IOSR-JBM   Volume-22 ~ Issue-5 ~ May 2020

Abstract: The study examined the role of capital market on economic development in Nigeria. However the specific objectives are to ascertain the role played by capital market in developing Nigeria's economy and to discover problem faced by the Nigerian capital market which inhibits economic growth. Majority of data collected from this work were sourced from world bank data group and NSE bulletin which were analyzed using correlation Analysis. The results from this work indicates that the capital market plays a major role in driving the nigerian economy growth and the Nigerian Public viewthe capital market as majoroutlet for savings and investment. In conclusion the capital market has a higher potential which is yet to be realized in Nigeria. Therefore, government should deregulate or liberalize capital market so that market forces should be allowed to determine the stock prices.

Keywords: Capital Market, Market Forces, Economic Development

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[3]. Levine, R. (1991) Bank-based or Market-based Financial Systems: which is Better? Journal of Financial International 11 (4): 398-428.
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Abstract: This study aims to determine and analyze the effectiveness and efficiency of performance-based regional expenditure budgets in the Kendari City Government in 2013-2017. The type of data used is quantitative data. The data source used is secondary data. The data collection method used is documentation. The analytical method used is descriptive analysis method. The results of the study show that the effectiveness of the Kendari City Government's regional budget for 2013-2017 fluctuated. The level of effectiveness is measured by comparing the realization of the Budget with the Budget Target. The highest effectiveness level occurred in 2013 with the effective category while......

Keywords: Effectiveness, Efficiency, Budget

[1]. BPKAD. 2018. 2013-2017 Budget Realization Report. Kendari City Government.
[2]. Mahmudi. 2007. Public Sector Performance Management. Yogyakarta: YKPN.
[3]. Mahsun, Mohamad. 2018. Measurement of Public Sector Performance. Yogyakarta: BPFE
[4]. Republic of Indonesia. Minister of Home Affairs Decree No. 690,900-327 of 1996 concerning Guidelines for Appraisal and Financial Performance.
[5]. Republic of Indonesia. Government Regulation Number 58 Year 2005 Concerning Regional Financial Management..

Abstract: Due to the growing prominence of total quality managementTQM in health care, the present study conducted to identifythe set of TQM practices for its successful implementation inhealthcare hospitals. The results of the present study will help the managers and practitioners to adopt TQM program successfully in their hospitals and will open new dimensions for other researchers in this area, contributing to the knowledge in enhancing the implementation of TQM philosophy. the answers give a clear idea of the availability of the principle of total quality management in the Royal Care International Hospital (RCIH)......

Keywords: Total Quality Management, Health Care System, Health Organizations, Quality Management Principles

[1]. Ooi KB, Baker NA, Arumugan V, Vellapan L, Loke AKY (2007) Does TQM influence employees' jobsatisfaction? An empirical case analysis. International Journal of Quality and Reliability Management 24(1): 62-77.
[2]. Faloudah AA, Qasim S, Bahumayd M (2015) Total Quality Management in Healthcare. InternationalJournal of Computer Applications 120(12): 22-24.
[3]. Claver-Cortés, E., Pereira-Moliner, J., José Tarí, J., & Molina-Azorín, J. F. (2008). TQM, managerial factors andperformance in the Spanish hotel industry. Industrial Management & Data Systems, 108(2), 228–244.
[4]. Teh, P. L., Yong, C. C., Arumugam, V., Ooi, K. B., (2009). Does total quality management reduce employees' role conflict Industrial Management & Data Systems, 109(8), 1118–1136.
[5]. Ladhari R (2009) A review of twenty years of SERVQUAL research. International Journal of Qualityand Service Sciences 1(2): 172-98.

Abstract: Background: Working capital management decision is one of the most fundamental decisions for any business and so, it needs delicate attention in dealing with, regardless of its nature, size, type or ownership. The effect of working capital management cannot be neglected during firm financing due to its influence on firm profitability and liquidity. Due to the fact that, current assets take a big part of the assets, working capital management becomes very crucial and so need to be considered with caution. This paper study the effects of working capital management on Tanzanian listed non financial firms' profitability while controlled by the firm size, debt ratio, and firms' liquidity......

