IOSR-JBM   Volume-26 ~ Issue-5 ~ May 2024

Abstract: Background: The search for the development and expansion of the national energy matrix in a renewable and sustainable way is the subject of constant studies and corroborates the potential use of photovoltaic generation. In this work, the effects of Federal Law No. 14,300/2022 for photovoltaic self-generators were analyzed and the contribution of Distributed Photovoltaic Microgeneration (MGFD) on the national load curve projected for 2050 was simulated. Materials and Methods: The study was focused on consumption in the residential sector and its reduction with energy produced by MGFD, from a planning perspective for this sector. For this, historical data on electricity consumption in Brazil was used, extracted from the National Energy Balance (BEN.....

Keywords: Energy in Brazil in 2050; Distributed generation of electrical energy; Energy expansion plan; Energy planning; Public policy.

[1] Epe - Energy Research Company. (2020). Monthly Review Of The Electricity Market. Retrieved On 07/24/2023, From: Https://Www.Epe.Gov.Br/Pt/Publicacoes-Dados-Abertos/Publicacoes/Resenha-Mensal-Do-Mercado-De-Energia-Eletrica
[2] Un – United Nations (2015) Sdg And Agenda 2030. Act For A Future In Which All Forms Of Life Can Prosper. Retrieved On 01/29/2024, From: Https://Www.Pactoglobal.Org.Br/Ods-E-Agenda-2030/
[3] Ipea - Institute Of Applied Economic Research. (2018). Energy Consumption Report In The Brazilian Residential Sector. Retrieved On 09/17/2022, From: Https://Www.Ipea.Gov.Br/Portal/Index.Php?Option=Com_Content&View=Article&Id=33766
[4] Inee - National Institute Of Energy Efficiency. (2019). Study On Photovoltaic Solar Generation In Brazil: Potential And Challenges. Retrieved On 02/09/2023, From: Http://Www.Inee.Org.Br/Publicacoes/Estudo-Sobre-Geracao-Solar-Fotovoltaica-No-Brasil-Potencial-E-Desafios
[ 5] Cgee - Center For Management And Strategic Studies. (2021). Distributed Photovoltaic Microgeneration Bulletin In Brazil. Retrieved On 12/09/2023, From:

Abstract: Commercial banks performance in Kenya has been on a decline in terms of their customer efficiency, customer confidence and loss of consumers. Commercial banks in Nakuru County are implementing changes so as to overcome these challenges. Therefore, this study examined the influence of strategic change management practices (organizational learning, leadership, and communication) on organizational performance. Assimilation theory, transformational leadership theory, social exchange theory of communication, and balanced scorecard model were used as the study's theoretical foundations. A descriptive-correlational survey that targeted 204 management staff from 33 commercial banks in Nakuru County.....

Keywords: Strategic change management practices, organisational learning, leadership, communication, organisation performance

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Abstract: Every day we make decisions that can be ordinary and known through experience and others that can be complex, such as what to eat, hygiene, work, investment, family and education, shopping, marriage. In addition, sometimes decisions are deliberate, other times they are contingent or automatic, unconscious. The act of deciding involves various cortical processes, both consciously and unconsciously, with or without processes for evaluating consequences and the risks involved in each one. This study aims to evaluate the financial performance resulting from strategic decision-making in the risky environment of the Iowa Gambling Task (IGT) game between two groups of voluntary participants. Through an experiment, we compare their performance at different times of the day (morning and afternoon), measuring differences in gains based on primary emotional responses and gender........

Keywords: strategic decision-making; basic emotions; facial emotion expression; neuroscience; Iowa Gambling Task; Facereader.

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Abstract: The financial performance of major private commercial banks is critical to the stability and growth of any economy. This study investigates the impact of credit risk management practices on the financial performance of major private commercial banks in Bangladesh from 2015 to 2019. Employing both random and fixed effects models, the analysis explores the influence of Capital Adequacy Ratio (CAR), Loan Loss Provision (LLP), Deposit-to-Equity Ratio (DPR), Loan Ratio (LR), and bank size (SZ) on Return on Assets (ROA) and Return on Equity (ROE) for a sample of 23 conventional private commercial banks. The Hausman test guided the selection of the most appropriate model for each relationship.......

Keywords: Credit risk, Private commercial banks (PCBs), Financial performance, ROA, ROE, NIM

[1] Aruwa, S.A And Musa, O., 2014, 'Risk Components And The Financial Performance Of Deposit Money In Nigeria', International Journal Of Social Sciences And Entrepreneurship, 111, Pp. I-8.
[2] Afande, F. O., 2014, 'Credit Risk Management Practices Of Commercial Banks In Kenya', European Journal Of Business And Management, 6 (34), Pp 21-63.
[3] Alshatti, A, S., 2015, 'The Effect Of Credit Risk Management On Financial Performance Of The Jordanian Commercial Banks', Investment Management And Financial Innovations, 12 (1), Pp. 338-345.
[4] Ahmadyan, Azam, 2018, 'Measuring Credit Risk Management And Its Impact On Bank Performance In Iran', Marketing And Branding Research, Pp. 168-83.
[5] Arbana Sahiti, Arben Sahiti, 2021 'The Commercial Banks Credit Risk Efficiency', Empirical Evidence From Kosovo, 8 (2).

Abstract: This research aims to develop an analytical concept for selecting an effective aircraft maintenance program. A maintenance program selection analysis is carried out to obtain the best alternative maintenance program for the company to get a corporate advantage in providing air transportation services in the air charter market.
The research was conducted on air charter companies that have more than 20 years of operating experience by taking the case of the T Air Service. This research was carried out uses qualitative methods with a quantitative approach. The selection of a maintenance program is carried out based on criterion determined by the needs of air charter customers need's and the company's needs. The analytical tool used in this research is the Analytic Network Process (ANP).......

Key Word: Aircraft Maintenance Program Selection, Aircharter, ANP.

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