IOSR-JBM   Volume-23 ~ Issue-4 ~ April 2021

Abstract: Lack of trust, excessive charges, fraudulent transactions and other unethical practices have increased the complaints from bank customers in Nigeria. Various scholars have investigated many dimensions of ethical business culture on customer satisfaction, competitive advantage and customer relationship management, but fewer raised concerns on customer loyalty. This study therefore examined the effect of ethical business culture dimensions on customer loyalty of deposit money banks in Nigeria. Cross-sectional survey research design was employed in the study. The population was 34,162 full-time employees of tier-one deposit money banks in Nigeria. Stratified random sampling technique was adopted. A sample size of 849 was determined using Cochran's formula. An adapted.....

Keywords: Ethical business culture, Customer loyalty, Deposit money banks, Transparency

[1]. Adebayo, A. A. & Bharat, T. (2016). Nigerian public administrators' leadership styles and their perceived effectiveness. International Journal of Academic Research in Business and Social Sciences, 6(9), 85-92.
[2]. Affran, S., Dza, M. & Buckman, J. (2019). Empirical conceptualization of customer loyalty on relationship marketing and sustained competitive advantage. Journal of Research in Marketing, 10(2).
[3]. Asiyanbi, H., & Ishola, A. (2018). E-banking services impact and customer satisfaction in selected bank branches in Ibadan metropolis, Oyo state, Nigeria. Accounting, 4(4), 153-160.
[4]. Audu, S.I. (2019). National transparency and the performance of the financial market in Nigeria. International Journal of Business and Finance Management Research, 8(1), 10-14
[5]. Babayanju, A. G. A., Animasaun, R. O., & Sanyaolu, W. A. (2017). Financial reporting and ethical compliance: The role of regulatory bodies in Nigeria. Account and Financial Management Journal, 2(2), 600-616.

Abstract: This paper investigated the effect of strategic marketing practices (SMP) on performance of selected Insurance companies in Lagos State, Nigeria. The study adopted cross-sectional survey research design. The total population of the study was 1,980 management staffs of the selected Insurance companies operating in Lagos State, Nigeria. Sample size determination table developed by Krejcie and Morgan was used to determine the sample size of 731. Proportionate stratified sampling techniques were used to group the sample to definite categories of top, middle, and frontline managers for adequate representation. A validated questionnaire was administered and a total of 598 retrieved.......

Key-words : Marketing ethics, Relationship marketing, Service delivery, Social media marketing, Strategic marketing practices, Strategic market orientation

[1]. Abiodun, E., & Kolade, G. (2020). Marketing strategies impact on organisational performance. International Journal of Scientific & Technology Research, 9(1), 1758-1762.
[2]. Adda, G., Azigwe, J., & Awuni, A. (2016). Business ethics and corporate social responsibility for business success and growth. European Journal of Business and Innovation Research, 4(6), 26-42.
[3]. Akinyele, S. T. (2011). Strategic marketing and firm performance: A study of Nigerian oil and gas industry. Business Intelligence Journal, 4(2), 303-311.
[4]. Alao, E. A., Diyaolu, O. G., & Afuape, M. A. (2014). The changing trend in marketing of financial services: An empirical study on bank performance in Nigeria. International Journal of Business and Economic Development, 2(2), 85 - 96.
[5]. Aldakhila, A., Aamirb, A., Nassanic, A., & Askar, E. (2020). Exploring the nexus between the market orientation, market performance and financial performance of manufacturing firms in KSA: Does the supply chain strategy matter? Revista Argentina De Clinica Psicologica, 29(4), 652-663..

Abstract: Prior to 1960 the presence of information technology (IT) in organizations was in the form of computers which basically handled a limited amount of HR systems such as employee records and payroll functions.These were stand-alone systems which were used by the concerned HR staff with no facility of sharing or data transfer. Moreover, at that time the computer systems were very costly and not many people were trained enough to use them. However,the improvement in technology and increase in usage not only made them user friendly but also lead to decrease in cost.As a result,more and more companies started using it. As the technology advanced further it not only started becoming relevant for use in all the industries but also started percolating into the various departments within the organizations. With.....

