IOSR-JBM   Volume-23 ~ Issue-6 ~ June 2021

Abstract: Public Sector Banks (PSBs) are a major type of bank in India, where a majority stake (i.e. more than 50%) is held by the government. The shares of these banks are listed on stock exchanges. There are total of 12 Public Sector Banks alongside 1 state-owned Payments Bank in India. The merger is the process by which two or more companies decide to come together and merge together and created a new company often with a new name rather than remain separately owned and operated. The merger helps in reducing the weakness and get a competitive edge in the market. In the merger process, the merging companies share information related to debt, resources, technology, and assets, etc. with each other. This study aims to analyse the banks which...

Keywords: Public Sector Banks, Merger

[1]. https://en.wikipedia.org/wiki/Public_sector_banks_in_India#:~:text=Public%20Sector%20Banks%20(PSBs)%20are,owned%20Payments%20Bank%20in%20India.
[2]. https://www.gyanvihar.org/journals/index.php/2020/11/05/merger-and-acquisition-of-banks-a-literature-review/
[3]. https://www.jagranjosh.com/general-knowledge/banking-merger-in-india-1567425591-1
[4]. https://vidhisastras.com/mergers-and-acquisitions-banking-sector/

Abstract: Background: The importance of corporate risk management makes its application not only in banking companies but also beginning to be applied in other companies. This is an interesting concern for academics to examine the effects of Enterprise Risk Management (ERM) implementation and test whether companies that implement ERM are observing results that are consistent with the benefits originally claimed from ERM. This research looks at financial performance-related impact toward market performance with enterprise risk management (ERM) Implementation as a moderator variable. This research aims that financial performance has positive impacts on market performance. The impact of financial performance toward market performance organization with ERM is higher.....

Key Word: ERM, Risk, Financial Performance, Market Performance, Financial Institution.

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Abstract: In this article I have elaborated on the consequences of disruption of the old marketing strategies and the need of framing new marketing policies to check consumers behaviour and loyality to a particular brand in post pandemic era .The accelerated shifting of present day world from offline to the online behaviour in the consumers living, working ,shopping and the role of empathetic communicative approach of the brands to the consumers will be of a boon in the New world.

[1]. Hoekstra JC, Leeflang PSH. Marketing in the era of COVID-19. International Journal of marketing . 2020 ; 249 -260
[2]. Maliszeska , Maryla ;Mattoo ,Aaditya ; Van der Mensbrugghe, Dominique .The potential impact of COVID-19 on GDP and trade :A preliminary assessment .Policy Research working paper ;No .9211 .World Bank group. 2020
[3]. Marina Turea. 6 ways to ready your marketing strategy for a post COVID -19 World. Business Strategy. 2020
[4]. Donthu N, Gustafsson A. Effect of COVID-19 on business and research. Journal of Business Research. 2020
[5]. Dhawan S. Online learning :a panacea in the time of COVID-19 crisis . Journal of educational technology systems. 2020

Abstract: Organizational conflict arises when and if employee thinks that their goals are under threat or are being hindered by the another person's activities. Unresolved or poor handling of conflicts may lead to exit of some employees from the organization. The purpose of the study was to assess how conflict management strategies influence performance of Microfinance Institutions. The study was guided by the following specific objectives: To explore the influence of accommodating strategy on performance of Microfinance Institutions; To assess how dominating strategy affects performance of Microfinance Institutions; To determine the influence of compromise strategy on performance of Microfinance......

Keywords: Accommodating strategy; Dominating strategy; Compromise strategy; Collaborating strategy; Organizational performance

[1]. Abdul G. A. & Sehar, S. (2015). Conflict Management and Organizational Performance: a case study of Askari bank limited. Research Journal of Finance and Accounting, 6(11): 88-109.
[2]. Abdullah, A. (2015) The Impact of Conflict Management on Organizational Effectiveness (A Case Study: Ministry of Higher Education of Jordan). European Journal of Business and Management, 7(36): 75-85.
[3]. Ajike E., Akinlabi B., Magaji N. & Sonubi, O. (2015). Effect of conflict management on the performance of financial service organization in Nigeria: an empirical study of Access Bank PL. International Journal of Economics, Commerce and Management, United Kingdom, 3 (7): 260-272.
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[5]. Azamosa, O. (2004) Industrial Conflict in Nigerian Universities: The case of the Academic Staff Union of the University Teacher's Strike of December 2002 - June 2003. Dept. of Sociology, Anthropology and Applied Social Sciences, Bristol University..

Abstract: The commitment by the Federal Government of Nigeria through Bank of Industry, Bank of Agriculture cum other Government agencies and financial institutions to create entrepreneurial business possibilities for rural aboriginal people as a strategy to decrease their socio-economic disadvantage,many individuals in rural areas are still excluded from access to these Government entrepreneurial financing. This research therefore examined the accessibility to government entrepreneurial financing (GEF) and its impact on rural dwellers in Nigeria's South-west zone.Primary and secondary data were utilized for the study. Stratified random sampling technique was used to select 15out of 116...

