IOSR-JBM   Volume-24 ~ Issue-6 ~ June 2022

Abstract: The competition in the global world is getting complex, so that the existing resources utilization such as human resources need to be considered by the company because that are very important. If resources utilization is managed well, human resources as part of the company function will give such contribution that can increase effectivity and efficiency, so that the company goals can be achieved. This study aims to determine and analyze the effect of transformational leadership style, work motivation and work environment on employee performance through job satisfaction at PT Jalur Nugraha Ekakurir Cabang Utama Mitra Jember. Data collection technique used in this study is observation and questionnaire. The population in this study is 193 employees of PT Jalur Nugraha Ekakurir Cabang Utama Mitra Jember.......

Key Word: Transformational Leadership Style, Work Motivation, Work Environment, Employee Performance, Job Satisfaction

[1] Adha Risky Nur, Nurul Qomariah, Achmad Hasan Hafidzi. 2019. Pengaruh Motivasi Kerja Lingkungan Kerja Budaya Kerja Terhadap Kinerja Karyawan Dinas Sosial Kabupaten Jember. Jurnal Penelitian Ipteks. Vol. 4 No. 1.
[2] Alex S. Nitisemito 2000. Manajemen Personalia: Manajemen Sumber Daya Manusia, Ed. 3, Ghalia Indonesia, Jakarta.
[3] Anwar Prabu Mangkunegara. 2015. Sumber Daya Manusia Perusahaan. Cetakan kedua belas. Remaja Rosdakarya:Bandung.
[4] As'ad, Moh, (2000), Seri Sumber Daya Manusia Psikologi Industri, Cetakan 4, Yogyakarta: Liberty.
[5] Chandrasekar. (2011). Workplace environment and its impact on organisational performance in public sector organizations. International Journal of Enterprise Computing and Business Systems, 1 (1).

Abstract: This study investigated internal marketing practices and employee service quality enhancement among insurance firms in Asaba, Delta State, Nigeria. The scope of this took a look at constrained Insurance Companies in Asaba, but particularly Royal Exchange Insurance Limited and Nicon Insurance Limited in Asaba, Delta State, Nigeria as the case study; this is done in respect of measures of internal marketing (Internal Communication (IC), Internal Training (IT), Management Support (MS) and Reward & Incentives (RI) (independent variables) on Employees Service Quality (ESQ) (based variable) and responses from the respondents were collected with........

Keywords: Internal Marketing, Service Quality, Internal Communication, Internal Training, Management Support and Reward & Incentives

[1]. Abdel, N. M. (2010). Human Resources Management. (1), Amman: Dar Zamzam for publication and distribution.
[2]. Al-Haji, A.A. and Al-Dmour, H. (2010). The impact of the application of internal marketing in job satisfaction for the sales staff in the Jordan Telecom Group. Jordan Journal of Business Management, 1, 30-63.
[3]. Alshuram, M. S. K., Nusair, W. K. I. & Aldaihani, F. M. F. (2016). Impact of Internal marketing practices on the organizational commitment of the employees of the insurance companies in Jordan. International Journal of Academic Research in Economics and Management Sciences, 5(4), 168-187.
[4]. Altai, H. A. N. (2012). Collaborative relationship between intelligence marketing and internal marketing analysis and their impact on the satisfaction of the employees in the Alselsela hotels (a case study on Amman). AlZitouna University, Faculty of Economics and Administrative Sciences, Amman - Jordan.
[5]. Armstrong, M (2010). A Handbook of human resources management practice, 10th Edition. New Delhi: Kogan Page.

Abstract: Background: There are limited resources for the benefit of community empowerment through village funds. Based on OMSPAN (2022) data, there is a trend of decreasing the amount of village funds by 3 % from 2020 to 2021, and decreasing again by 12 % in 2022. One additional effort needed is the initiation and implementation of innovative ideas from all parties, coordinated by transformational leaders in this case the village head as the spearhead of village fund management. Materials and Methods: This research was conducted to find empirical evidence of the role of village funds and transformational leadership on the economic empowerment success of village communities in Buol Regency. The target population of the study is........