Key words: Working Capital Management, Profitability, Tanzania, Firms

[1]. Afrifa, G., Tauringana, V., & Tingbani, I. (2015). Working Capital Management and Performance of Listed SMEs". Journal of Small Business & Entrepreneurship, Forthcoming, 25-55.
[2]. Akoto, R., Awunko-Vitor, A., & Angmor, P. (2013). "Working capital Management and Profitability: Evidence from Ghanaian Listed Manufacturing Firms". Journal of Economics and International Fianance, 374-379].
[3]. Aktas, N., Croci, E., & Petmezas, D. (2018). Is Working Capital Management Value-enhancing? Evidence from Firm Performance and Investments. Journal of Corporate Finance, 30, 98-113.
[4]. Alipour, M. (2011). Working Capital Management and Corporate Profitability: Evidence from Iran. World Applied Sciences Journal, 12(7), 1093-1099.
[5]. Ani, W. U., Okwo, M. I., & Ugwunta, D. O. (2012). Effects of Working Capital Management in Profitability: Evidence from Top Five Beer Brewery Firms in the World. Asian Economic and Financial Review, 2(8), 966-982..

Abstract: In the era of the industrial revolution 4.0 business competition is incredibly tight because this era can result in the gradual modernization of the industrial sector and has the potential to bring on changes in technology. So companies must improve their capabilities by making continuous innovations in technology supported by adequate human resources. Realizing the important role of human resources in innovation activities, companies must manage human resources as best they'll. This study aims to discuss the human capital approach in increasing the ability and motivation of people towards sustainable innovation activities within the application of technology in manufacturing companies. The method utilized in this study is a qualitative method with descriptive research. This research was conducted on pump manufacturing objects within the process of making a sand mold in PT. Ebara Indonesia, Jakarta, Indonesia. The results in this study indicate that to apply technology as innovation in changing complex production processes, a human capital approach is needed in terms of staff's and engineer's increasing skills, mindset and motivation so that continuous innovation activities can be carried out in accordance with the company's business targets.....

Keywords: Human Capital, Innovation, Sustainable Innovation, Work Motivation, Manufacturing Company

[1]. Afuah, A. 1998. Innovation Management: Strategies, Implementation and Profits.
[2]. Alpkan Lutfihak., Cagri Bulut., Gurhan Gunday., Gunduz ulusoy & Kemal Kilic. (2010). Organizational support for intrapreneurship and its interaction with human capital to enhance innovative performance. Management Decision Vol. 48 No. 5 pp. 732-755 Emerald Group Publishing Limited.
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[5]. Arthur D. Little (2004) Innovation excellence study..

Abstract: India is the second largest consumer market in the world, having the second highest population of consumers particularly from the youth segment with different needs, preferences and wants. The profile of the Indian consumers are changing in terms of education, income, occupation, reference group and media habits. There is shift in demand for consumer durables products specifically consumer electronic products for the past decade due to influx of modern technology the consumer buying preferences are rapidly changing and moving towards high-end technology products with acculturations. At present Indian consumer durable industry is operating in a highly competitive complex and rapidly changing business environment. It strongly emphasizes that the marketers and manufacturers of such industry should closely understand the needs and requirements of the growing youth segment which provides a huge market. The purpose of research paper is to analyse the buying behaviour of the youth segment with regards to buying behaviour of consumer durable specifically consumer electronic products in Mumbai region. It is observed that, technology is having great impact and influence on the buying pattern of consumers.

Keywords: segment, buying behaviour, consumer durables, consumer electronic products, Mumbai Region.

[1]. Pandian, V.A, Ali, J.M., Yadav. U., & Mahendran, A (2012). A Study of Consumer Behaviour with Reference to Mobile Phones in Saminattham Panchayat, Sivakasi Block, Tamil Nadu. International Journal of Research in Finance & Marketing, 2 (3), 73-85.
[2]. Shah, C. (2012). Consumer Preferences for Mobile Service Providers: An Empirical Study in Bardoli. International Journal of Marketing and Technology,2 (8), 269 -288.
[3]. De Rose, V.J.L. (2015). A research Paper on Preference of Smart Phones among college Students Using Cluster Analysis in Tiruchirappalli. International Journal of Engineering and Management Research (IJEMR), 5 (6), 1-8.
[4]. Maheshwari, V. (2015). A Study On Brand Preference Of Mobile Phone Users in Chidambaram Town. International Journal of Information Research and Review. (IJIRR), 2 (2), 341-345.
[5]. Tejaswi, K.V., & Seema, A. (2015) Impact of Consumer's Decision Making Process on Purchasing of Mobile Phones. – International Journal of Management Research, 3 (1), 15-42..