[1]. Adedipe, O.A. (2015). Entrepreneurial Finance on Economics Growth: Otiose?ACU Journal of social and management sciences, 1(1):63-73.
[2]. Alabi, F.A., David, J.O., and Aderinto, O.C. (2019). The Impact of Government Policies on Business Growth of SMEs in South-western Nigeria. International Journal of Management Studies and Social Science Research, 1:(2)1-14.
[3]. Bosede, A., Ogunleye, A., and Arogundade, S. (2016). Analysis of Small and Medium Scale Enterprises' (SMEs) Financing and Economic Growth: Which Way for Nigeria. European Journal of Business and Management,8(16):12 – 17.
[4]. Buckley, B. (1997). Microfinance in Africa: Is it either the problem or the solution? World Development,25(7):1081-1093.
[5]. Denis, D.J. (2004). Entrepreneurial Finance: An overview of the issues and evidence. Journal of Corporate Finance10, 301-326..

Abstract: Intellectual capital is gaining increasing attention, especially through the adoption of innovative technologies such as big data. Literature has scrutinized the impact of big data and intellectual capital independently, and reveals a positive influence on the value of business from their utilization. Nevertheless, relying on the theory of based-view resource and the experience of practitioners in the field, this study proposes that the effects of their complementary and shared utilization should be much bigger. Such a proposal has not been discussed and empirically examined so far. This paper discusses how to deploy big data and intellectual capital concurrently in the framework of information systems, with a discussion of the interaction of big data and intellectual capital as resources that could pull out the most complementary value for companies and establish a future research agenda..

Key Words: Big data; Intellectual Capital; Resource Based View; complementarity

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Abstract: The study interrogated the audit committee characteristics and quality of financial statement of thirteen (13) consumable firms quoted on the Nigerian Stock Market using the Ex-post facto research design. The study gathered data from the NSE factbook and financial reports published by the quoted companies covering from (2010-2018). The data were analyzed using the Descriptive statistics, Panel Correlation Matrix, Ordinary Least Square (OLS), and Hausman test. The dependent variable Quality of Financial Statement was measured using the Beneish M-score model while the independent variable was measured using audit committee financial expert, audit committee size, audit committee independent, audit committee. From the analytical output, the result showed that audit committee financial.....

Keywords: Earnings Management, Quality of Financial Reporting, Audit committee Financial Expert, Audit Committee Independent, Audit Committee Size

[1]. Adebayo, A. (2005). Financial reporting: An aid to efficient economic management in the public sector. The Nigerian Accountant, (1), 33.
[2]. Anichebe, A.S., Agbomah, D.J. and Agbagbara, E.O. (2019). Determinants of financial statement fraud likelihood in listed firms. Journal of Accounting and Financial Management, 5 (2), 1-9.
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[5]. Dabor, A.O and Dabor, E.I (2015). Audit committee characteristics board characteristics and financial reporting quality in nigeria. International journal of economics, commerce and management, 3(11) 1292-1304

Abstract: This research paper is completely focused on the problems of human resources management and its impact on organizational performance. This paper gives insight why human resource management decisions are likely to have an important and unique influence on organizational performance. The objective of this research is to explore and identify the problems faced by Human Resource Management in achieving organizational effectiveness. In this research paper we discuss that how and why Human Resources Management is responsible for making the organization productive and prospering the workforce. The purpose of this study therefore is to assess whether human......

[1]. An Introduction to Human Resource Management John Stredwick · 2013
[2]. Human Resource Management: The Key Concepts books
[3]. Chris Rowley, Keith Jackson · 2011
[4]. Human Resource Management: Issues, Challenges and Opportunities books
[5]. Rae Simons · 2011
[6]. Research Methods for Human Resource Management

Abstract: The rapid development of technology and information today makes competition even tighter. Many people are competing to take advantage of the opportunities that exist today, especially for companies or business organizations that want to maintain their business continuity. Today's business activities can be carried out by utilizing the use of the internet. The internet connects millions to billions of users in the world today. Apart from being a medium of information and communication, the internet today can also give rise to a new e-commerce or market place with a wide and unlimited network among business people. This study aims to analyze the effect of price consciousness, sales promotion and online customer reviews on purchasing decisions in the Tokopedia Marketplace. The population......

Keywords: price consciousness, sales promotion, online customer reviews, purchase decisions

[1]. Agustina, N. A., Sumowo, S., & Wijayantini, B. (2018). PENGARUH KUALITAS PRODUK, CITRA MEREK, DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN. Jurnal Peneliti, 3(2), 186–196.
[2]. Al-Heali, A. N. (2020). The effect of marketing deception on consumer purchasing decisions-an analytical study of the opinions of a sample of baghdad university students. International Journal of Innovation, Creativity and Change, 13(6), 575–595. https://www.ijicc.net/images/vol_13/Iss_6/13663_Heali_2020_E_R.pdf
[3]. Amalia Fadhila Rakhma, P., & Hatneny, A. I. (2021). Pengaruh Product Knowledge, Brand Image, Dan Online Customer Review Terhadap Keputusan Pembelian Di Marketplace Shopee (Studi pada Customer Marketplace Shopee di Malang). e – Jurnal Riset Manajemen PRODI MANAJEMEN, 2020, 82–94.
[4]. Amelia, R. D., Mulyandi, M., & Rachman, M. (2021). ANALISIS ONLINE CONSUMER REVIEW TERHADAP KEPUTUSAN PEMBELIAN PADA E-COMMERCE KECANTIKAN. IJurnal Online Internasional & Nasional, 2(2). www.journal.uta45jakarta.ac.id