Abstract: One of the most significant challenges affecting the financial sector pertains to issues such as loan non
repayment, a weak legal framework, and ineffective strategies for lender recourse and bad debt recovery. This has particularly impacted microfinance institutions, leading to Non Performing Loans (NPLs) that diminish profits through credit losses and direct write offs for loans turning into bad debts, ultimately reducing the funds available for lending. These challenges have posed a serious threat to the stability and survival of some Microfinance institutions in Kenya. Recognizing this gap, the research delved into exploring the effect of structural alignment.....
KEYWORDS : Structural, Alignment, Dynamic Capabilities, Performance, Microfinance
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