IOSR-JBM   Volume-24 ~ Issue-6 ~ June 2022

Abstract: These days social entrepreneurship is well known and most significant field in all help and public areas. Social innovation is about creating new social structures that allow issues of justice, education, environmental protection, sustainability and/or community development to be reframed so that new solutions can come forward. Social entrepreneurs are the engines of innovation. Social innovations are new strategies, concepts ideas and organizations that meet the social needs of different elements which can be from working conditions and education to community development and health. Social innovation and social entrepreneurship may work through a variety of organizational architectures to enable change.

Key Word: Social Entrepreneurship, innovative function, Environmental Issue, Social Issue, Financial Issue

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Abstract: In the current globalization era, the development of the business world is growing very rapidly. The increasing number of growing businesses makes the competition is tougher, so it requires the organizations to display better advantages and capabilities to be able to compete in the industry. Customer loyalty is the most important component for the company's sales so that the sales strategy must be implemented properly through the components of Price, Brand Image and Brand trust which are mediated by Satisfaction on Mountain Bike products with the Polygon brand. However, there are several things that do not show the success and strength of the Mountain Bike product brand. Polygon brand tries to measure Satisfaction as an intervention. Determining this strategy can increase customer loyalty for Mountain Bike products, the Polygon brand will be higher than other products on the market. The strength of customer loyalty is currently expected to be able to be used by Mountain Bike companies with the Polygon brand as a tool to win market competition in Indonesia.

Keywords: Price, Brand Image, Brand trust, Satisfaction, Loyalty

[1] Ailawadi, K. L. & Keller, K. L. 2004. Understanding retail branding: conceptual insights and research priorities. Journal of Retailing, 80.
[2] Abdillah, Willy., Jogiyanto. 2015. Partial Least Square (PLS) Alternatif Structural Equation Modeling (SEM) dalam Penelitian Bisnis. Ed.1. Yogyakarta: ANDI
[3] Afthanorhana, Asyraf., Awanga, Zainudin., Salleha, Fauziah., Ghazalia, Puspa Liza., Rashida, Norfadzilah., The Effect Of Product Quality, Medical Price And Staff Skills On Patient Loyalty Via Cultural Impact In Medical Tourism. Growing Science Management Science Letters. 8 (10). 1421–1428.
[4] Alma, Buchari. 2014. Manajemen Pemasaran dan Pemasaran Jasa. Bandung: CV Alfabeta.
[5] Ayu, Ipak. 2021. Permintaan Sepeda Naik-Turun, Polygon Jaga Harga. https://ekonomi.bisnis.com/read/20210607/257/1402353/permintaan-sepeda-naik-turun-polygon-jaga-harga. Diakses pada Januari 2022

Abstract: Financial inclusion is the effective use of wide range of quality, affordable and accessible financial products provided in a fair and transparent manner through formal financial institutions. DT Saccos offers access to financial products to low-income groups excluded by formal financial institutions. This study aimed at analyzing the Deposit Taking (DT)-SACCOs financial products usage effect on financial inclusion in Nyandarua County, Kenya from 2016 to 2020. The study was grounded on Modern development, Cultural and financial growth nexus theories. All DT SACCOs operating in the county formed the target population. Sampling frame was obtained from SASRA. A descriptive survey research design was adopted........

Keywords: Deposit-Taking SACCOs, Financial products, Financial inclusion.

[1]. AACCU. (2019, Nov. 12). Association of Asian Confederation of Credit Unions. Retrieved from AACCU website: http://www.aaccu.coop
[2]. Alexander, D., Britton, A., Hoogendoorn, M., & Mourik, C. (2014). International Financial Reporting and Analysis; 6th Ed. London: Cengage Learning EMEA.
[3]. Bernhardt, J., & Azar, S. G. (2012). Using mobile technology to expand financial inclusion. Washington: WOCCU.
[4]. Clement, O., Ambrose, J., & Martin, O. (2013). The contribution of Sacco Financial Stewardship to Growth of Saccos in Kenya. International Journal of Humanities and Social Science., 113-137.
[5]. Devi, A. (2014). Effectiveness of Microfinance in Development of Slum area Indore. Unpublished PHD Thesis, Indore.