Keywords: Intrathecal; Bupivacaine; Buprenorphine; Nalbuphine; Postoperative analgesia

[1]. Undang – Undang Nomor 6 Tahun 2014 tentang Desa.
[2]. Muhammed, A. 2014. Government Spending for Economic Growth in Ethiopia. Journal of Economics and Sustainable Development, Vol.5, No.9.
[3]. Boonperm , J., Haughton, J., and Khandker, S, R., 2009. Does the Village Fund Matter in Thailand?. Policy Research Working Paper 5011. The World Bank Development Research Group: Sustainable Rural and Urban Development Team.. https://doi.org/10.1596/1813-9450-5011
[4]. Fongthong, S., Suriya, K.., 2014. Determinants of borrowers of the village and urban community fund in Thailand. CMUJ of Social Sciences and Humanities Vol. 1 (1). https://doi.org/10.12982/CMUJASR.2014.0002
[5]. Boonperm, J., Haughton, J., Khandker, S, R. 2013.Does The Village Fund matter in Thailand? Evaluating the Impact on Incomes and Spending. Journal of Asian Economics. Volume 25, Pages 3 – 16, 2013. https://doi.org/10.1016/j.asieco.2013.01.001

Abstract: Background: Indonesia's startup industry in 2016 grew to be more attractive, more impactful to society, and increasingly attracting global attention, one of which was demonstrated by GoJek by becoming the first unicorn startup in Indonesia, followed by MatahariMall. Gojek as a startup pioneer in the service industry always makes changes both in terms of appearance and the system used. As one of the largest startups that has survived until now, it is necessary to carry out an assessment based on its system, it is possible to increase renewal in terms of system convenience with the Technology Acceptance Model (TAM) method. Literatur Review: We provide........

Keywords: TAM Models; Startup; System

[1] T. Irawati, E. Rimawati, and N. A. Pramesti, "Penggunaan Metode Technology Acceptance Model (TAM) Dalam Analisis Sistem Informasi Alista (Application Of Logistic And Supply Telkom Akses)," is Best Account. Inf. Syst. Inf. Technol. Bus. Enterp. this is link OJS us, vol. 4, no. 2, pp. 106–120, 2020, doi: 10.34010/aisthebest.v4i02.2257.
[2] A. Revythi and N. Tselios, "Extension of technology acceptance model by using system usability scale to assess behavioral intention to use e-learning," Educ. Inf. Technol., vol. 24, no. 4, pp. 2341–2355, 2019, doi: 10.1007/s10639-019-09869-4.
[3] T. Loanata and K. G. Tileng, "Pengaruh Trust dan Perceived Risk pada Intention To Use Menggunakan Technology Acceptance Model (Studi Kasus Pada Situs E-Commerce Traveloka)," JUISI (Jurnal Inform. dan Sist. Informasi), vol. 02, no. 01, pp. 64–73, 2016.
[4] A. S. Soetasad, "Analisis Pengaruh Perceived Ease of Use terhadap Perceived Usefulness dan Perceived Enjoyment serta Implikasinya pada Intention to Use Platform KASKUS," Universitas Multimedia Nusantara, 2020. [Online]. Available: https://kc.umn.ac.id/15191/%0Ahttp://kc.umn.ac.id/15191/1/HALAMAN_AWAL.pdf
[5] E. I. Tyas and E. S. Darma, "Pengaruh Perceived Usefulness, Perceived Ease of Use, Perceived Enjoyment, dan Actual Usage Terhadap Penerimaan Teknologi Informasi: Studi Empiris Pada Karyawan Bagian Akuntansi dan Keuangan Baitul Maal Wa Tamwil Wilayah Daerah Istimewa Yogyakarta," Reviu Akunt. dan Bisnis Indones., vol. 1, no. 1, pp. 25–35, 2017, doi: 10.18196/rab.010103..

Abstract: Market forces determine these rates, that is, demand and supply, but also several factors come into play. Placing a cap on interest rates will affect the industry's efficiency as it doesn't account for several factors that might affect the bank's decisions to opt for certain spreads. This study, therefore, investigated the influence of interest rate caps on the financial performance of depository institutions listed in Nairobi Securities exchange, Kenya. The study-specific objectives were to determine the effect of Interest rate income; non-interest rate income and Interest rate expense on the performance of depository institutions listed in NSE. The study also identified the moderating impact of bank size on the relationship between interest rate capping and performance of depository institutions listed in NSE. The research adopted a theory loanable funds theory of interest rate. The study used a mixed research.......

Keywords: Market forces; interest cap; demand, Supply

[1]. Beck, R., Randa, W., & Trandafir, P.(2010). Profitability Management in Commercial Banks: An Exploratory Study. The Business Review-Journal of the Faculty of Commerce and Management Studies-The University of Kashmir, Srinagar, 8(1), 36-49
[2]. Beck, T., & Hesse, H. (2006). Bank Efficiency, Ownership and Market Structure: Why Are Interest Spreads So High in Uganda? World Bank Policy Research Working Paper 4027.
[3]. Bekaert, G., Harvey, C. R., & Lundblad, C. (2001). Does financial liberalization spur growth?. Journal of Financial economics, 77(1), 3-55.
[4]. Ben-Khedhiri, H., Casu, B., & Sheik-Rahim, F. (2005). Profitability and interest rates differentials in Tunisian banking. The University of Wales, Bangor.
[5]. Bennaceur, S., & Goaied, M. (2008). The Determinants of Commercial Bank Interest Margin and Profitability: Evidence from Tunisia. Frontiers in Finance and Economics, 5(1), 106-130

Abstract: Globalization has already brought in lot of radical changes in several national economies including that of Asia. In India, along with technological break through in the areas of information technology, banking, services and biotechnology, one has been experiencing radical changes in the introduction of many new management processes. Along with other leadership development tools and techniques, mentoring has evolved as a very powerful process. During the pandemic and post pandemic industry has realized the importance of mentoring and coaching for grooming leaders in their industry.......

