IOSR-JBM   Volume-22 ~ Issue-5 ~ May 2020

Abstract: The study introduced the rampant lack of financial literacy betraying economic sustainability of rural retail SMEs in Zimbabwe. Notwithstanding the notable attention and recognition of the role played by SMEs towards poverty alleviation and the overall growth of both developed as well as developing economies, Zimbabwe still records a worrying number of unregistered SMEs, in excess of 80% of total SMEs, who maintain incomplete to no financial records. The study sought to assess the association between financial literacy (as represented by its dimensions of financial behaviour, financial knowledge and financial attitude), as the independent variable,.......

Keywords: Financial literacy, Economic sustainability, SMEs

[1]. Abiodun, A. (2016). Financial literacy and SME firm performance. International Journal of Research Studies in Management, 5(1), 31-43.
[2]. Abor, J., & Quartey, P. (2010). Issues in SME development in Ghana and South Africa. International Research Journal of Finance and Economics, 39(6), 219-227.
[3]. Adomako, S., & Danso, A. (2014). Financial literacy and firm performance: The and resource flexibility. International Journal of Management and Organizational Studies, 3(4), 1-15.
[4]. Adomako, S., Danso, A., & Damoah, J. O. (2015). The moderating influence of financial literacy on the relationship between access to finance and firm growth in Ghana. Venture Capital, An International Journal of entrepreneurial Finance, 18(1), 1-19. doi:10.1080/13691066.2015.1079952
[5]. Adomako, S., Danso, A., & Ofori-Damoah, J. (2016). The moderating influence of financial literacy on the relationship between access to finance and firm growth in Ghana. Venture Capital, 43-61

Abstract: Background: This study focused on assessing the contribution of Business Development services on the financial performance of dairy cooperatives using a case study of selected dairy Cooperatives from Musanze district. The research questions focused on identification of the level of business development support services in selected dairy cooperatives, on assessing the level of financial performance of selected dairy cooperatives and to establish the relationship between Business Development Services and financial performance of selected dairy cooperatives. Materials and Methods: The targeted......

Key Word: Business Development Services, Performance, Cooperatives, Dairy Cooperatives, Rwanda

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[3]. Agiragitereka-Kinigi. (September, 2018). Cooperative Quarterly Report. Kinigi: Selected Dairy Cooperatives .
[4]. Agiragitereka-Kinigi Dairy Cooperative (June, 2019) Cooperative Quarterly report Musanze, Agiragitereka
[5]. Brijlal, P. (2008). Business Development Service: Addressing the Gap in the Western Cape, South Africa. International Business and Economics Research Journal, 7(9), 45.

Abstract: With the mobile commerce and online business development, online food becomes more popular in Malaysia market in recent years. Many researches are on customer behavior and services quality, such as the customer satisfaction, customer loyalty, purchase intention and repurchase intention. In online food industry, online food quality control is important from the providers to the customers, so this qualitative study will focus on online food quality control during the delivery process. With the interview with the experienced delivers in Malaysia market, this research is to explore what factors can maintain the quality of online food in the delivery process, with the components of services, online food quality, mobile commerce and the online food ordering business..

[1]. Abdennebi, H.B. and Debabi, M. (2017), ―Intention of adoption of mobile commerce from consumer perspective‖, in International Conference on Digital Economy, Springer, Cham, pp. 29-40.
[2]. Allison Lai (2019) Food delivery guys too reckless. The Star. Retrieved from:https://www.thestar.com.my/news/nation/2019/06/22/food-delivery-guys-too-reckless/
[3]. Chengyi Lin (2020) Delivery Technology Is Keeping Chinese Cities Afloat Through Coronavirus. Harvard Business Review. Retrieved from: https://hbr.org/2020/03/delivery-technology-is-keeping-chinese-cities-afloat-through-coronavirus
[4]. Ha, J., & Jang, S. (2010). Effects of service quality and food quality: The moderating role ofatmospherics in an ethnic restaurant segment. International Journal of HospitalityManagement, 29(3), 520–529.
[5]. He, Z., Han, G., Cheng, T. C. E., Fan, B., & Dong, J. (2019). Evolutionary food quality and location strategies for restaurants in competitive online-to-offline food ordering and delivery markets: An agent-based approach. International Journal of Production Economics, 215, 61-72.

Abstract: Employee well-being is crucial to the survival and development of organizations around the world. However, the relationship between perceptions of organizational politics (POPs) and employee well-being (EWB) is yet to be understood rigorously. Drawing on the Affective Events Theory (AET), the Person-Environment Fit theory of stress, and the Job Demands- Resource (JD-R) theory, we propose that perceptions of organizational politics are a crucial factor affecting employee well-being in organizations.The study explores perceptions of organizational politics and the different dimensions of employee well-being. In doing so, the authors identified three dimensions of employee well-being, namely, life, well-being, workplace well-being, and psychological well-being.......

Keywords: Employee Well-being (EWB), Life Well-being (LWB), Middle-level Managers, Perceptions of Organizational Politics (POPs),Psychological Well-being (PWB), Workplace Well-being (WWB)

[1]. Anicich, E. M. & Hirsh, J. B. (2017). Why being a middle manager is so exhausting? Harvard business review, 2-3.
[2]. Birken, S. A., Lee, S. Y. D., & Weiner, B. J. (2012). Uncovering middle managers' role in healthcare innovation implementation. Implementation science, 7(1), 1-12
[3]. Chang, C. H., Rosen, C. C., & Levy, P. E. (2009). The relationship between perceptions of organizational politics and employee attitudes, strain, and behavior: A meta-analytic examination. Academy of management journal, 52(4), 779-801.
[4]. Drory, A., &Romm, T. (1990). The definition of organizational politics: A review. Human relations, 43(11), 1133-1154.
[5]. Ferris, G. R., &Kacmar, K. M. (1992). Perceptions of organizational politics. Journal of management, 18(1), 93-116.

