Ausweitung der nichtfinanziellen Unternehmensberichterstattung. Available at: https://www2.deloitte.com/content/dam/Deloitte/de/Documents/risk/Deloitte_CSR_Brochure_final.pdf (Accessed: 21.01.2022).
[3]. Euramco (2021): Was bedeutet ESG? Available at: https://www.euramco-asset.de/glossar/environmental-social-governance-esg/ (Accessed: 21.01.2022).
[4]. European Commission (2020): Renewed sustainable finance strategy and implementation of the action plan on financing sustainable growth. Available at: https://ec.europa.eu/info/publications/sustainable-finance-renewed-strategy_de (Accessed: 21.01.2022).
[5]. Fonds Professionell (2021): Fondspolicen: So sind die Anbieter in Sachen ESG aufgestellt. Available at: https://www.fondsprofessionell.de/versicherungen/news/headline/fondspolicen-so-sind-die-anbieter-in-sachen-esg-aufgestellt-210787/ (Access: 23.01.2022).

Abstract: The government has been committed in providing the best healthcare services for its citizens. However, this has been faced by numerous challenges due to insufficient funding, changes in technology, changes in disease pattern, inaccessibility of health facility, lack of political goodwill and the escalated disease burden. In an effort to mend the delivery of healthcare services, the government of Kenya collaborated with a private company to provide medical equipment services over a period of 10-15 years. After its inception, the project has faced a number of challenges relating to stakeholders' participation. The specific objectives of the study were to establish the effect of stakeholders' participation in the project life cycle: project identification.......

Key Words: Project performance, Stakeholder participation, MES Projects, Project Planning, and Project Implementation, Project monitoring, Project evaluation

[1]. (APHRC), A. P. (2014). Population and Health Dynamics in Nairobi's Informal Settlements: Report of the Nairobi Cross-sectional Slums Survey (NCSS). Nairobi: APHRC.
[2]. Retrieved from World Wide Fund for Nature (WWF): (2005, October).http://www.panda.org/standards/1_1_stakeholder_analysis
[3]. Retrieved from Siemens: https://www.siemens-healthineers.com/en-ie/services/enterprise-(2016).services-and-solutions/case-studies
[4]. Adan, I. H. (2012). Influence of stakeholders role on performance of constituency fund projects a case of Isiolo North Constituency. Project Review.
[5]. Butler, C. D. (2012, October 25). Infectious disease emergence and global change: thinking systemically in a shrinking world. Infectious Diseases of Poverty.

Abstract: The financial challenges faced by commercial banks in Kenya albeit the increased adoption of electronic banking as well as scanty pertinent empirical evidence have necessitated this study which sought to establish the influence of automated teller machines, as part of e-banking, on the financial performance of commercial banks in Kenya particularly those listed on the Nairobi Securities Exchange. Therefore, the specific objective was to examine the effect of ATMs on the financial performance of listed commercial banks in Kenya. The study was guided by innovation diffusion, and economic value added theories. An explanatory research design was adopted. The 11 commercial banks listed at the Nairobi Securities Exchange as of December 31 2020 constituted the accessible population........

Key Words: Automated teller machines; Financial performance; Listed commercial banks; Nairobi Securities Exchange

[1]. Bojan, D., Mutu, S., & Paun, D. (2010). Electronic banking - Advantages for financial services delivery. 672-677. Retrieved June 24, 2021, from https://www.researchgate.net/publication/49615407_ELECTRONIC_BANKING_ADVANTAGES_FOR_FINANCIAL_SERVICES_DELIVERY
[2]. Fatihudin, D., & Mochklas, M. (2018). How measuring financial performance. International Journal of Civil Engineering and Technology, 9(6), 553–557.
[3]. Choi, J., Santhanam, P., Wray, P., Shubhankar, S., & Vandensteen, J. (2020). The rise of digital banking in Southeast Asia. Singapore: Boston Consulting Group. Retrieved 28 June, 2021, from https://media-publications.bcg.com/The-Rise-of-Digital-Banking-in-Southeast-Asia.pdf
[4]. Agboola, A. (2019). Information and communication technology (ICT) in banking operations in Nigeria - an evaluation of recent experiences. Obafemi Awolowo University, Ife, Nigeria.
[5]. Marybeth, R., & Grietjie, V. (2016). Mobile banking in Africa: The current state of play. In B. Batiz-Lazo, & I. Efthymiou, The book of payments (pp. 233-257). doi:10.1057/978-1-137-60231-2_21

Abstract: Background: Indian healthcare system has been on progressive road since past few decades and helped the growing economy of the country. It is one of the largest sector for employment, revenue and infrastructure. Growth in healthcare sector has been at brisk pace due to extensive coverage for the population, increased ex-penditure by public and private players (1) With such rapid development and growth, challenges are bound in all sections of healthcare which are managed by hospital administrators. This study shall help us to assess the real-time challenges faced by healthcare administrators in managing and operating hospitals setups........