Abstract: The growth and development of Multinational Enterprises has contributed greatly to export based industrialization, capital formation, competitiveness, research, development and technology, poverty alleviation and empowerment generation. Multinational Corporation is convoluted with the history of colonialism, some critics believe that international trade and exploitation were used to facilitate colonialism through creation of colonial trading post, which is today's Multinational Enterprises. The effect of corporate colonial exploitation has been proven to be long lasting and far reaching, which led to current causes of contemporary global income and social inequality. The objectives of the study is to ascertain the positive impact of growth of multinational enterprises in global economy. The study reveals that MNCs contributed significantly to the economic growth of some developing countries and there has been a significant improvement in FDI inflow, which has been stable and more accessible to service than commercial debt or portfolio investment

[1]. Bakan.s, yildirimci.E, 2015, September. A growth story, globalization, multinational companies and india.
[2]. Contessi. S. and E. I. Ghazaly, H. (2010), July 1 Multinational from Emerging Economies: Duce and Banco de espana 2013, July 31. Definition of foreign directinvestment (FDI) as methodological note.
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Abstract: Non-performing loan is a major credit risk facing microfinance banks due to their primary role in lending activities. The risk is often associated with more provisions for loan-loss in order to mitigateitseffect. This study examined the effect of these credit risk variables (non-performing loans and loan-loss provisions) onthe financial performanceof microfinance banks in Nigeria, using the Granger causality approach. Secondary data covering the periods 2012 to 2018, from six purposively selected microfinance banks, was used forthe hypothesized variables in a Vector Autoregressive (VAR) Model.The unit root test was conducted on the data using the Augmented-Dickey...

Keywords: Non-performing loan; Loan-loss provision;Returns on assets; Granger Causality

[1]. Afolabi, T. S., Obamuyi, T. M. and Egbetunde, T. (2020). Credit Risk and Financial Performance:Evidence from Microfinance Banks in Nigeria. IOSR Journal of Economics and Finance,11(1), 8–15.
[2]. Aishatti, A. S. (2015). The Effect of Credit Risk Management on Financial Performance of Jordanian Commercial banks. Investment Management and Financial Innovations, 12(1-2), 338-345.
[3]. Almekhlafi, E., Almekhlafi, K., Kargbo, M. and Hu, X. (2016). A study of Credit Risk and Commercial Bank's Performance in Yemen: Panel Evidence. Journal of Management Policies and Practices, 4(1), 57 – 69.
[4]. Al-Tamimi, H. and Al-Mazrooei, M. (2007). Banks' Risk Management: A Comparison study of UAE National and Foreign banks. The Journal of Risk Finance, 8(4), 394-409.
[5]. Ameur, I. G. B. and Mhiri, S. M. (2013). Explanatory Factors of Bank Performance in Tunisia: APanel Model Approach. Global Journal of Management and Business Research Finance,13(5), 1 – 13.

Abstract: This research purpose is to study on Malaysian users' intention to use the mobile payment apps in Malaysia market, and to determine the relationship from perceived ease of use, perceived usefulness, perceived security and word of mouth to the intention to use the mobile payment apps in Malaysia. This research is conducted in the quantitative research, and the correlation survey is designed by adapting from the past researches to process this research. This correlation surveys have been distributed to the target respondents who are Malaysian citizen using the mobile phone, and with 250 valid respondents completed,it is found that the word of mouth has the highest influence on the intention to use the mobile payment apps in Malaysia, and the perceived security has negative influence in this research. The survey results were mainly based on respondents in Malaysia and will give some implications to the mobile payment apps development and the mobile commerce development in the future.

Keywords: Intention to use, Perceived ease of use, Perceived usefulness, Perceived security, Word of mouth

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[2]. Anouze, A. and Alamro, A. (2019), "Factors affecting intention to use e-banking in Jordan", International Journal of Bank Marketing, Vol. 38 No. 1, pp. 86-112.
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