IOSR-JBM   Volume-23 ~ Issue-6 ~ June 2021

Abstract: Micro-finance means transactions in small amounts of both credit and saving, involving mainly small-scale businesses and producers. The main objective of the microfinance is to reduce the poverty and make stable income of the poor people. The main objective of this study is to express the current scenario and find at how microfinance helps to economic development of the society. Primary and secondary data are used here. Non probability sampling method is used and 10 NGO-microfinance institution and 30 respondents are chosen for sample. Now a days 724 MFIs operating in Bangladesh and 15 in Sylhet region. The loans provided by the organizations are collateral free and usually have a maturity of 46 weeks with weekly repayment. In every case women have been able to......

Keywords: Microfinance, NGO, Role, Economic development

[1]. Afrin Sharmina, Islam Nazrul, Ahmed Shahid Uddin, August, 2008, A Multivariate Model of Micro Credit and Rural Women Entrepreneurship Development in Bangladesh, International Journal of Business and Management, Volume 3, Number 8, Pp. 169-185
[2]. Ahmed Akhter U, Khondkar Mubina, Dec 2010, An Analysis of Institutions and Policy Processes for Selected Antipoverty Interventions in Bangladesh, IFPRI Discussion Paper 01046,
[3]. Alam Mohammed Nurul, June 2, 2009, Interest-Free Microfinance to Micro Entrepreneurs in Rural Bangladesh, Microfinance Conference, ULB Brussels, page- 1-32
[4]. Alamgir A.H.Dewan,(2009), As part of the project on State of Microfinance in SAARC Countries, Institute of Microfinance (InM), page- 103.
[5]. Ahmed Md. Nehal, Chowdhury Mainul Islam, March 2007, Non-Bank Financial Institutions in Bangladesh: An Analytical Review, Policy Analysis Unit, Working Paper Series: WP 0709

Abstract: Despite continuing economic problems worldwide, the tourism industry is going strong. The scenery is also true for the country, Bangladesh. In Bangladesh, tourism is becoming a developed industry that serves thousands of international and domestic tourists yearly. There are hundreds of unbleached, attractive and well-favored destinations discovering their unique ways every moment to welcome million tourists from all over the world. This paper attempts to probe the scope of tourism in such destinations that are not even discovered properly but have the full potential to amaze tourists in every possible way. To certain extent, there is a gap between the demands of the less popular......

Key words: tourism destinations, newly discovered, less popular

Abstract: This empirical research paper studies the Impact of Covid 19 Lockdown on the Indian Stock Market Indices. The paper undertakes Event Study methodology to showcase the short-term effect of the Lockdown on the various Indian Stock Market Indices, mainly SENSEX and NIFTY. The paper follows the hypothesis of how an event can have an impact on the stock market as it takes into account all current political and social situations into its financial information. Through this paper, six Indian Stock Market Indices like BSE SENSEX, NIFTY 50, BSE AUTO, BSE BANKS, BSE HEALTHCARE, NSE AUTO, NIFTY BANK, NSE PHARMA and their returns have been analyzed before and after the imposition of Lockdown. The correlation among these indices then have been calculated to understand the relation between these indices. A period of 50 days has been taken into account to conduct the descriptive statistical research.

Keywords: Lockdown, Abnormal returns, Stock Market

[1]. Baker, S. R., Bloom, N., Davis, S. J., Kost, K. J., Sammon, M. C., &Viratyosin, T. (2020). The unprecedented stock market impact of COVID-19 (No. w26945). National Bureau of Economic Research.
[2]. Ball, R., & Brown, P. (2014). Ball and Brown (1968): A Retrospective. The Accounting Review, 89(1), 1-26. Retrieved May 13, 2021, from http://www.jstor.org/stable/24468510
[3]. Bhowmik, D. (2013). Stock market volatility: An evaluation. International Journal of Scientific and Research Publications, 3(10), 1-17.
[4]. Boone, L., Haugh, D., Pain, N., &Salins, V. (2020). Tackling the fallout from COVID-19. Economics in the Time of COVID-19, 37.
[5]. Bora, D., &Basistha, D. (2020). The outbreak of COVID‐19 pandemic and its impact on stock market volatility: Evidence from a worst‐affected economy. Journal of Public Affairs, e2623

Abstract: The present research paper attempts to analyze the journey of a product from brand awareness to brand loyalty in the cosmetic industry. Cosmetic industry is one of the fastest growing industries in the Indian market and is valued at around 6.5 billion USD in 2018-19. The cosmetic industry is racing with enormous growth potential. The projected growth of the industry by the year 2025 is expected as 22 percent. It is of relevance to note that almost 22 percent of the consumer packaged goods is from the beauty industry and the growth of the industry is almost double than the gowth in US and Europe. Awareness about the existence of a brand in the market is a prerequisite for the brand to move into the purchase decision making process. The brand selected as per the.....