Abstract: The Covid-19 pandemic has caused changes in consumer behavior, including online auction transactions. Portal Lelang Indonesia is an online auction marketplace in Indonesia developed by the Directorate General of State Assets, the Ministry of Finance of Indonesia. The number of auctions in Indonesia continues to increase day by day, but there are productivity problems due to the low number of goods sold. Theory of Planned Behavior (TPB) has been widely used to conduct research in various fields including studying buying behavior through online auction. Trust added to this research to get a better understanding of online auction usage. Attitude, subjective norm, perceived behavioral control and trust have a direct influence and significant positive effect on purchase intention and buying behavior in Portal Lelang Indonesia........

Keywords: Theory of Planned Behavior, Trust, Online Auction, Portal Lelang Indonesia

[1]. Ajzen, Icek. 1991. The Theory of Planned Behavior. Organizational Behavior and Human Decision Processes, 50 (2): 179–211.
[2]. Ajzen, Icek. 2005. Attitudes, Personality and Behavior. Second Edition. UK Higher Education OUP Psychology Psychology. Maidenhead: McGraw-Hill Education.
[3]. Ajzen, Icek., dan M Fishbein. 1980. Understanding Attitudes and Predicting Social Behavior. Englewood Cliffs: Prentice-Hall.
[4]. Burns, Sarah, dan Lynne Roberts. 2013. Applying the Theory of Planned Behavior to Predicting Online Safety Behavior. Crime Prevention and Community Safety, 15 (1): 48–64.
[5]. Chandra, Claudia Pricilia. 2015. The Adoption of E-Auction in Indonesia: The Extended Technology Acceptance Model Study. IBuss Management, 3 (2): 423–433.

Abstract: The main objective off the present study is to identify, assess and compare the credit risk management practices in commercial banks of India and Ethiopia. Every commercial will have different risks like credit risk, liquidity risk, market risk, Interest rate risk, and operational risk etc... Among all Credit risk is the primary and default risk of all the commercial banks, where the particular risk cannot be separate or avoid from the functions of commercial banks. Effective credit risk management is the only solution in order to improve the financial performance of the banks. Most of the commercial banks will follow the standard practices to control the credit risk but still some significant differences........

Keywords: Commercial banks, Credit Risk, risk management

[1]. Abu Kairal M. (2007). "Modem management to credit risk in banks, in accordance international standards (Basel II). An empirical study on banks operating in Palestine".
[2]. Adeusi, Stephen Oluwafemi Ph.D, Akeke, Niyi Israel, Adebisi, Obawale Simeon, Oladunjoye, Olawale, 2014 Risk Management and Financial Performance of Banks in Nigeria, European Journal of Business and Management, Vol.6, No.31
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[4]. Ali Sulieman Alshatti, 2015 The effect of credit risk management on financial performance of the Jordanian commercial banks Investment Management and Financial Innovations, Volume 12, Issue 1
[5]. Charles, Okaro Kenneth. (2013). Impact of Credit Risk Management and Capital Adequacy on the Financial Performance of Commercial Banks in Nigeria, Journal of Emerging Issues in Economics, Finance and Banking (JEIEFB) An Online International Monthly Journal

Abstract: Modern banking in India started in 18th Century and Bank of Hindustan was among first bank established in 1770. India's largest and oldest bank of India was State Bank of India (SBI) which was started as Bank of Calcutta in 1806. In 1809 it was renamed as the Bank of Bengal. The other two banks that were founded by presidency government were Bank of Bombay in 1840 and Bank of Madras in 1843. These three banks were later merged in 1921 and became Imperial Bank of India. After independence in 1955 this Imperial Bank of India become State Bank of India. Reserve bank of India was established in 1935 under Reserve Bank of India Act, 1934......