Key Words: Healthcare administrators, regulatory policies, human resource, legal and ethics, questionnaire based

[1]. https://www.ibef.org/industry/healthcare-india.aspx [2]. Institute of Medicine (US) Committee on the Health Professions Education Summit; Greiner AC, Knebel E, editors. Health Profes-sions Education: A Bridge to Quality. Washington (DC): National Academies Press (US); 2003. Chapter 2, Challenges Facing the Health System and Implications for Educational Reform. [3]. Cohen MI, Frias PA. Challenges of healthcare administration: optimizing quality and value at an affordable cost in pediatric cardi-ology. Current opinion in cardiology. 2018;33(1):117-20. DOI: 10.1097/HCO.0000000000000478 [4]. Teel P. Five top challenges affecting healthcare leaders in the future. Retrieved December. 2018; 14:2018. [5]. Akinleye DD, McNutt L-A, Lazariu V, McLaughlin CC (2019) Correlation between hospital finances and quality and safety of patient care. PLoS ONE 14(8): e0219124. https://doi.org/10.1371/journal.pone.0219124

Abstract: Ces dix dernières années, en République Démocratique du Congo en général et en ville de Butembo en particulier, la prolifération des usines de fabrication des boissons alcooliques et alcoolisées, sont la conséquence de la détérioration du tissu économique et de la crise d'emploi. Malheureusement, la plupart de ces usines exercent leurs activités dans le désordre et le non-respect de la législation réglementant la création et la production des boissons alcooliques en République démocratique du Congo. En tant que chercheur en Fiscalité, Douanes et accises, notre article se veut une sonnette d'alarme et un rappel de la réglementation non seulement en la faveur du Trésor public mais pour le bien et la protection des consommateurs.

[1]. Alexis ALI EMEDI « Les PMEA de production et la création d'emploi dans la commune de Kalamu » in Observatoire d'économie politique et de développement humain vivre et survivre à Kinshansa. Problematique du développement humain, Kinshasa, FCK, 2004.
[2]. Ordonnance – Loi N° 007/2012 du 21 sept 2012 portant code des accises.
[3]. Tarif des droits et taxes à l'importation (ordonnance-loi no 011/2012 du 21 septembre 2012 et à l'exportation (ordonnance-loi no 012/2012 du 21 septembre 2012
[4]. XXX, La très petite entreprise. Promouvoir un acteur essentiel des économies en développement, Paris, Ed. Karthala, 2004.
[5]. XXX, les aliments. Transformation, conservation et qualité, Hollande (Wageningen), éd. Backhuys publishers, 2003.
[6]. XXX, Les moyennes et petites industries. Expériences et solutions, Ed. Entreprise moderne, Paris, 1972.

Abstract: Lecturer performance is one of the main factors that can affect the progress of higher education. The higher or better the performance of lecturers, the goals of higher education will be easier to achieve, and vice versa that occurs if the performance of lecturers is low or not good then the goal will be difficult to achieve and also the results received will not be in accordance with the wishes of the Higher Education. Performance is something that cannot be separated from universities. The encouragement of lecturers, the order applied, the comfortable working atmosphere and supporting resources such as, providing adequate equipment as a means to facilitate the achievement of the goals to be achieved are indispensable for the performance of lecturers. Samples in this study as many as 335 samples from the results of the study showed variable spiritual intelligence had no effect on the performance of lecturers.

[1]. Achmad S, Rucky, 2002. Performance Management System, Practical Guide to Designing and Achieving Excellent Performance, Gramedia, Jakarta.
[2]. Arwan, Moh. 2011. Effect of Human Resource Development on Lecturer Performance at Banta-Bantaeng Village Office, Postgraduate Program, STIEM Makassar.
[3]. Anita, 2011. Internal Supervision of Lecturer Performance at the South Sulawesi Provincial Office of Manpower and Transmigration, Postgraduate Program, STIEM Makassar.
[4]. Asmawaty, 2010. Analysis of Human Resource Development Factors Facing Lecturer Work Motivation at the Maros Regency Regional Development Planning Agency, UMI Postgraduate Program , Makassar
[5]. Akbar, Idris, M., & Rafiuddin. (2017). The influence of spiritual intelligence on employee work motivation. Research Journal, 1-15.