[1]. Ahmad, M., and Allen, M. (2015). 'High-performance HRM and establishment performance in Pakistan: an empirical analysis.' Employee Relations, 37(5), 506-524.
[2]. Al-Dmour, R. H., and Shannak, R. O. (2012). 'Determinants of the implementation level of electronic, human resources management (e-HRM) in Jordanian shareholding companies.' European Scientific Journal, 8(17), 204-235.
[3]. Alsabbah, M. Y., and Ibrahim, H. (2014). 'HRM practices and employee competence: A general system perspective.' International Journal of Business, Economics, and Law, 4(1), 11-17.
[4]. Bayarcelik, E. B., and Findikli, M. A. (2016). 'The mediating effect of job satisfaction on the relation between organizational justice perception and intention to leave.' Procedia-Social and Behavioral Sciences, 235, 403-411.
[5]. Bondarouk, T., Parry, E., and Furtmueller, E. (2017). 'Electronic HRM: four decades of research on adoption and consequences.' The International Journal of Human Resource Management, 28(1), 98-131.

Abstract: Résumé Aussi longtemps que les Romains étaient sages, se rendant dans la campagne dans leur domaine pour y travailler les champs, et retournant en ville pour un repos mérité, ils pratiquaient un loisir sain : l«otium» cum dignitate, comme l'a appelé Cicéron. Mais hélas ! Voici que sous la République, avec quelques hommes assoiffés du pouvoir, de l'acabit de Catilina, Rome tombe dans l'avilissement : la jeunesse surtout, qui prend exemple sur ces paresseux. La facilité, l'oisiveté, la paresse engendrent chez elle une indolence, la concupiscence, l'avidité et l'orgueil. Et de ces maux, découleront de nouveaux vices : le libertinage, le cabaret et la prostitution, bref, la perversion......

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Abstract: The aim of this study is to investigate the relevant determinants of firm-level innovation across the Nigerian enterprises and questions whether geographic location, enterprise, and other enterprise attributes do matter have any significant impacts on three streams of innovation measures, product, process and all-inclusive innovation in Nigeria. Using the 2014 Enterprise Survey (ES) conducted by the World Bank and probit econometric model, results obtained indeed depicts that firm's size – whether micro, small, medium or large and firm's location whether located in the North-central, North-west, North-East, South-west, South-east and South-south do matter in determining the product, process......

Keywords: Innovation, Product and Process, Probit, Size, Location, Nigeria

[1]. Abdu, M., & Jibir, A. (2018). Determinants of firms innovation in Nigeria. Kasetsart Journal of Social Sciences, 39(3), 448-456.
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Abstract: The study explored on capital and money market investments and economic performance in Nigeria; utilizing yearly time series that help to capture both current and future directions in the investment environment. Statistics, in logarithm form, on government securities, bonds, equities, treasury bills, commercial papers, certificate of deposits and bankers' acceptances were obtained from the statistical databank of the Central Bank of Nigeria, varying 1981 – 2019 giving a total of 39 observation periods. The eviews 10 arithmetical software was employed to perform more robust analysis like the Unit Root test, ARDL test and Granger causality test. The outcome of the unit root analysis conducted show that the variables are stationary after first and second differences were taken. The ARDL test found significant......

Keywords: Central Bank of Nigeria, Investments, Human Development Index, ARDL model

[1]. Aminu, M. T., Bambur, L. M., & Aliyu, R. (2017). An appraisal of the performance of money market as a catalyst of economic growth in Nigeria. CARD International Journal of Management Studies, Business and Entrepreneurship Research, 2(4), 149-173.
[2]. Ayebaemi, A. E., & Francis, E. A. (2018). Money market instruments and growth of the Nigerian economy: An empirical analysis. Pakistan Journal of Humanities and Social Sciences, 6(1), 30-43. https://www.pjhss.com
[3]. Briggs, A. P. (2015). Capital market and economic growth of Nigeria. Research Journal of Finance and Accounting, 6(9), 82-93.
[4]. Ebhodaghe, J.U. (2015) Liquidity management in Nigerian banking. The Nigerian Observer.
[5]. Etale, L.M., & Ayunku, P.E. (2017). Does money market spur economic growth in Nigeria? Granger causality approach. International Journal of Development and Economic Sustainability, 5(7), 28-37.

Abstract: This study seeks to examine human resource management becomes a strategic approach as a valuable organizational assetin rural areas. The research method is done by qualitative approach and analyzed descriptively. Data were collected based on observations and in-depth interviews. Validity was done by triangulation method. The research was conducted in the village of Kungkuk,Punten, District Bumiaji, Batu City, Malang; The results showed that to improve development in villages, it could not only be seen from the physical side of development, but starting from rural human resources, who have the competence and skills to increase the added value of rural resources. Rural human resources are crucial for the development of values and products and are complemented by the availability of infrastructure in the village.The results of the study prove that rural human resources are a vital strategy to increase the acceleration of development in rural Indonesia. Rural can be used as a new construction for accelerated development, namely through rural human resources based on rural development.

Keywords: Rural Human Resources, Value added, Increasing Local Economy, Asseleration Rural Development.

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