Abstract: Small and Medium Enterprises (SMEs) are said to be mechanisms for economic growth, and beneficial to individuals, society, and government wherever they operate through their contributions to employment and wealth creation, poverty alleviation and also income generation. Our study therefore, examines SMEs contributions to internal revenue generation and employment creation in Benue State. The study used ex-post facto research design and collected relevant secondary data for twelve years (12) from the National Bureau for Statistics, Nigeria. Regression analysis was employed at a five (5%) level of significance. Our result provides evidence that Small and Medium Enterprises operating in Benue State contribute positively and significantly to both the internally generated revenue and employment creation in the state. We recommend the facilitation of an enabling environment for the SMEs operators to enhance the actualisation of their role as agent of growth and development.

Keywords: Small and Medium Enterprises, Internally Generated Revenue, Employment Creation

[1]. Adekoya, F. (2017, April 08). State go after small businesses to boost internally generated revenue. The Guadian Saturday Magazine. Retrieved April 29, 2020, from https://guardian.ng/saturday-magazine/states-go-after-small-businesses-to-boost-internally-generated-revenue/
[2]. Agot, G. J., & Ugwuoke, O. W. (September, 2018). Taxation and the growth of SMEs in Nigeria: A case of selected SMEs in Nasarawa State. International Journal of Advanced Reseach in Accounting, Economics, and Business Perspective, 15-25.
[3]. Aigbedion, I M., Anefu-Apochi, E., Ezulike, C. C., & Gabriel K. M. (January, 2018). The impact of small and medium scale enterprises in Nigeria: a case study of Abuja Munnicipal Area Council. International Journal of Advanced Studies in Economics and Public Sector Management, 6(1), 1-14.
[4]. Amuchie, A. A., Astibe, N. P., & Ikpa, E. G. (2015). Creating employment via SMEs: The case of Nigeria. Journal of Poverty Investment and Development, 8, 47-52.
[5]. Avasilicai, S. (2009). Entrepreneurship: Applied Research. Cluj- Napoca: Tedosco.

Abstract: Public procurement uses public funds; hence stakeholders expect it to be executed effectively. In 2016, the Eswatini government embarked on public procurement reforms to improve its effectiveness. Utilising the case study design and in-depth interviews, the researchers collected and analysed data on challenges facing Eswatini public procurement system. Eight (8) procurement officials purposively selected from lead procuring entities were interviewed. Results of the study revealed that a number of challenges impeded public procurement.Regulations are outdated; hence, timely updating of regulations must be done whenever conditions change. Documenting processes was necessary to facilitatepublic procurement system audits. Centralisation, lack of coordination and non-existence.......

Keywords: Public procurement; Lead procuring entities; Public funds; Public procurement reforms; The Kingdom of Eswatini

[1]. Ambe, I. M., & Badenhorst-Weiss, J. A. (2012). Procurement challenges in the South African public sector. Journal of Transport and Supply Chain Management, 6(1), 242-261.
[2]. Ameyaw,C., Mennsah,S. and Osei-Tutu,E. (2012). Public Procurement in Ghana: The Implementation Challenges to the Public Procurement Law,2003 (Act 663) International Journal of Construction Supply Chain Management 2(2) pp. 55-65.
[3]. Anvuur,A. and Kumaraswany,M.M. (2006). Taking Forward Public Procurement Reforms in Ghana. CIBW107 Construction in Developing Economies,International Symposium.Construction in Developing Economies:New Issues and Challenges,Santiago,Chile,(9) pp18-20
[4]. Arrowsmith, S. (2010). Public Procurement: Basic concepts and the coverage of procurement rules, in Public procurement relations: an introduction. EU Asia InterUniversity Network.
[5]. Arrowsmith, S., Treumer, S., Fejo, J., & Jiang, L. (2011). Public Procurement Regulation: An introduction. EU Asia Inter University Network for Teaching and Research in Public Procurement Regulation . Nottingham: Public Procurement Research Group. Retrieved December 15, 2018, from http://eprints.nottingham.ac.uk/1689/1/eprintspublicprocurementregulationintroduction.pdf.

Abstract: Blind hiring is an HR practice that aims at reducing biases during the hiring process. The idea is to promote talent acquisition based on a transparent method and hire eligible candidates regardless of their name, gender,mother tongue, religion and socio economic background. The focus instead is on skills, talents and abilities and these are evaluated as objectively as possible. Rather than submit resumes for position openings, interested candidates will instead complete batteries of assessments work samples and such on.

Keywords: Blind hiring approach,Blind Screening,Pre-employment test, Work place diversity and Modern Recruitment.

[1]. http://digitalcommon.ilr.cornell.edu
[2]. http://smarterecruitmentonline.com/the-eight-biggest-challenges-facing-recruiters.
[3]. Dave Anderson,recruit box,http://recruitbox.com/blog/blind-recruitment-remove-bias-from-your hiring process
[4]. Barbar linds on "Development of online recruitment‟.www.employmentstudies.com/pdflibrary/mp63.pdf
[5]. unpanl.un.org/intradoc/group/public/apcity/unp an 047449.pdf