Keywords: Brand awareness, brand recall, brand loyalty and consumer

[1]. Sushil Kumar M Parwar (2014). A study of brand loyalty for cosmetic products among youth. International Journal for Research In Management and Pharmacy Vol 3 Issue 6, 9-21.
[2]. Usman Yousuf, Rida Zulfiqar, Madiha Aslam, Mohsin Atlaf (2012), Studying brand loyalty in the cosmetics industry, Log Forum – Scientific Journal of Logistics, 8 (4), 327-337. url: http www .logforum.net/vol 8/issue 4/no 6.
[3]. Hossein Nezakati, Chua Pool Yen and Maryam Akhoundi (2013), Antecedents impact on brand loyalty in cosmetics industry, Journal of Applied Sciences, 13 (1), 126.132.
[4]. Dr. Hamza Salim Khraim (2011), The influence of brand loyalty on cosmetics buying behavior of UAE female consumers, International Journal of Marketing Studies, 3 (2), 123 – 133.
[5]. Lydia k. Mwai, Dr. Anne W. Muchemi, Consolata W.Ndungu (2015). Analysis of brand loyalty in cosmetic products: A case of selected salons in Nyeri town. Journal of Economics And Sustainable Development, Vol 6 No 4, 210 t0 218.
[6]. Corra research: Beauty product loyalty. url:http://corra.com

Abstract: Penelitian ini bertujuan untuk mengetahui gambaran budaya organisasi dan kompetensi, terhadap kinerja Aparatur Sipil Negara pada Dinas Kebudayaan dan Keparawisataan Provinsi Sulawesi Selatan dan mengetahui pengaruh budaya organisasi, dan motivasi, terhadap kinerja Aparatur Sipil Negara pada Dinas Kebudayaan dan Keparawisataan Provinsi Sulawesi Selatan. Jenis penelitian ini adalah kuantitatif dan berlokasi di Dinas Kebudayaan dan Keparawisataan Provinsi Sulawesi Selatan. Populasi penelitian ini seluruh Aparatur Sipil Negara pada Dinas Kebudayaan dan Keparawisataan Provinsi Sulawesi Selatan yang berjumlah 143 orang. Sampel sebanyak 59 orang yang ditarik dengan teknik simple random sampling, data dikumpulkan dengan menggunakan survey, angket......

Keywords: Budaya Organisasi, Kompetensi dan Kinerja

[1]. Arikunto, Suharsismi (1998). Validitas adalah suatu ukuran yang menunjukkan tingkatan-tingkatan kevaliditasan suatu instrument.
[2]. Arikunto, Suharsimi (2010). Sampel merupakan sebagian atau wakil populasi yang diteliti.
[3]. Ghozali, (2005). Bertujuan untuk menguji apakah dalam suatu model regresi linear variabel terkait dan variabel bebas keduanya mempunyai distribusi normal atau tidak.
[4]. Greenberg, Jerald dan Baron, Robert A. (2003) Budaya Organisasi sebagai kerangka kerja.
[5]. Gujarati (1995). Salah satu cara untuk menanggulangi gejalah multikolinear dapat dilakukan dengan jalan mengeluarkan salah satu variabel X yang mengakibatkan terjadinya multikolinier untuk kemudian diuji kembali.

Abstract: This study aims to: Community empowerment process conducted by BUMDes in improving community welfare in Soppeng Regency. This research was conducted using a qualitative descriptive approach, namely: data in the form of information or information obtained and presented in non-numeric form in the form of BUMDes profiles and BUMDes unit type reports. The results of this study indicate that: the community empowerment process strategy carried out by BUMDes in improving the welfare of the community in Soppeng District is influenced by several factors, namely: awareness, training, mentoring, evaluation, transparency, and cooperation. Transparency......

Keywords: Community, Empowerment, Welfare, Strategy.

[1]. Arikunto, S., 2010. Research Procedures for a Practice Approach (Revised Edition). Jakarta: Rineka Cipta. (2010). Basics of Educational Evaluation.
[2]. Azhari, I., Burhanudin, H., Si, M., Noor, HM, 2018. The Role of Social Services in Improving the Welfare of Punan Inland Communities in Pungit Village, Sekatak District, Bulungan Regency.
[3]. Aziz, HMA, 2005. Community empowerment da'wah: a paradigm of methodological action. PT LKiS Pelangi Aksara.
[4]. Azizy, AQA, 2003. Community empowerment in the development of a democratic life in Indonesia. Lemhannas Executive Club (LEC).
[5]. Basuki, S., 2006. Research Methods. Jakarta: Wedatama Widya Sastra.

Abstract: This study examined the effect of audit committee characteristics, namely; audit committee components, background profile of audit committee and audit committee statutory checklists on the quality of financial report of listed financial institutions in Nigeria. The study adopted the correlational research design. The population size was fifty seven (57) financial institutions listed on the Nigerian Stock Exchange as at December 2017. A sample size of forty (40) companies was selected using purposive sampling technique. Data was collected through secondary sources from annual report of selected companies and Nigerian Stock Exchange factbook for the years 2008 to 2017......

[1]. Abbott, L.J., Parker, S. & Peters, G. (2004). Audit committee characteristics and restatements. Auditing:A Journal of Practice and Theory, 23 (1), 69-88.
[2]. Abbott, L.J., Parker, S., Peters, G.F., &Raghunandan, K. (2003). The association between audit committee characteristics and audit fees. Auditing: A Journal of Practice & Theory, 22, 17–32.
[3]. Abdulkadir, M., & Noor, A. (2013). Audit committees: How they affect financial reporting in Nigerian companies. Journal of Modern Accounting and Auditing,1070-1080.
[4]. Abdulrahman, R., & Ali, F. H. M. (2006). Board, audit committee, culture and earnings management: Malaysian evidence. Managerial Auditing Journal,21 (7), 783-804.
[5]. Agrawal, A., & Chadha, S. (2005). Corporate governance and corporate scandals. Retrieved from http//www.papers.ssrn.com.