[1]. Fitsum Ghebregiorgis and Asmerom Atewebrhan (2016), Measurement of Bank Profitability, Risk and Efficiency: The Case of The Commercial Bank of Eritrea and Housing and Commerce Bank of Eritrea; African Journal of Business Management, Vol. 10 (22), pp. 554-562, 2016 DOI: 10.5897/AJBM2016.8058; https://ukdiss.com/litreview/profitability-performance-and-macroeconomic-factors.php [2]. International Journal of Operations Research Vol. 5, No. 2, 78-90 (2008); Dynamics of Productive Efficiency of Indian Banks, (2007); Omprakash K. Gupta, Yogesh Doshit and Aneesh Chinubhai. [3]. Kumar, S. and Gulati, R. (2010), "Measuring efficiency, effectiveness and performance of Indian public sector banks", International Journal of Productivity and Performance Management, Vol. 59 No. 1, pp. 51-74. https://doi.org/10.1108/17410401011006112 [4]. Piyush Kumar Singh, Prof. V. K. Gupta (2013) Measuring Technical Efficiency of Indian Banking Sector in Post Subprime Crises Scenario: A Non-Parametric Frontier Based Approach; European Journal of Business and Management; ISSN 2222-1905 (Paper) ISSN 2222-2839 (Online) Vol.5, No.5, 2013. [5]. Hirofumi Fukuyama (1995) Measuring efficiency and productivity growth in Japanese banking: a nonparametrie frontier approach, Applied Financial Economics, 5:2, 95-107, DOI: 10.1080/758529177.

Abstract: International commercial arbitration is the main form of coping with international commercial disputes after the Second World War. For enterprises, the rational use of international commercial arbitration system can safeguard their legitimate rights and interests; for governments, the establishment of international commercial arbitration system with each country's own characteristics can improve their discourse power in the world economy. This paper will explore the significance of international commercial arbitration system for enterprise management and the government through case study and analysis

Keywords: International commercial arbitration; operation of enterprise; own characteristics; significance

[1]. Sabahi B , Laird I A , Gismondi G E . International Investment Law and Arbitration: History, Modern Practice, and Future Prospects[J]. Brill Research Perspectives in International Investment Law & Arbitration, 2018, 1(1):1-64.
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[3]. Shaghayegh V , Reza M N . The 'Independence' and 'Impartiality' of Arbitrator; Synonymy or Distinction? (A Comparative Study in International Commercial Arbitration). 2015.
[4]. Chunliang Z . On the Value of International Commercial Arbitration[J], Hebei Law Science, 2006, 24(6):6.
[5]. Han Z , Li X . Discourse of international commercial arbitration: The case of Mainland China[J]. Journal of Pragmatics, 2011, 43(5):1380-1391.

Abstract: Soft skills becoming more demanded and important for everyone in organizational activities. Professionals people well-developed in soft skills with their requirements as needed based on organization policy.Young professional people involved throughout emphasizing ability by obtaining technical skills.These skills also impact on careers as professionals or personal whether engineers or experts bear great contributions most of the time.Knowledge based employee skills included with self-motivation to learn, leadership, flexibility and ability to work with time management become.....

Keywords: Soft Skills Training, Employee Training, Organizational Performance

[1]. Tone Lise Dahl. 2021 "A Preliminary Scoping Review of Immersive Virtual Soft Skills Learning and Training of Employees"Immersive Learning Research Network. SINTEF Trondheim, Norway.
[2]. D.R. Laker and J. L. Powell, "The differences between hard and soft skills and their relative impact on training transfer," Human Resource Development Quarterly, 22(1)
[3]. L. Jensen and F. Konradsen, "A review of the use of virtual reality head-mounted displays in education and training", Education and Information Technologies 23: 1-15, 2018.
[4]. M. Mast, E. Kleinlogel, B. Tur and M. Bachmann, "The future of interpersonal skills development: Immersive virtual reality training with virtual humans." Human Resource Development Quarterly 29: 125-141, 2018
[5]. B. Starzyńska, F. Górski and P. Buń, "Virtual Reality System for Learning and Selection of Quality Management Tools," Trends and Advances in Information Systems and Technologies, Cham, Springer International Publishing, 2018.

Abstract: This study aimed at assessing Quality Management Systems on organizational performance of tea factories in Kenya, a case of Githongo Tea Factory. In a global market, quality is identified as one of the competitive strategies for improving business performance. Most Companies pursue implementation of quality management so that they may deliver high quality products and services as they achieve their business goals. The study sought to establish the extent to which customer focus, employee involvement; continual improvement and management support affect organization performance of tea factories in Kenya. The study used a census research design method in collecting data. The respondents targeted were all the employees at Githongo. Out of 104 questionnaires 68 were collected giving a response rate of 65.4% for analysis. Data was analysed using both descriptive and inferential.......

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