[1]. Bell, Chip R., Managers as Mentors, Magna Publishing, 2002
[2]. Chapman, Tony, bill best and Paul Van Casteren, Executive Coaching-Exploding the myths, Palgrave,2003
[3]. David J.Veale, Jeffrey m. Wachtel, Mentoring and coaching as part of a human resource development strategy: an example at Coca-Cola Foods.
[4]. David Megginson and David Clutterbuck, Mentoring in Action, Kogan Page, 1995.
[5]. Finkelstein, L.M., Allen, T.D., Rhoton, L.A., 2003," An examination of the role of age in mentoring relationships", Group and Organization Management, 28, 2, 249-81.

Abstract: Background: Transparency and accountability has become critical for the company's success and value creation. Corporate disclosure and in particular corporate voluntary disclosure (CVD) is the prime mean by which corporations can become transparent. CVD provides greater transparency, stewardship obligations and effective decision-making process. However, the extent and type of CVD differ significantly among firms due to contextualized aspects mostly linked with different firm characteristics. The purpose of this study was to examine the moderating role of firm's characteristic on relationship between corporate voluntary disclosure and firm value of listed companies in Kenya.......

Key Word: Firm characteristics, corporate voluntary disclosure, firm value, listed companies at NSE.

[1]. Agyei-Mensha, B. K. (2012). Corporate financial reporting, firm characterstics and the use of internet as a medium of communication by listed firms in Ghana. African Journal of Business Management, 6(6), 2299-2309.
[2]. Barako, D.G. (2007). Determinants of voluntary disclosures in Kenyan companies annual reports. African Journal of Business Management, 1(5), 113-128.
[3]. Cooper, D., & Schindler, P. (2008). Business research methods (10 ed.). New York: McGraw-Hill/Irwin.
[4]. Core, J. E., (2001). A Review of the Empirical Disclosure Literature: Discussion. Journal of Accounting and Economics, 31 (1-3): 441-456.
[5]. Creswell, J. (2009). Research design: Qualitative, quantitative, and mixed methods approaches. New York: SAGE Publications.
[6]. Eng, L. L., & Mak, Y. T. (2003). Corporate governance and voluntary disclosure. Journal of Accounting and Public policy, 22(4), 325-345..

Abstract: ULIP is a life insurance product offers dual benefit of life cover to protect our family financially and investment options to meet our long term financial goals. This research study attempted to find out the relationship between product attributes as well as selected independent variables and the satisfaction of policyholders towards unit linked insurance plan in Puducherry city. The study also aimed to rank the selected factors which make ULIP less attractive to the policyholders. The type of research is descriptive and a well structured questionnaire was framed and used to collect the primary data from 96 respondents. The primary data was analysed with the statistical tools namely percentage analysis, weighted average method and correlation analysis. Anova is used to test the hypothesis and the results were interpreted. Based on the findings, concluding remarks have been made with suggestions to put into action.

Keywords: Unit Linked Insurance Plan, Financial Product, Investment Avenue, Risk and Returns

[1]. Akula, R., & Kanchu, T. (2011). Growth of ULIP Policies in Life Insurance Sector-A comparative study of Traditional and ULIP policies. Indian Journal of Commerce and Management Studies, 2(2), 190-202.
[2]. Bahekar, P. N., & Sudame, P. W. (2015). RELATIONSHIP BETWEEN DIFFERENT FACTOR AND THEIR FINANCIAL GOAL FOR OPTING UNIT LINKED INSURANCE PLANS. International Journal of Management (IJM), 6(10).
[3]. Bhatnagar, V. K. (2015). Factors Affecting Investors' Perceptions towards Investment in ULIP (Doctoral dissertation, University of Rajasthan, Jaipur).
[4]. Kumar, S. A., Murali, R., & Bharath, S. (2011). AN EMPIRICAL STUDY-CONSUMERS'PREFERNCE TOWARDS UNIT LINKED INVESTMENT PLAN (ULIP). SRM Management Digest-2011, 123.
[5]. Mitra, D., & Khan, P. C. (2012). A comparative study of Traditional Policies and ULIP policies with reference to Life Insurance Companies in India. SIT Journal of Management, 2(2), 42-56..